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Found 23 results

  1. Name the issuing court: Glasgow Sheriff Court Who Is The Claimant: Cabot Financial UK limited Who Are the Solicitors: Nolans What type of action? Simple What is the claim for – On 14/10/2013 the Respondent entered a credit card agreement with New Day Ltd under which the Respondent borrowed money from them repayable on demand. The said agreement was an agreement under the Consumer Credit Act 1974. The date of termination was 31/03/2017. The Respondent failed to pay as agreed on demand and is in breach of contract with the said New Day Ltd and the supplier a
  2. Hi all first post, as I'm new to all this any help/advice would be appreciated. I received a letter on Saturday 26th May from Nolans solicitors..... Debt is under 2k.. Excerpt from letter.. NOTICE OF INTENTION TO ISSUE A SHERIFF COURT SUMMONS Our Client:- CABOT FINANCIAL UK LIMITED TAKE NOTICE that unless you make payment of this debt IMMEDIATELY application may be made to the courts to issue a SHERIFF COURT SUMMONS against you. DETAILS OF DEBT £ ****.** due in respect of TESCO PERSONAL FINANCE INFORMATION ABOUT A SHERIFF COURT CLAIM If a Claim i
  3. I had an outstanding council tax debt of £79.20 for last years council tax 2017. Today out the blue I got a visit from 2 sheriff officers and now my council tax has doubled to £158.30. They have doubled my debt! I am on ESA. How the hell is this legal, The council tax year only started in April. This seems completely out of order and so hurried for such a small debt, They never even gave me a chance to pay, Now they are saying the fees can't be removed cause they sent officers out. This has enraged me, What can i do? Thanks
  4. Hello Everyone I started getting letters from Nolans probably around 2 months ago about a Personal Loan debt that was from years ago. The debt is not on any of my credit files so it was a surprise to get a letter from a sols about it. Its a Sainsbury's Bank Loan for £16k that i took out on 9/7/09, very shortly after (around 6 months lost my job). I had been making token payments of £20 per month to originally Blair Oliver & Scott who after around 1 year, passed the debt to Cabot around Nov 2011. I continued the £20 per month till around Jan 2016 then I lost
  5. Hello, I owe service charge backpayment to my management agent for my leasehold property. They took it to county court, then fast tracked to high court without informing me. I only knew when I received a demand for £2100 from the Sheriff's office. I offered to pay in instalments but they said their client wanted full payment, which I could not do. I sent them a copy of my Debt and Mental Health Evidence Form, they said their client rejected it. A Baliff visited my property when I was not in. I submitted an income and expenditure form (both mine and my wife's)
  6. Hi I'm looking for some advice. I have received a solicitor's letter saying that I am in arrears on my mortgage and if no agreement can be reached then the house may be repossessed. I am querying the arrears as it includes a multitude of charges etc., When I first became unemployed I requested that the arrears be added to the end of the mortgage...capitalisation...but Platform refused..because this was something that they didn't do. I also asked if I could buy myself out of the high interest rate to a lower interest rate...and they refused. My original mortgage wa
  7. On the 4th November 2016 a decree was granted against me for the sum of £1550, I was in attendance however had no defence at the time. I had absolutely no knowledge of the matter and very little paperwork. The matter relates to money paid to a bank account by the Student Awards Agency For Scotland. I'm 49 and not a student. They claimed that several payments were made to me via a Lloyds Bank account very recently. No money had been paid to me and I believe it was an administrative error on their part, the bank account in question is not my bank account but on the day I had not
  8. Just found out, my mum has been paying money every week to Halifax for years! She just told she she has been paying £10 a week for a Halifax credit card, and £10 a week for a Halifax overdraft! She told me, she has been paying £20 a week since my Father died 8 years ago. She said that, at first she ignored them but they kept adding charges to both the credit card and bank account and she was worried about being taken to court! I just told her to stop it but, she said "You have to pay the banks" and is worried that if she does not pay them, they will take her to court and lose the
  9. Hi All, I am a new poster on this forum. So therefore I apologise if I have posted this in the wrong place. the sheriff office in croydon. I had received a letter from the county court stating that I owe a ppi company a certain amount of money, which is true. However, I can not deal with company direct anymore and they have now handed it over to the sheriff office who are dealing with it all. They have sent bailiffs to my premises twice now and literally the payments have been increased from 658 pounds which is what the court issued to, 1300 and now 2
  10. hi i was wondering if anyone can help i am a single disabled 36 year old and have had a ccj issued which i got varied on the 29th of jan 2015 this is all sorted and im to pay £48 per month whish i have done and am NOT in default ok here is the problem i received a visit from a sheriff on the 13th March saying i had to pay the whole ccj. i told him i am paying it via variation order so he gave me a letter and left on the 30TH April i received a further letter from sherrifs saying they were taking over the variation order and i was to pay them each month now. they have charged me for
  11. Hi All Anyone have experience of Scottish Sheriff court eviction proceedings? Ever heard of Sheriff granting decree to evict when only 1 discretionary ground is cited in AT6? Case history- I served landlord notice to quit halfway through a 12 month short assured tenancy, however I now need hospital treatment so I've had to cancel a trip I had planned and am unable to find new accommodation at short notice. Notice expires in a few weeks. I have always paid rent on time and adhered to all conditions of the tenancy agreement. So only ground landlord can use to evict me is G
