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Found 13 results

  1. Hello all Just looking for a bit of advice please. I own and live in a house which I bought in 2003 on a 25 year mortgage. Since that time I have been paying a tiny ground rent (it’s about £4 semi-annually) to a property management company. I have received an inheritance recently and decided I would try to find out how much it would cost to obtain the freehold on the land my house is built on and how long is left on the lease. This weekend I sent two separate enquiry emails to the property management firm. The first reply I received contained a letter saying they want £90 t
  2. I am hoping for a little clarification on behalf of my brother in law who runs a small company with around 12 persons who now has an issue with an employee who has assaulted another member of staff and who he understandably does not want working there anymore. Now all employees are on these zero hours contracts my first question is can you dismiss / discipline persons on these contracts? suggested he follow the company disciplinary procedure to be told there is not one so I am pretty sure that's not helpful!! none of the employees have actual physical (paper) contrac
  3. Brief background: 1. Money claim issued against me on 05 July 2017 (over £5k, but less than £10k). 2. Acknowledgement of service filed in with CCBC (Northampton) 3. CPR 31.14 request made to Claiman's Sols 4. CPR 15.5 - Agreed extending deadline for submitting defence to 4pm on 28 August 2017 (next Monday) 5. Agreed Consent Order for dismissing the claim and no order for costs (see attached). 6. The Claimant's Sols agreed (by email!) to submit this to CCBC and pay the £100 application fee once signed by both parties (I am litigant in person, so CPR 40.6(2)(b} does
  4. Mrs EB got me a charge for stopping in a box junction. My question relates to the notifiaction and the wording of the law. The Act of Parliament mentions in Sch2 that the keeper is liable but in Sch 4 says the owner is liable. Now for most people that is one and the same but say for example you have bought a car on credit the finance company is the legal owner but you are patently the keeper but you havent been contacted in that capacity. So, which is it as the 2 schedules contradict each other ( it is not a case of using interchangeable terms, this is touched on in other parts of the legisl
  5. Hello. I am currently getting income based JSA for about 1 year now. I stay with my mum, But all of a sudden my mum is saying i need to pay £27 towards to rent as the council will only pay £109. So why now do i need to pay. I have a brother who gets ESA, and my mum gets income support. What are causing the housing benefit deduction, My brother only started claiming ESA this year in march, And all of a sudden the housing benefit is cut. So could someone help me because i am getting the impression the cut is because of me but i have been getting jsa for around a year and
  6. Hey there. I'm just an average commuter via TFL, & would like to ask some questions. 1) Let's say I am in possession of an annual ticket for all zones. If I lose my ticket during transit or forget my Photo-Id proof to verify the ticket belongs to me - will I be able to avoid a fine later on? Or will the probability of being fined be almost certain? 2) If I'm entering my local station, & a series of RPI's are camping the entrance, are they supposed to be checking people entering the station, or those leaving? -> I ask, for if my train is just hitting the platform,
  7. Hi. I have been looking into the SRA Rules, Railway By-laws and a friend's Penalty Fare Notice. One or two things aren't covered, as far as I can tell, so I thought I'd see if anyone on here might have an opinion or some references to legislation. My friend doesn't need advice on how to deal with the PFN, this is simply a theoretical exercise to round off my understanding of the possible consequences of two scenarios: 1. A passenger without a valid ticket is stopped by a revenue collector upon attempting to leave a station. Upon questioning, the passenger provides t
  8. Hello, Although I have been eligible to make use of the Motability Car Scheme for a long time, I have never used it, preferring to always buy my own cars. However my current car is now getting a little long in the tooth and problems are starting to appear. Therefore I am looking to join the Motability scheme for the first time. I think I have worked out how the scheme works, however I have tried to find out the answers to a few questions from the Motability website, but cannot find the answers so am hoping the knowledgeable people here can help. Firstly, can I specify the o
  9. Well I've had my letter back from EGG who don't uphold my complaint for thefollowing reason (card taken out online in 2003 by the way) 1) Online sales at that time did not require i take out ppi as condition of obtaining card 2) Online sales at that time did not provide an advisory service. 3) Online sales at that time required you to positively confirm that you wish to purchase policy 4) Online sales provided full T&C and requested you read them before you submitting application. I have sent a SAR request off, which i know may take a little while. Am I dead in the water
  10. This is my first but I have followed and read others post with interest. Please forgive me if I have posted in the wrong place as there seem to be many different forums that would be suitable. I am desparate for some advice from anyone who has similar experiences. I will try and keep it as brief as I can. In 2010 we bought a small retail business. We took at a secured loan for £145K to buy the business and the business premises. Lloyds put the first charge on the business premises, but as there was a shortfall, there was a second
  11. I had a letter from the Jobcentreplus saying I was invited to an interview with a customer compliance officer. I think it was a regular letter that is sent out, it just said the visit has been arranged because your circumstances may have changed and we need to ensure your payments are correct. I rang to request a home interview due to my health issues and the man said yes no problem and he would find my file and get his diary then ring me back. When he did he seemed to think there had been a mistake and said dont come to the interview but he would check through my file and if he does have
  12. I already have a post on here but hope it is ok to do another one. Just some questions 1) Does my benefit (I am on Incapacity Benefit) stop when I am summoned for my assessment in June, pending the result of that assessment? 2) People have mentioned "assessment rate"... what is this please, is this lower than IB? 3) How long does it last, all this assessment stuff until I will know the outcome? and how long does an appeal take? 4) would they take into account that my condition is degenerative and that I would be coming off benefits anyway 9 months after my assessment
  13. Hi, nervous newbie here! I've just phoned the court and booked an appointment to declare bankruptcy in two weeks' time, forms are filled in and ready to go. Heart jumping out of my mouth now that it's all in motion. Just a couple of queries - Are you expected to turn up really early for the appointment, do they have to spend a lot of time prior going through information with you? I can only get there about 30 mins before, is that enough time? Is it the norm to have 3 copies of everything, is that enough? Do you usually see the judge (or have him agree to the bankruptcy wi
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