Subforums

1. Ulster Bank

   Forum for Ulster Bank Customers to exchange stories /report problems and share information

   102

   posts

   • 
   • Ulster bank mortgage arrears
   • By Andyorch, February 25, 2019
2. General

   • Mercantile Court cases and Stays pending a test case
   • Hardship applications
   • Cases stayed pending the OFT test case
   • Business Bank accounts and charges

   Come here to discuss general issues in the unlawful charging by banks debate.
   Any general issues about unfair bank charges.

   80.3k

   posts

   • 
   • Revolut restricted my account and I can't withdraw my money anymore
   • By fkofilee, September 14
3. Financial Ombudsman Service

   We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
   The banks preferred route for complaints. Under-resourced and mocked by the banking industry
   Tell your experiences of the Financial Ombudsman Service - good or bad.

   1.8k

   posts

   • 
   • BOS Irresponsible lending Case - with FOS
   • By Angus70, September 1
4. Scotland Banks & Finance

   If you reside in Scotland or have an account/agreements in Scotland,  (Not for RBS/HBOS English accounts.)

   12.1k

   posts

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   • Cabot/Hoist x 2 Bank of Scotland Current Account Overdrafts
   • By dx100uk, September 21
5. Payment Protection Insurance (PPI)

   The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

   95.1k

   posts

   • 
   • RBS - PPi and life insurance on same claim?
   • By NGEddie, September 27
6. Alliance & Leicester

   • Alliance & Leicester Successes

   Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?

   22.1k

   posts

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   • A+L Bank Account now Santander
   • By dx100uk, January 25, 2020
7. Barclays Bank

   • Pingit phone e cash transfer
   • Woolwich
   • Barclaycard
   • Barclays, BCard and Woolwich successes

   Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree.

   159.6k

   posts

   • 
   • Barclays suspect money laundering and have frozen my account
   • By Bdhshss, 9 minutes ago
8. Cooperative Bank

   • Smile
   • Coop and Smile successes

   Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

   10.6k

   posts

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   • Link & Old Co-Op Student Overdraft debt. Statute barred?
   • By dx100uk, July 27
9. Halifax Bank and Bank of Scotland

   • Intelligent Finance
   • Halifax and IF successes

   Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

   122.3k

   posts

   • 
   • Halifax Credit Card with Lowell - Have received response to CCA Request What next?
   • By dx100uk, September 24
10. HSBC Bank

    • First Direct
    • HFC (Household)
    • HSBC, FD and HFC successes

    Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    140.4k

    posts

    • 
    • HSBC Loan Cabot chasing 6yr+ Default.
    • By KP44UK, October 10
11. Lloyds Bank

    • LloydsTsb Successes
    • Black Horse

    Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    119.5k

    posts

    • 
    • Lloyds bank refuse to cancel duplicate payment and hang up on customer
    • By Intrepid, October 15
12. Loan brokers/credit brokers

    This is an industry which is poorly regulated and which is causing a huge problem for consumers who are looking round for some extra money.
    If you are thinking of borrowing money then you need to read through this forum carefully

    1.3k

    posts

    • 
    • Bank Loans Debt Dating Back Around 13-14yrs
    • By BankFodder, June 19
13. MBNA

    • MBNA Successes

    Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded.

    58.3k

    posts

    • 
    • Arrows/drydens - 1998 MBNA card debt
    • By Grub Granny, July 28
14. Metro Bank

    Britain's newest bank. But will they be any better than the others? Don't hold your breath. After the first flush of youth, we expect to hear the same old stories - and you can tell us those stories here.

    103

    posts

    • 
    • Metro Bank gives sixty days notice to close business account
    • By comebackjimmy, February 18
15. NatWest Bank

    • NatWest Successes

    Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    93.8k

    posts

    • 
    • Natwest loan and Moorcroft
    • By swallow, September 7
16. Nationwide

    • Nationwide Successes

    Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts..

    24.9k

    posts

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    • Nationwide upheld complaint - should I still take to FOS for interest?
    • By Roctiv Werdlem, January 9
17. Royal Bank of Scotland

    • RBS and BOS Successes

    Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    40.4k

    posts

    • 
    • Very Old Mint Credit Card debt.
    • By London1971, 23 hours ago
18. TSB

    The "totally clean bank" but " nothing has changed..." from Lloyds. "The banking giant's chief executive, Antonio Horta-Osorio, told the BBC last week that the only change they would notice would be a change of name." Hmm, doesn't sound very hopeful, then.

    610

    posts

    • 
    • CIFAS False Application Marker
    • By unclebulgaria67, August 31
19. Santander

    • Cahoot
    • Santander/Abbey and Cahoot successes

    Meet other Abbey/Santander Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

    79.5k

    posts

    • 
    • Cahoot card court action to reclaim charges and contractual interest
    • By Andyorch, Friday at 16:21
20. Yorkshire Bank and Clydesdale Bank and Northern Bank

    • Yorkshire and Clydesdale Bank successes

    Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest.

    19k

    posts

    • 
    • Bank details hacked - Unauthorised transactions - lost £18k in savings
    • By Angel6661, March 20
21. A Word from the Banks

    If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges. Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank.

    3.2k

    posts

    • 
    • Claiming charges back
    • By Mystery M, March 9, 2019
22. Historic Bank Claims

    • Litigation in Progress
    • Litigation Concluded
    • Identity Theft

    Discussion of the legalities involved and other technical issues involving excessive unfair bank charges and getting your bank charges refunded

    15.9k

    posts

    • 
    • RBS PPI issues
    • By dx100uk, February 16