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  1. Hi This is my first post as I am really at a loss. In February my boyfriend got caught twice within 2 weeks speeding, once 36 in a 30 and then 42 in a 30. He had recently started a new job on the other side of the city so wasn’t great with timings, not an excuse but still. The owner of his car (his mum) received the letters regarding naming the driver which my boyfriend filled in and sent back. This was in March. Then in mid-July he received a letter from the magistrates court saying he had an £846 fine and 6 points (!!!) but he didn’t read the lett
  2. Hi my son just received the above letter from Essex Police. Location was M25 Epping nr M/Post 5563b anti clockwise on a special road ( namley M25) between J23-27. at 12;42 on 4th May he was doing 62 in 50. He was driving and on his way to Luton Airport. I asked him about his speed and he said he was following the speed of other cars on the road. He also (assumed) that the M25 was a 70mph. To be honest,do many of us actually check our speed if we know we are doing less than 70.Its not an area he knows, and also i know ive probably driven up that part of M25 but cant say
  3. Sent my appeal off with some brief details of why i was appealing , Had a Letter from DWP confirming that they received my appeal, and about how much ESA i will get until it's heard, But so far over 1mth since requesting the full written statement of the Atos wca Form IB /ESA85, But so far i have not been sent it, The person that i recently spoke with from DWP ,Confirmed that they could see that i had previously requested it, but could not understand why i had not yet received it, What can be done to force them to supply this info,(assuming it actually exists) ?
  4. Hi, My son had his work assessment earlier this year and he has just received his letter advising him that in the assessors opinion he is capable of work although the writer has recognised that he suffers from anxiety and depression this does not pose any risk to either himself or others in a work place. Where his 'illness' is more of the mind than the body he was able to demonstrate good mobility etc and therefore scored nothing. So the question is where does he go from here, and which is the department most likely to be of assistance to him. Will he be entitled to his housing ben
  5. Hi, Looking for some advice. I had a medical assessment now I got 0 points. I understand I can claim JSA and do a mandatory reconsideration, however the JSA claim online states you must not have received ESA within 1 calendar month? So, must I wait 1 whole month before applying? Thanks.
  6. Drivers caught using handheld mobile phones in Britain are to face "much tougher penalties", with fines and points doubling, the government says. Under new rules expected to come in next year, drivers will get six points on their licence and face a £200 fine. Newly qualified drivers could be made to retake their test the first time they are caught. http://www.bbc.co.uk/news/uk-37389800
  7. The taxman has been accused of using small businesses and the self-employed as a “cash cow” after unveiling plans for a “draconian” new penalty regime. HMRC has announced that millions of companies and individuals with an income of more than £10,000 will have to file quarterly tax returns online. Those that are late in supplying information about their tax affairs will face a new “penalty point system”, similar to that used for motorists. Four offences will result in an automatic fine, which could be as much as £100. Every additional point will result in a further fine.
  8. Hi I was caught doing 80mph on a dual carriageway back in March and just had my court hearing on Tuesday July 26th. During which time my points have gone from 9 down to just 3. I was unable to make court as it was 150 miles away and only had a few days notice. My case was heard and I was disqualified from driving for 6 months from the 26th July. If they are to take the 6 months from the 26th then I only had 3 points at that time and should only get 3 points and £100 fine? Have I got a case here?? Would appreciate any help MK
  9. When I got my assessment report through from ATOS, there are vast problems. The lady nurse, for one, said I was smartly dressed and coped well at interview. Firstly, I wore jeans, and said I did not have time to wash my hair as it was a mess. I was not coping at all, I kept stiuttering and had some difficulty in answering some of the questions, my mum stepped in and answered them for me. I was awarded 0 points, considering I showed her my dosset box and medication and said my partner helped me in and out of the bath where needed, even though I have had rails I can use.
  10. Please help!!!! This is a long story so please bear with me. My sister hired a car last year to move home. She was on the hire agreement with my Dad as a free driver also. My Dad was caught by a speed camera while moving her stuff to her new house in the hire car. My sister put her current address on the hire agreement The address she was moving from NOT to as she stayed there until two days afterwards. She did not pay for mail forwarding but asked landlord to forward any mail. A NIP was sent a few days afterwards to old address as this was provided by Enter
  11. Hello. I am currently getting income based JSA for about 1 year now. I stay with my mum, But all of a sudden my mum is saying i need to pay £27 towards to rent as the council will only pay £109. So why now do i need to pay. I have a brother who gets ESA, and my mum gets income support. What are causing the housing benefit deduction, My brother only started claiming ESA this year in march, And all of a sudden the housing benefit is cut. So could someone help me because i am getting the impression the cut is because of me but i have been getting jsa for around a year and
  12. Personal Independence Payment (PIP) – table of activities, descriptors and points Daily Living Activities and Mobility Issues... Some readers are confused with what the DLA/PiP descriptor/s are and what points could be awarded. Here is a guide that could answer some of your questions. See this link >> https://www.citizensadvice.org.uk/Global/Migrated_Documents/adviceguide/pip-9-table-of-activities-descriptors-and-points.pdf This is a guide only, as each claimant will need to have his/her own points to be able to qualify for these benefits. These may he
  13. Hi My friend has 12 points on his licence and had his exceptional hardship plea accepted and he had the following 3 points for wrong direction July 2012 3 points for mobile phone Nov 2012 6 points for Speeding (SP30 i think) Dec 2012 I undertand 3 points are physically removed after 4 years, but off the record really after 3 years. Please explain what this means, so the first 3 are removed already as its been 3 years now what about the rest? Thanks!
