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  1. I'm posting this on behalf of an elderly gentleman who has absolutely no computer skills. In March he received a Parking fine from Premier Park for 15mins in a local carpark. He swears the machine wasn't working on the day but has no independent witnesses. He spent 15mins looking at the instructions including when he went out of the carpark to see where the nearest phone box was. when he realised it was too far he came back and drove out. I'll attach the correspondence to this post. I helped him draft letters based on forums we'd looked at. Premier Park were
  2. Hi i wonder if anyone can give me advice. I have received two summons from link financial ref to old defaulted ex barclay credit card debts. Can anyone give me any advice as to how to go about and what to do please? Any advice will be highly appreciated.
  3. Hi all first post, as I'm new to all this any help/advice would be appreciated. I received a letter on Saturday 26th May from Nolans solicitors..... Debt is under 2k.. Excerpt from letter.. NOTICE OF INTENTION TO ISSUE A SHERIFF COURT SUMMONS Our Client:- CABOT FINANCIAL UK LIMITED TAKE NOTICE that unless you make payment of this debt IMMEDIATELY application may be made to the courts to issue a SHERIFF COURT SUMMONS against you. DETAILS OF DEBT £ ****.** due in respect of TESCO PERSONAL FINANCE INFORMATION ABOUT A SHERIFF COURT CLAIM If a Claim i
  4. Hello all, Back in August, I've notified my local council that I have vacated the property, and moved to Spain. My tenancy agreement terminates in Feburary 2019, although I paid the remainder to the landlord, the council told me that I'm still liable to pay council tax (covering the period up to 31/03/2019) even if I no longer live in the property, unless someone else moves in. However the landlord has decided to put the property for sale and is struggling to find a buyer. Since I have set up a post redirection service, I have received a CT summons letter on my new address i
  5. Hello everyone, I care for my mother who has dementia. She has a few things, mostly relating to her health and divorce that I've been trying to sort out. I had advised the local council that I was struggling to cope and that my step dad, her ex husband had suddenly cut off all her bills and not paid them. My social worker said that it was finance related and that she couldn't help. The council tax bill was addressed for number 46- not sure why they had suddenly got our address wrong. when I first heard that the council tax bill hadn't been paid, it'd been a couple of mont
  6. Hi, My son received a CC Summons from Lowell for and old Vodafone broadband account when he was in bad relationship with a woman. he has not dealt with this and has stuck head in sand, ex has nowt and only know he got letter in March from lowell offering 20% discount then another in June saying something like 30 days to prevent legal action which he also ignored. Next thing CCS Issue date 25 July arrives at mum and dads house with his name on it. Any help appreaciated please! Thanks
  7. Hello people, Its been a long time since I've had to do this so I'm looking for guidance. My Partner has received a County Court Summons dated 22 March2018 for a Lloyds credit card. The card was taken out in 2000 and the last payment made was in 2014 - according to the particulars the agreement was assigned to Lowells in March2015. I am presuming there will have been letters from them but my partner WILL have ignored them, which is why I am guessing they have gone down this route - hoping this will be ignored and then gain judgement by default. The total claim is £2126.77
  8. All, I would really appreciate some advice please as I am worried sick. The following is a rough timeline. I would appreciate any thoughts and advice. Thanks in advance. • Offence (a) I received a ticket for 25/12/2017 Speeding Westbound 58 mph in a 50 zone • Offence (b) I received a ticket for 25/12/2017 Speeding Eastbound 56mph in a 50 Zone • I declared that I was the driver for both offences and both forms in the same envelope • I then received a fixed penalty notice for offence (a) • I received a fixed penalty notice for offence( b) • I acce
  9. The title sums it up in a nutshell. I pay monthly by standing order and have done so since moving into this house a year ago. I have received, over the last few months, two text messages and two letters asserting that my account is in arrears and that if I don't respond I will become liable for the whole years bill etc etc. My account is not in arrears. I have bank statements which show the sums being transferred to the council in question every month. I have emailed the head of revenue and benefits to tell him to check whatever error is causing this on his system and to point
  10. Afternoon all, My mum passed away 2 years ago in May 2016, she left a Will and 3 executors in charge of it. Not sure why she didn't have a lot bless her. They started sending bills soon after my mum died despite me telling them the house was empty and we were waiting for probate. Probate was finally granted in October 2017. My brother and I have no intention of selling it. I received a bill of £668 and paid £334 beginning of Jan, I then received a letter to my home which is not in the same city, saying the remaining amount was due by 31 March. I wrote it down and blatantly
  11. Hello Everyone I started getting letters from Nolans probably around 2 months ago about a Personal Loan debt that was from years ago. The debt is not on any of my credit files so it was a surprise to get a letter from a sols about it. Its a Sainsbury's Bank Loan for £16k that i took out on 9/7/09, very shortly after (around 6 months lost my job). I had been making token payments of £20 per month to originally Blair Oliver & Scott who after around 1 year, passed the debt to Cabot around Nov 2011. I continued the £20 per month till around Jan 2016 then I lost
  12. Hi please can you help me, I have received a court claim from Arrow from Northampton Court, for the claim of £4900, issued 8 days ago was a bank loan issued opened up in 1998, , last know payment was 2008/9. I have not acknowledged this debt, or any comms from me to Arrow I have filed online that I will contest this claim, hopefully on Limitation Act 1980 can I now send off a CPR18 request to their solicitor ? what is should I be asking for in the CPR 18 ? All of the below 5 details ? 1.The agreement/contract, including the specific Ter
  13. Hi folks, I've always paid my CT on time in the past. I recently went onto ESA and the DWP asked me if I'd like them to apply for Housing Benefit and CT benefit, I said yes. They did neither, I found out about this a month ago. The DWP then admitted they'd made a mistake and started paying my Housing Benefit but didn't pay the Council Tax Benefit. My post is sporadic at my home address and so I use a correspondence address that the council is aware of and has sent many things too. However the Council Tax department claim they don't have that and have been sending reminders to my act
