-
Content Count
145,542 -
Joined
-
Last visited
-
Days Won
322
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Quizzes
Everything posted by dx100uk
-
Backdoor Erudio CCJ - old Student Loans
dx100uk replied to Badgergirl25's topic in Financial Legal Issues
you need to ring northants bulk and ask for a copy of the judgement and the claimform by email pdf. it is quite usual for them to not have a copy of the claimform. so you need to record the call and ask them to read out the particulars of claim and the address it was sent too. old wives tales , if you have a debt owing that shows on your credit file or you know exists from say the last 7yrs you should NEVER move without WRITTING to the debt owner with your new address. never run from debt which falls within the above . all mortgage sty -
yep. if all these are still owned/with the original creditors and you are not paying any powerless DCA's then little point in any CCA requests at this stage unless any (non OD A/C's) are say pre 2000 opening. our pro rata letters are the way to go you'll find those in the debt collection section of our library. get any income payments on going or otherwise moved into a parachute A/c. it is most probable that whatever you do most A/c's will be defaulted once this is done if not already. bearing in mine your wish to re mortgage or m
-
slow down ...read what i'm asking , stating and trying to clarify.. it all might seem useless or totally irrelevant but it's important information moving forward with the whole situation and useful in the SPC claim moving forward there was not 2 loans - the litigated OD is not a loan but it appears from your comment here.. sorry but then you did get scammed on many fronts... they allowed you to settle the loan exploiting your confusion over thinking it was the litigated account. they didn't tell you either and they would also have been
-
Backdoor Erudio CCJ - old Student Loans
dx100uk replied to Badgergirl25's topic in Financial Legal Issues
have you a copy of the judgement and the claimform? i will bet the loans were already statute barred upon claim issuance 100's of like threads here use our search top right backdoor CCJ erudio stop talking on the phone to the fleecers too! -
Credit card help. Now unable to pay minimum payments.
dx100uk replied to IFRS86's topic in Debt management and Debt self-help
pro rata letters. -
Credit card help. Now unable to pay minimum payments.
dx100uk replied to IFRS86's topic in Debt management and Debt self-help
all are still with and the people you are or should be paying..is the Original Creditor? -
let me digest everything tonight. why not ring HBOS and ask where your SAR went too? the comms log will be useful here. initial reading - well done on taking this on for her..... what has prompted you starting this thread? the last CMD was sept last so where is the case at from the courts perspective ...what are they saying is next are they chasing or it got paused for xx mts by the sheriff? i also notice they cleverly intimate the OD had some form of agreement, you replied assuming and stating it was a loan? on the statements
-
CapQuest/drydens PAP LOC - old Cap1 Card debt
dx100uk replied to Americanmuscle's topic in Capital One
Then do nothing -
Erudio/ Drydens Fairfax CCJ - Advice Please - N244 Case March 2021
dx100uk replied to owk's topic in Financial Legal Issues
updated^^^^^ -
Erudio/ Drydens Fairfax CCJ - Advice Please - N244 Case March 2021
dx100uk replied to owk's topic in Financial Legal Issues
sorry fat fingers page 13 and page 19,20 i would pers also remove file, tally UID cols from the last pages too -
Erudio/ Drydens Fairfax CCJ - Advice Please - N244 Case March 2021
dx100uk replied to owk's topic in Financial Legal Issues
to be safe i've hidden the upload to date i can see your pers info on pdf page 25? -
yours is not the next move
-
the CCA request is not made under GDPR its made under the Consumer credit Act and even says so, as well as stating there is a fee. but there we go hoist like arrows think they can then supply any ole copy and pasted tosh from their filing cabinet which is not a verified copy from the OC under the act.
-
default notices have to give atleast 14 days notice before the creditor can register a default IF they want too. although the poc says served, thats a generic phrase that PRA uses in all their poc's , that doesn't mean one exist nor was ever issued on that exact date. check a month either side the bottom line is to successfully litigate there must be a clear record the OC sent one,