Subforums

1. Ulster Bank

   Forum for Ulster Bank Customers to exchange stories /report problems and share information

   102

   posts

   • 
   • Ulster bank mortgage arrea…
   • By Andyorch
   • February 25
2. General

   • Mercantile Court cases and Stays pending a test case
   • Hardship applications
   • Cases stayed pending the OFT test case
   • Business Bank accounts and charges

   Come here to discuss general issues in the unlawful charging by banks debate.
   Any general issues about unfair bank charges.

   100,833

   posts

   • 
   • 6 year limit - Has anyone …
   • By craigten
   • April 8
3. Financial Ombudsman Service

   We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
   The banks preferred route for complaints. Under-resourced and mocked by the banking industry
   Tell your experiences of the Financial Ombudsman Service - good or bad.

   1,769

   posts

   • 
   • Enforcing an FOS's Final D…
   • By honeybee13
   • March 1
4. Scotland

   If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.)

   16,470

   posts

   • 
   • Erudio/Shoosmiths SPC clai…
   • By craigers
   • Thursday at 10:02
5. Payment Protection Insurance (PPI)

   The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

   94,917

   posts

   • 
   • Working out PPI calculatio…
   • By dx100uk
   • 10 hours ago
6. Alliance & Leicester

   • Alliance & Leicester Successes

   Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?

   21,769

   posts

   • 
   • Charges refunded. But they…
   • By LordLee
   • March 10
7. Barclays Bank

   • Pingit phone e cash transfer
   • Woolwich
   • Barclaycard
   • Barclays, BCard and Woolwich successes

   Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree.

   153,810

   posts

   • 
   • PRA and Barclaycard CCA re…
   • By slick132
   • Thursday at 22:49
8. Cooperative Bank

   • Smile
   • Coop and Smile successes

   Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

   10,298

   posts

   • 
   • caro v smile ***WON***
   • By caro
   • March 10
9. Halifax Bank and Bank of Scotland

   • Intelligent Finance
   • Halifax and IF successes

   Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

   120,329

   posts

   • 
   • Defaulted HBOS loan from 2…
   • By HSBCandMe
   • Thursday at 22:25
10. HSBC Bank

    • First Direct
    • HFC (Household)
    • HSBC, FD and HFC successes

    Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    138,489

    posts

    • 
    • Happy v HSBC
    • By Happygilmore
    • March 11
11. Lloyds Bank

    • LloydsTsb Successes
    • Black Horse

    Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    118,505

    posts

    • 
    • Help needed again with Llo…
    • By dx100uk
    • April 14
12. Loan brokers/credit brokers

    This is an industry which is poorly regulated and which is causing a huge problem for consumers who are looking round for some extra money.
    If you are thinking of borrowing money then you need to read through this forum carefully

    1,636

    posts

    • 
    • Admiral adding a credit se…
    • By happycaravan
    • July 20, 2018
13. MBNA

    • MBNA Successes

    Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded.

    57,089

    posts

    • 
    • Link Financial chasing dec…
    • By theoldgit
    • 5 hours ago
14. Metro Bank

    Britain's newest bank. But will they be any better than the others? Don't hold your breath. After the first flush of youth, we expect to hear the same old stories - and you can tell us those stories here.

    95

    posts

    • 
    • Is this a joke ?
    • By letsmakeamark
    • January 3, 2018
15. NatWest Bank

    • NatWest Successes

    Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    92,753

    posts

    • 
    • NatWest Mastercard PPI rec…
    • By shellbells1982
    • Tuesday at 13:02
16. Nationwide

    • Nationwide Successes

    Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts..

    24,825

    posts

    • 
    • I've been charged £420 to…
    • By maddyrose1664
    • March 10
17. Royal Bank of Scotland

    • RBS and BOS Successes

    Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    38,741

    posts

    • 
    • Cabot financial chasing o…
    • By dx100uk
    • March 13
18. TSB

    The "totally clean bank" but " nothing has changed..." from Lloyds. "The banking giant's chief executive, Antonio Horta-Osorio, told the BBC last week that the only change they would notice would be a change of name." Hmm, doesn't sound very hopeful, then.

    432

    posts

    • 
    • TSB texts re O/D....not my…
    • By craigten
    • March 24
19. Santander

    • Cahoot
    • Santander/Abbey and Cahoot successes

    Meet other Abbey/Santander Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    79,263

    posts

    • 
    • santander card and Robinso…
    • By jon8214
    • March 24
20. Yorkshire Bank and Clydesdale Bank and Northern Bank

    • Yorkshire and Clydesdale Bank successes

    Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest.

    18,936

    posts

    • 
    • wycombemariner V Yorkshire…
    • By wycombemariner
    • March 9
21. A Word from the Banks

    If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges. Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank.

    3,224

    posts

    • 
    • Claiming charges back
    • By Mystery M
    • March 9
22. Legalities

    • Litigation in Progress
    • Litigation Concluded
    • Identity Theft

    Discussion of the legalities involved and other technical issues involving excessive unfair bank charges and getting your bank charges refunded

    13,755

    posts

    • 
    • Northern Bank....Can they …
    • By Janey
    • March 11