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    • Warning Describes modern day bubonic plague outbreaks - describes current 'real world' examples of the mechanism of transfer to humans in our current world.   https://www.acsh.org/news/2017/10/14/black-death-rages-madagascar-11961       Also (NOTE eradication term used) : "Since the eradication of smallpox, there have been increases in poxvirus infections and the emergence of several novel poxviruses that can infect humans and domestic animals."   "Recently, several novel poxviruses have been discovered after infecting humans and/or domestic animals [22,23,24,25,26,27,28,29,30,31], including three newly proposed OPXV species: two isolated in Europe and one isolated in North America. Orthopoxvirus Abatino (OPVA) was isolated in Italy during an outbreak in captive macaques in 2015 and from a fatal infection in a cat in 2017 [28,29,31]. Another novel proposed OPXV, Ahkmeta virus (AKMV), was identified in three humans in the country of Georgia in 2010 and 2013 [22,27]. "   "In 2015, a novel poxvirus was isolated from a resident of Alaska [30]. Phylogenetic analysis of several highly conserved genes suggested that the Alaska isolate was a member of the OPXV genus but was highly diverged from known OPXV species [30]. "   https://www.mdpi.com/1999-4915/11/8/708/htm  
    • Thank you Bazza. My only point with the NHS link was about hand washing and how quite a few of us may not be doing it as effectively as we might.   HB
    • HB, the advice for people in their homes and for healthcare workers will be quite different.   Homes: handwashing, “cough Hygiene” (and “sneeze hygiene”), and limit contacts with the unwell. Likely people will want to use masks, but ordinary surgical masks won’t do much against small droplets, only larger droplets / secretions. FFP3 masks offer protection but are more appropriate to the healthcare setting (See below for why)   healthcare : expect use of PPE. Faceshields or goggles, to prevent secretion splashed to the eyes. Water impervious aprons to protect clothing (to avoid later transfer from clothes to self) FFP3 masks (the difference being that in the healthcare setting FFP3 users should be ‘fit tested’ so know how to get the mask fitted to them as an individual, and know how to get the mask on and off without contaminating their hands). Gloves will feature, not instead of hand washing, but for getting the FFP3 masks on and off safely, prior to hand washing on mask removal. (During the SARS episode in Toronto there was a shortage of FFP3 masks. People would re-use masks as there weren’t enough for a fresh one every time. Hence the need to protect oneself on putting on the mask, too. if there is a similar outbreak of 2019-nCoV, the same limited supplies can be expected.)   Hope this helps. I’m not going to get into protracted argument or discussion here, take this info if you wish, don’t if you don’t want to.
    • Normally the letters just state the amount owed and the period it relates to, asking for payment arrangement to be entered into. They are not expecting a lump sum.   What you need to do is call the number shown on the letter and they will discuss the repayment options with you. Each person has different circumstances to be taken into account.
    • ok I will wait, maybe do a basic copy now and rewrite nearer the time to add any further points. One last question; their statement-will they send that direct to me with a copy sent to court, or will it come via a court document direct? thanks again for your help.
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