have you told lowells this debt is subject to a serious complaint in writing? its been more than 8 weeks now? chase 118118 up about it..

shame you ignored the letter of claim. pop up on the MCOL website detailed on the claimform. . register as an individual note the long gateway number given then log in . select respond to a claim and select the start AOS box. . then using the details required from the claimform . defend all leave jurisdiction unticked. click thru to the end confirm and exit MCOL. . get a CPR 31:14 request running to the solicitors [if one is not listed send to the claimant] https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ ask for all the bills for the complete period claimed for in the POC above. have you this invoice still they speak of from 2017? if not ask for that too. type your name ONLY no need to sign anything . you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]

Name of the Claimant ? William chapman who is the name of the claimant not their solicitors please

did you not block and bounce their email AD as in post 2? if not do it now.. ok that's sorted you now ignore everyone.

forget wet sig thing..that FmToL twaddle did you get that IRL complaint running?

what part of never use email did you not understand?

Clydesdale... thats not Lloyds..

and all the other debts being blindly paid through his DMP!!

there is no next step you send that letter as was written.

with all the years of you being here why have you never questioned these debts being paid via a DMP before? sar time to BH me thinks and CCA to ruths clients.

suggest the date to them

your client

are they actually stating 128 uses? in the summons payment should be made on the day the judge / clerk will tell you how

we know they haven't register a default..that's what you demand they do ..!!! after the third missed / short/arrangement payments.. 3 strikes and you are defaulted used to be the old rule pre 2014 changed.

if you don't settle an OOC before court date or even on the day before you walk in by talking to the TfL prosecutor yes it will be a fine, as the magistrate is passing judgement on you. not sure on the time limit TBH various people quote various things however it is my understanding it is spent after 1yrs. what does/doesn't not show on various reports again im not sure I think bazzas quoted it earlier on CAG or someone did. I have known 2 cases now whereby the magistrate themselves have told the recorder the conviction is not to be recorded and one wherebythe magistrate told TfL to accept the OOC.. so not all is lost