  14. Tesco Bank is reducing the rate its credit card holders can earn Clubcard points when spending outside of Tesco, blaming a looming cap on interchange fees coming later this year. Currently 2.8 million cardholders can rack up Clubcard points when spending using a Tesco credit card, wherever they spend. But soon the points Tesco Clubcard Credit Card holders can earn on purchases made outside of the supermarket will change from one for every £4 spent to one for every £8 spent. Tesco’s Clubcard Credit card customers will see the change from 1st December. https:/
  15. Quick question I have to send in my card licence for a 3 pointer what is requirement to also send the paper part ( which is being phased out)? Many thanks
  16. Hi All, I’ve created this post in the search for some answers on a few finer points of my AST Agreement that has recently ended. The LL/LA has come back to me requesting £378 of charges for cleaning and gardening. In my opinion I have left the flat in a clean and tidy condition so much so that the pictures taken on the day of me moving out have been used online to show new tenants! However, the two points I am curious to have answered are: 1. My moving in inventory states that “although untidy at the beginning of the tenancy the garden is to be completely tidied shortly after
  17. Went to my local Job Centre today only to find out that they have removed the Job Points, and out of the 7 phones they had, only 1 was left, their excuse...all the jobs on the Job Points can be found on Universal Jobmatch, and we should be helping ourselves by using OUR own phones! I've hated being unemployed for ages now, but this just smacks of being heartless! Job Centres are supposed to help us get back into work, but in my eyes, this whole UJ system is only in place to catch us out and sanction us! The sooner i'm off this nightmare roundabout...the better!
  18. Tesco has been forced to suspend more than 2,000 customer accounts after hackers posted their details online. Cyber thieves then used the login details to steal Clubcard vouchers, the supermarket giant admitted. A list of thousands of usernames and passwords was posted by hackers on a text-sharing website . It is thought the data was taken from other websites in high-profile security breaches and used to access Tesco.com customer accounts to steal Clubcard points, with 2,239 hits where the same usernames and passwords were used. But only
  19. neighbour has a 21yrs old son he got caught last year driving alone on provi licence. [one off silly mistake whilst parents were away] got 6 points for no ins/£200 fine. all done paid ended he has now passed his test they want to allow him to drive their second [wifes] car she has her own full comp insurance on it. she is the owner/keeper can he be put on her insurance as named driver? can he get his own full comp insurance to drive the same car? if he does do they have to tell the wifes insurance provider? can you have two separate policie
  20. Hi I have just received a speeding ticket & a fixed penalty. On my pink slip part of the ticket it only shows the £60 fine & nothing in the points box. Can I contest the ticket?
  21. Following the recent Court of Appeal decision in the case of Roberts v Bank of Scotland there are some key points that creditors should take away from the decision.The outcome of this case is likely to have ramifications for creditors who are attempting to contact their customers in relation to defaults on their account. The appeal was made by the Bank of Scotland, following a decision against them that their conduct amounted to harassment and intimidation of their customer, with the Judge awarding damages to the customer as a result of the bank’s conduct.Bank of Scotland appealed the decision
  22. I was recently required to complete ESA50 form, in order to be transferred from Incapacity Benefit, to ESA. I then had to attend a medical, for the WCA assessment. Just to put you in the picture, I suffer from Psioratic Arthritis & Anxiety/Depression. It had been most irregular, as I was not touched at all by medical person and asked the strangest question, like 'what do I buy from the shops etc' It had been fairly brief, without going into much detail about my condition at all? The outcome letter had only allocated me a total of 6 points! I am now appealing the matter, ha
  23. Evening all, Well, I've finally had a letter from DWP saying that I scored 0 points on my assessment, no surprise there - and that my entitlement to ESA has ended from last week. I've sent a letter by recorded delivery (yesterday) to DWP requesting a copy of the face to face assessment report as going by the DMs letter and what was said at the f2f most of my answers have either been omitted or changed and I want them to look at the decision again. I'm waiting for an appointment with someone to help me go through this procedure, but I was wondering if there is anything I should
  24. Hi I have 3 points on my licence for speeding. I didn't inform the insurance company because i did not think it was classed as a convicton (drink driving). My wife has a clean licence and was driving my car. Somebody hit my car whilst my wife was driving and the car is now a write off. I have had to put a claim through. Has anyone experienced anything like this and what could the outcome be.
  25. Hello i dont know if im looking for help or just need to talk to people about this, i had a work assesment in november which was a nightmare but i thought it must ust be a formality. I recieved the dicision last week and o points! The nurse who conducted it has missed everythin out, contradicted herself and even lied. Im not going through a good time at the mo, my partner has to do everything for me (which im sure is pushing her to the point of leaving me and i dont blame her) and i really dont have the strength to deal with this. I have already written to the saying i want to appeal and
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