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  1. Having lost a few registration marks to DVLA over the years. I wondered if anyone has ever lost a registration mark which made their car worthless as the DVLA did not affix another. This was a valuable classic car some years ago. I am also looking at the legal power of the DVLA. What they can and can't do legally. Thank you
  2. It's a few years since I was in trouble with debts, and on a much more even keel these days. Or to put it another way, all my previous woes have long since dropped off the bottom of my credit history (ie 6 years). Recently in applying for financial products (mainly mortgages), I noticed they ask the expected questions about bankruptcy, credit defaults and even simply making special arrangements with a creditor. So far so obvious. What bothered me was they ask if you have "ever" had/done any of these. To which my answer would be "not in the past 6 years" if I were being truthful
  3. MOD launches biggest ever mental health awareness week with new confidential support for personnel on operations READ MORE HERE: https://www.gov.uk/government/news/mod-launches-biggest-ever-mental-health-awareness-week-with-new-confidential-support-for-personnel-on-operations
  4. Sent my appeal off with some brief details of why i was appealing , Had a Letter from DWP confirming that they received my appeal, and about how much ESA i will get until it's heard, But so far over 1mth since requesting the full written statement of the Atos wca Form IB /ESA85, But so far i have not been sent it, The person that i recently spoke with from DWP ,Confirmed that they could see that i had previously requested it, but could not understand why i had not yet received it, What can be done to force them to supply this info,(assuming it actually exists) ?
  5. Hi there For nearly 2 years I have had a complaint about my mortgage company with the FOS. My mortgage company were preffered, then accenden and now engage- (although I settled the mortgage on April 2011.) My complaint was mainly: In 2009 after being made redundant I fell into arrears, 3 months worth. I made an arrangement with them and was told as long as I stuck to the arrangement no further action would taken. some months later I checked my credit profile on Experian and they had marked my mortgage account as being in default. I was never sent a notice of defa
  6. First ever memorial to African and Caribbean Service Personnel unveiled in Brixton. READ MORE HERE: https://www.gov.uk/government/news/first-ever-memorial-to-african-and-caribbean-service-personnel-unveiled-in-brixton
  7. Those comedy golden days of on the buses, love thy neighbour and in sickness and in health..
  8. This Bank has given me no letters to say that I am overdrawn and ive had no defaults at all. I have only had good experiences with them on my basic account. bankers4me
  9. Is something happening that we do not know about. Three people i know have said,one in Yorkshire and 2 in Lancashire who do not communicate with each other have heard strange unexplained noises from the sky. A loud humming,whining noise. Rumbling,not storms in the distance.Not tinnitus,going on for ages.A mixture of sounds. Are we chasing UFOS about perhaps.You cannot pinpoint it,it is everywhere it seems. I had better leave it there or else you may send the people with white coats to my house. Just wondering.
  10. I am not going to name names. I just read of one MP who claimed a Large amount for tidying up their constituency home and garden. Then votes for a cut in ESA of 30.00 a week. I am neutral but feel free to have a look around at MPS expenses in your Town,City,Vllage,Hamlet. For whatever year you would like to see. Does it matter that much whether the woodwork has six coats of Chelsea Blue paint or Postbox Red or whatever coulour you like. Or whether the grass,flowers look like Chelsea flower show or a bowling green. And all the rest you can think about. Aggregated Annual
  11. Hi Guys, Please can somone offer any advice to a County Court Claim form received from Northampton County Court. P.O.C stating :- The claimant is the assignee of a debt from HBOS Card ref number XXXX Notice of assignment having been given to the defendant in writing. Despite demands for payment XXXX remains due. The claimant claims XXXX and interest under s.69 County Courts Act 1984 and costs. Not sure if Carbooters still monitor the forums so I don't want to reveal too much info, but originally I batted them away some time ago when they first contacted me in 2008
  12. Just heard a horse won the grand national. What ever next. Lol..
  13. 1. 123456 2. password 3. 12345678 4. qwerty 5. 12345 6. 123456789 7. football 8. 1234 9. 1234567 10. baseball 11. welcome 12. 1234567890 13. abc123 14. 111111 15. 1qaz2wsx 16. dragon 17. master 18. monkey 19. letmein 20. login 21. princess 22. qwertyuiop 23. solo 24. passw0rd 25. starwars If you recognize any of those passwords as one of yours – shame on you. Learn your lesson and change your password immediately. Passwords like these are effectively worthless. You might think you’re clever choosing a password like ‘1qaz2wsx’ (take a cl
  14. http://www.express.co.uk/news/uk/630389/Worst-parking-car-space-Range-Rover-driver?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+daily-express-uk-news+%28Daily+Express+%3A%3A+UK+Feed%29 The PPC managing the car park some how failed to prevent this inconsiderate parking with their ANPR cameras... *not my words.