  12. Out of the blue this week I've received calling cards from Walker Love asking me to contact them about a legal document to deliver/legal matter to discuss - they did not indicate which and I had no idea what this was concerning so obviously didn't contact them. I have never had any contact from them before, or any letters/demands for payment from them prior to this. I received cards Monday, yesterday and again today (I work 9-5). However today's card has a message on the back stating they wish to deliver legal papers in relation to a loan from a bank I've had nothing to do
  13. I have a CCJ against me for around £4,000 which i am trying to get an instalment order on. It is currently going through the courts. But today i came home to find an envelope marked The Sherrifs Office and inside three pieces of paper, one of which is a form 55 notice of seizure left by an enforcement officeracting on behalf of Peter Noble Watt, an authorised High Court Enforcement Officer for the purpose of enforcing writs of execution. The second is a yellow stamped form with the address and phone number of the sheriffs office and hand written "all goods chattels and effects in and upo
  14. Hi everyone, My bad luck does not stop! I run a LTD company and we done a refurbishment project a good 6 months ago, the customer didnt pay in full and we were owed about £40k , one of the creditors (electricians) started proceedings against us...we were late in sending the response pack but explained with enough reason to their solicitor. We came to an agreement to pay 5 consecutive payments, 2 were paid and then we couldnt afford to pay the other 3 and explained the situation again. Out of the blue, we got a judgement for claim which goes onto say about the CCJ etc, that was r
  15. Hello. I have come to this forum as a result of already having gleaned a lot of useful information from other posts on this website. I am seeking advice from anyone who is or has had trouble with Sherrif Officers due to unpaid parking fines. Before I ask for specific adice though, I will provide a background to the situation. My girlfriend (Sue), or rather her address, is getting targetted by Sherrif's Officers working under the jurisdiction of Perth Sherrif court (Scots Law). They are chasing after her ex-boyfriend (Tom) for an unpaid parking ticket and have served an 'Attachment S
  16. Hi, I am new to all this and desperate for some advice, any help would be greatly appreciated. My husband had an account with Howdens last year, he used it to buy materials for a job he was doing which totaled around £450. Following this he had no work and could not afford to pay the balance off, he contacted Howdens and explained the situation. Then 2 weeks ago a man knocked the door and when i opened it he asked for my husband, he wasnt here so he handed me a letter to give to him. The letter had Marstons on it and a Writ from the high court with all sorts of fees on and total bal
  17. Hi All, I was wondering if someone could give me some simple basic step by step advice on debt recovery in SCOTLAND. I have researched English recovery but scotland court system is more complicated. My situation is that I want to recover wages owed ASAP from an employer. I am taking them to an Employment tribunal and I should win. Lets assume I win for this case. What would be my steps to recover as I know they wont pay as have tried everything to not do so, so far. I am thinking of just sending it straight away to high court writ and comparable sheriff recovery from her assets.
  18. [Hi, can anyone tell me if sheriff officers (Scotland ) can retain your bank and work details after you pay off a debt ?. Thanks
  19. Hello everybody, I've been looking through the various forums and very impressed with the help and advice given out. Now its my turn to ask for help/advice. I'm currently paying Alex M Adamson £70 per month for council tax arrears, which I've been doing for a few months without any problems. Recently the council sent me a demand for a benefit claw back which I couldn't pay and they passed this debit on to Adamson. Now Adamson have sent me a letter requesting that I supply them with my employer's details, home and mobile number, email as well as details of my income (wage slips).
  20. I'm in shock. I've got 4 letters from the Sheriff Officers today for council tax dating back years ago, saying that warrants have been granted against me and a former partner (letters addressed to both of us, we split 6 years ago) in the sheriff court. They are all for one address. For three of the years claimed we were not even living there, plus the council tax was included in what we paid our landlord (as far as I am aware - I wasn't party to the tenancy agreement) - we NEVER got a council tax bill the entire time we lived there an never since for that property. They have got ho
  21. Hi I have been paying off council tax debt for about 5 years through Scott and Co. In March I sent them a letter to give them my change of address and to inform them that because of the move my financial circumstances have changed and I would have to reduce my payments from £15 per month to £5 per month. (I am currently on Income support due to poor health and they know this when I had to reduce my payment plan from £50 to £15 a few years ago and because I just retold them) I received a letter from them on the 1st or 2nd of June (dated the 31st May) to say that I was in arrears and that
  22. Are there any laws or rules in place when it comes to protecting vulnerable people and the doorstep visits of the sheriff officers? Can you 'register' yourself as a vulnerable person somehow? Can you direct me to where I can read about this? If you can have an advocate to help you to fill out forms and assist you in important legal/official correspondence do you have any sense of entitlement when it comes to home visits? A pre warning for example or a 3rd party there to assist you or help you to discuss your case or situation? (I understand a pre warning might make some people scarper but
  23. We were sitting in a friend's side garden today having a drink waiting to go out. Another of us arrived and as he was getting out the car, a guy in a bad suit came up and asked "Does John Smith live there?" - pointing to a house across the road. Friend explained he was not from the area and suggested he asked the friend I was sitting with - and we could hear everything that had been said. The guy then came up to me and said "I have a parcel for across the road, do you know who lives there?" I suggested if he had a parcel it would have a name on it, to which he said "It's d
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