Subforums

1. Ulster Bank

   Forum for Ulster Bank Customers to exchange stories /report problems and share information

   102

   posts

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   • Ulster bank mortgage arrears
   • By Andyorch, February 25, 2019
2. General

   • Mercantile Court cases and Stays pending a test case
   • Hardship applications
   • Cases stayed pending the OFT test case
   • Business Bank accounts and charges

   Come here to discuss general issues in the unlawful charging by banks debate.
   Any general issues about unfair bank charges.

   80.4k

   posts

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   • Secure Trust Bank Loan Sold to Alpha Credit Solutions (Coast) - 2yrs of 6 but no default, correct?
   • By dx100uk, Saturday at 23:52
3. Financial Ombudsman Service

   We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
   The banks preferred route for complaints. Under-resourced and mocked by the banking industry
   Tell your experiences of the Financial Ombudsman Service - good or bad.

   1.8k

   posts

   • 
   • Revolut suspended my account, contacted financial ombudsman
   • By honeybee13, May 13, 2020
4. Scotland Banks & Finance

   If you reside in Scotland or have an account/agreements in Scotland,  (Not for RBS/HBOS English accounts.)

   12.1k

   posts

   • 
   • Why Guarantor for a loan?
   • By Andyorch, September 5, 2019
5. Payment Protection Insurance (PPI)

   The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

   95.2k

   posts

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   • RBS - PPi and life insurance on same claim?
   • By dx100uk, Thursday at 21:22
6. Alliance & Leicester

   • Alliance & Leicester Successes

   Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?

   22.1k

   posts

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   • A+L Bank Account now Santander
   • By dx100uk, January 25, 2020
7. Barclays Bank

   • Pingit phone e cash transfer
   • Woolwich
   • Barclaycard
   • Barclays, BCard and Woolwich successes

   Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree.

   158.5k

   posts

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   • Barclays breach the GDPR ??
   • By paulwlton, Saturday at 07:46
8. Cooperative Bank

   • Smile
   • Coop and Smile successes

   Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

   10.4k

   posts

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   • Link financial outsourcing Ltd and co operative bank plc
   • By London1971, November 13, 2020
9. Halifax Bank and Bank of Scotland

   • Intelligent Finance
   • Halifax and IF successes

   Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

   122k

   posts

   • 
   • PRA group assigned Halifax credit card debt
   • By Andyorch, January 19
10. HSBC Bank

    • First Direct
    • HFC (Household)
    • HSBC, FD and HFC successes

    Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    139.7k

    posts

    • 
    • Bank Generosity?
    • By fkofilee, January 11
11. Lloyds Bank

    • LloydsTsb Successes
    • Black Horse

    Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    119.4k

    posts

    • 
    • Old Lloyds overdraft sold to Arrow Global
    • By dx100uk, Saturday at 16:39
12. Loan brokers/credit brokers

    This is an industry which is poorly regulated and which is causing a huge problem for consumers who are looking round for some extra money.
    If you are thinking of borrowing money then you need to read through this forum carefully

    1.3k

    posts

    • 
    • Wentworth Direct Finance
    • By seylectric, March 10, 2019
13. MBNA

    • MBNA Successes

    Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded.

    58k

    posts

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    • Backdoor Arrow/Drydens 2008 CCJ/CO - MBNA Card - , debt was already SB'd , **WON** set aside - Now being chased 12yrs later.!!
    • By mandyjayne, January 16
14. Metro Bank

    Britain's newest bank. But will they be any better than the others? Don't hold your breath. After the first flush of youth, we expect to hear the same old stories - and you can tell us those stories here.

    100

    posts

    • 
    • False entry on my credit file by Metro Bank
    • By fkofilee, December 6, 2019
15. NatWest Bank

    • NatWest Successes

    Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    93.5k

    posts

    • 
    • PRA Group Natwest Overdraft
    • By adam1992, December 21, 2020
16. Nationwide

    • Nationwide Successes

    Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts..

    24.9k

    posts

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    • Nationwide upheld complaint - should I still take to FOS for interest?
    • By Roctiv Werdlem, January 9
17. Royal Bank of Scotland

    • RBS and BOS Successes

    Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    39.4k

    posts

    • 
    • Cabot and old RBS Card Debt - now resolvecall threat
    • By dx100uk, December 21, 2020
18. TSB

    The "totally clean bank" but " nothing has changed..." from Lloyds. "The banking giant's chief executive, Antonio Horta-Osorio, told the BBC last week that the only change they would notice would be a change of name." Hmm, doesn't sound very hopeful, then.

    562

    posts

    • 
    • Do debts die with a person without assets?
    • By Homer67, November 17, 2020
19. Santander

    • Cahoot
    • Santander/Abbey and Cahoot successes

    Meet other Abbey/Santander Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    79.3k

    posts

    • 
    • Cahoot card court action to reclaim charges and contractual interest
    • By tnook, October 16, 2020
20. Yorkshire Bank and Clydesdale Bank and Northern Bank

    • Yorkshire and Clydesdale Bank successes

    Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest.

    19k

    posts

    • 
    • Defaulted Yorkshire Bank Credit Card now being chased by Cabot
    • By dx100uk, January 6, 2020
21. A Word from the Banks

    If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges. Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank.

    3.2k

    posts

    • 
    • Claiming charges back
    • By Mystery M, March 9, 2019
22. Historic Bank Claims

    • Litigation in Progress
    • Litigation Concluded
    • Identity Theft

    Discussion of the legalities involved and other technical issues involving excessive unfair bank charges and getting your bank charges refunded

    15.9k

    posts

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    • Online fraud
    • By dx100uk, December 28, 2020