  15. Yesterday I received a claim form from Cabot regarding a disputed account I had with British Credit Trust. It was regarding an alleged outstanding amount of just over £1300 which I believe is made up of mostly late payment fees and charges. I have previously asked BCT of a complete breakdown of charges added, what they were for and dates when they were charged but had no response. I don’t recall receiving a letter of assignment or anything at all from Cabot regarding this account, until I received the claim form yesterday. I do intend to defend. Details on the form
  16. From: FBI HEADQUARTERS WASHINGTON DC (info@fbi.org) Sent: 20 November 2015 00:38:44 To: ANTI-TERRORIST AND MONETARY CRIMES DIVISION FBI HEADQUARTERS WASHINGTON DC FEDERAL BUREAU OF INVESTIGATION J.EDGAR HOOVER BUILDING 935 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20535-0001 THIS IS TO NOTIFY YOU THAT FUNDS VALUED AT USD10,500,000.00 HAVE BEEN TRANSFERRED INTO YOUR BANK ACCOUNT. THIS TRANSFER WAS STOPPED TODAY BY THE FEDERAL BUREAU OF INVESTIGATIONS (F.B.I) BECAUSE OUR VERIFICATION SHOWS THAT YOU DO NOT HAVE THE DIPLOMATIC IMMUNITY SEAL OF TRANSFER (DIST) TO SHOW THAT THI
  17. Our worst car buying experience ever - horrendous! I cannot underestimate how shocked we were at how Bullitt Cars in North London refused to refund us our money when we rejected a faulty car. We bought a car for over £12,000 and the first time it rained it was clear that the roof was leaking. We returned the car to reject it as is our right under the Sales of Goods Act 1979 as it was not fit for purpose and they refused to refund us our money. They then drove and fixed the car without our permission and attempted to force us to pick the car up by charging us £30 a day storage. The po
  18. Good Morning All, My dad took out a couple of loans and credit cards in the early 1990s with TSB (Later part of Lloyds). He was advised at the time that he could not take out the products unless he also took out PPI. He did not need the PPI as at the time he had a very good job which had an excellent sick pay/redundancy policy. He recently tried to claim this PPI back through a claim company. The claim company were eventually sent a Data Subject Access Request showing basic details of the accounts my Dad held with the TSB. Lloyds (TSB) claim that
  19. So essentially, I'm just going to provide a little bit of background information and then I'll get to the question at hand. I'm a University graduate with a 2:1 honors degree in Web Systems and Development (i.e. A Web Developer). I finished University in 2013, I worked up until July 2014 and have been out of work since that time, I have had freelance jobs here and there to help me along the way, but essentially, I have been out of full-time employment since July 2014. Without trying to toot my own horn here, I'm portraying this across to simply imply, I have a lot of qualification
  20. Step son now staying with us had to have mental health team intervention about 12 weeks ago claims to have had benefit forms filled in by MIND who he was referred to, and which he posted himself, had no acknowledgement of claim or anything from dwp. I unfortunately don't believe him ( I hope im wrong) but going on his past ie. going to job centre and refusing to go on courses hence no JSA. My question basically is do the DWP acknowledge claims and does it normally take this long for a claim to be considered when a "fitness to work" note is provided. Ive read a lot of the posts this am but
  21. Hi I'm desperate for some advice. Since 2010 my dad has took the finance out for me due to bad credit history. We've had 3 VW, 2 Toyotas and now a Honda. Toyota have financed the last 2 cars and the Honda we have now. We've always been upfront with the dealer. the 2 Toyotas came from the same dealer and we told them that I couldn't get finance so they asked if someone else could and my dad agreed and when we went for the Honda I to,d them as well and they also suggested I get someone so I did and my dad agreed again. Today I've found out it's illegal. I was talking to
  22. Cut finances and resources to the NHS, create a backlog of patients, then get a private company to clear the backlog.... Private company then looks to be the solution and way forward for the NHS! Interestingly, some of the private companies who are taking NHS work have already been criticised by the Care Quality Commission. Further reading here: http://www.theguardian.com/society/2015/mar/12/nhs-agrees-largest-ever-privatisation-deal-to-tackle-backlog?CMP=share_btn_fb The NHS should never ever be privatised.
  23. [ATTACH]56320[/ATTACH] Response received today to my second complaint regarding unlawful data processing. First complaint completely ignored! Vodaphone must like court claims
  24. Ofgem has ordered Spark Energy to pay £250,000 to Citizens Advice for 14 breaches of relevant conditions and requirements. These include: Refusing to allow customers to switch. Switching other customers without their knowledge Billing errors Failing to refund customers in credit Failing to notify customers of increases failure to provide accurate direct debit calculations. failure to deal with complaints properly Spark Energy are so bad they make Npower look almost professional http://www.bbc.co.uk/news/uk-scotland-scotland-business-31490466 Notice o
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