  14. Hello I'm very new to this. I've received a county court summons with regard to a debt I owe to Capital One credit card for £8500 from Lowell Solicitors. The issue date is 22/7/2016. so the service date is 5 days after that. I went through some financial issues years ago and although I scrape by dog walking (earn aprox £7000 per annum incl working tax credit) (I have MS and am on anti depressants so try to do a job that will keep me healthy but will be flexible enough to take into account my fatigue) nowadays I still have some old debts that i don't have the resourc
  15. Will try keep it brief... Aug 2017 i cancelled dd this was due to my daughter been placed with me by local authority , money was tight with everything(food on table) Due to the things happening around the case and my well being of my daughter priority i totally over looked the November dd or payments. I was spending all my time on pc doing research for my situation, tv was been used on android box iptv 24/paw patrol and terrarium kids movies January knock on door( i was up to eyes in paper work for case) let him in explained the reason for overlooking it (even
  16. Hi I'm wondering if anyone can help me here I have just received a county court summons dated 6th February. I want to defend this claim and would be vey grateful for any advice you can give me. Many thanks. Name of the Claimant ? PRA GROUP (UK) LTD Date of issue – 06 FEB 2018 What is the claim for – 1. The Claimant claims the sum of 7688.54 for debt and interest. 2.On 07/01/08 the defendant entered into an agreement with MBNA Europe Bank Ltd for a Credit Card under reference (card number). 3.On 30/4/12 the defendant defa
  17. Hi Guys, It's nice to meet you all. I have been a lurker looking around for months now so have become accustomed to a lot of the regulars on this forum and just want to say thank you before I even start to members such as OC, Underground and others who take time out to give advice and help others. Now for the point at hand, I was stopped at a central london station this year and a family members freedom pass was in my possession, long story short, I was questioned by a TFL member, I had not realised I had used the pass as I also had my Oyster with enough credit to travel however as I
  18. hi made and agreement over the phone in april 2017 to Greenwich council to pay council tax weekly as that is how I am paid.... today I recd a court summons with a £95 court costs added for no reason... phoned them and basically they said had to pay it.....only have £150.00 to pay which is 6 weeks worth of weeky payments so well within the limit to pay for the year... have requested a freedom of information request from them for all the phone calls and letters from april 2017.. the letters were sent with a weekly breakdown of my payments but I have lost them hence the reque
  19. Hi guys, I hope someone can help. I've checked the forums but my situation is different. I bought a property on 14th March 2017. There were tenants already living there until 31st August 2017. They didn't pay me any rent and in the end I had to give them a section 8 notice to evict them. At this time, I was living with my parents. I moved in 2nd September. I got a letter from the Council saying I owe them £600 for "long term empty". I phoned them and told them there were tenants living there up until 31st August, and I gave them the name of the person, and informe
  20. Hi everyone, Story so far - myself and ex business partner owned a business back in 2011-2013. Business was closed in 2013 and this July i received a letter stating that i owe business rates. I contacted council and explained that it was not me personally liable for rates but company and provided all profs (bills, registrations, etc). They lost my first letter. After a months or so i posted a second letter with all proofs and explanations. Based on tracking it was delivered to them and signed. Council kept it quiet for 6 weeks after which i received a C
  21. I have receive a Court Summons regarding Anglian Water. I had no idea that there was any problem as its paid monthly by direct debit. Its a house I rent out and the paperwork was sent there. now I have to pay the part that was owing from last year and they have included the whole of this year up to April 2018. Plus the court fees and their solicitors charges. Is it fair that the court sends out the original paperwork and does not care if its correctly served? At least they should get a signature to prove service.
  22. Hi Everyone, Looking for some advice in the best way to deal with a Summons that dropped through the letter box a day or so ago. My wife parked in a car park administered by Civil Enforcement Ltd on 28/8/2016. This car park had previously been a car park where one paid on exit and my wife assumed it was still like this when she parked. After about 10 minutes (on leaving the car park) a colleague informed her you now have to pre-pay so she immediately returned and purchased a ticket which she placed in the car and thought no more about it Then she received a letter
  23. Name of the Claimant: Lowell Portfolio I Ltd Date of issue: 21 November 2016 What is the claim for: 1) The Defendant entered into an agreement with Vodafone under account reference XXXXXXX ('the Agreement') 2) The Defendant failed to maintain the required payments and a default notice was served and not complied with. 3) The Agreement was later assigned to the Claimant on XX/XX/2013 and notice given to the Defendant. 4) Despite repeated requests for payment, the sum of £XXX.XX remains due and outstanding. And the Claimant claims a) The said sum of £XXX.XX
  24. My daughter is on benefits and borrowed £1200 from me last year to pay off a summons for council tax arrears. I paid this on the phone and asked "so thats it theres nothing else outstanding" and was told no its all up to date. I asked about the current period and was told that they were setting up £20 first month followed by 9 months of £19.10. We were expecting some paperwork to back this up and maybe set up a direct debit but heard NOTHING until this morning when she receives a summons to appear in court on the 13th June. Now, I have no problem paying the £191 council
  25. Hello I hope you can help please. I signed as a guarantor for my daughter on a property share in June 2014, there were 5 tenants and each had their own guarantor. The claim is for unpaid rent of £1261.82, £3206 for cleaning, repairs and damages + admin fees, court costs & interest totalling £5127. The contract stated that each guarantor was jointly and individually responsible for each tenant. My daughter did not owe any outstanding rent (well documented), the home was not very well looked after but I feel the £3k+ figure highly exaggerated, most damage was caused
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