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tosh1

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About tosh1

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  1. Hi i have been a customer with supplier for a number of years and have been sending them monthly meter readings and then I receive a online bill which I then pay. However, I received a bill this month stating that I have not been billed for gas since October last year and they have billed me from October 2018 to October 2019. Also all the bills that were online have been removed and one annual bill has added to the online portal. My question is is there anything that I can do? Am I entitled to any compensation as I was sending them m
  2. Thank you for replying. I am not currently in arrears. Never missed a payment either. Trying to get a job whilst dealing with depression has been hard to say the least.
  3. Hi I am hoping someone can help. I currently have a mortgage with Santander. I lost my job at the ed of March and have been taking money out of my mortgage to keep making the payments in the belief that i would have a job by now. I have also been diagnosed with depression. I should be able to make this months payment (after withdrawing money from the account again) and I have only just started claiming Universal credit. Can I ring the back and ask them if they would consider taking a small amount every month for around 6 months until I can get better and back on m
  4. WOW DX100UK I remember you. What is a fleecing CMC?
  5. Hi I am not sure if i am in the right group. Basically I asked a PPI company to check if there was any PPI outstanding. They took my details and wrote to other companies. I have received an offer of £50 from a bank and the claim company has asked for their fee. My question is, if I am not happy with their service and want to take the bank to the financial Ombudsman, can I do that myself and just pay the PPI company their fee without any further involvment from them? Thanks for looking and reading and any help would be gratefully appreciated.
  6. Hi Just an update the insurance company have offered to compensate me £1000
  7. Hi Not sure if I am the right thread but please udjust if required. Basically I was involved in a car accident in Feb last year. I exchanged details with the other party and as there was no damage to either car, I left it as that. In Decemeber I recieved a bill of £1500.00 for damage to the other car. I spoke my insurance company and they took over. They agreed that the fault was mine and they would pay for damages to the other car. I recieved a letter from the court asking that I should the amount outstanding and passed this on to the insurance company who advised that they
  8. tosh1

    New Loan Offer

    9.8% that's a bit too much
  9. Hi I have found myself in a situation where all my direct debits come out of my current account on the 1st of September but I will not be paid by my employer till the 2nd. I am already using the full extent of my overdraft and have maxed my credit card. The way I see it I have the choices below - 1, Take out a loan which I don't want to do. 2, Cancel the direct debits and pay the direct debits once the money comes by debit card and then re-instate the direct debits. 3, Contact my mortage company and tell them to wait but if I do and they say NO then they might
  10. Hi I am a new business starter and opened a Natwest Business Account. This was running normally and I received monthly bank statements without any problems. I then closed the bank account because Natwest started charging me. I remember sending the statements to my accountant but he advised me that he has not received them .I need to re-order these, Has any one else been in a similar situation, How long does it take for the statements to come as I need them by the end of this month. Thanks
  11. Is there anything that I can do about it now or is it too late?
  12. yes i was told that if I didn't I take out the insurance I could not take out the loan
  13. It was over the phone and also the branch
  14. This is the questionnaire that I filled in.
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