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Ukdeveloper2

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About Ukdeveloper2

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  1. not physically, but on MCOL website as you go through the AOS at the end it asks you to "sign" by entering your name and is. required field.
  2. within 6 years yes but I really can't remember the last one. This sounds very scary.... what will this actually do or allow me to do. Also where you say "don't sign anything" I'm assuming signing the MCOL is ok?
  3. Today I received a claim form from Cabot Financial with docs to be sent to Mortimer Clark Sols. Name of the Claimant ? CABOT FINANCIAL Date of issue – 24 JULY 2017 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - 26th AUGUST 2017 What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down. By agreement between CAPITAL ONE BANK (EUROPE) PLC & the Defendant on or around 24/07/2014 ('the Agreement') CAPITAL ONE BANK (EUROPE) PLC agreed to issue the Defendant with a credit card. The Defendant failed to make the minimum payments due & the agreement was terminated. The Agreement was assigned to the Claimant. THE CLAIMANT THEREFORE CLAIMS 307.59 What is the value of the claim? 392.59 Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? CREDIT CARD When did you enter into the original agreement before or after 2007? 2014 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. ASSIGNED Were you aware the account had been assigned – did you receive a Notice of Assignment? NO Did you receive a Default Notice from the original creditor? Not that I can remember Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? became ill and went on benefits What was the date of your last payment? unsure Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? no
  4. Although we asked them to send the DD forms to us, we never ever received them. Is the onus on us to ring them and ask again? we literally never received anything regarding this until this morning. They told her she missed two payments but I'm not sure how she could have missed them when there was no direct debit in place. I think although we asked they didn't set one up and send the forms (nor anything else) and now she has to go to court for it.
  5. in fact to confirm it wasn't last year she borrowed the money it was January 2017
  6. My daughter is on benefits and borrowed £1200 from me last year to pay off a summons for council tax arrears. I paid this on the phone and asked "so thats it theres nothing else outstanding" and was told no its all up to date. I asked about the current period and was told that they were setting up £20 first month followed by 9 months of £19.10. We were expecting some paperwork to back this up and maybe set up a direct debit but heard NOTHING until this morning when she receives a summons to appear in court on the 13th June. Now, I have no problem paying the £191 council tax that they are demanding, but I'm loathed to pay court costs when there has been ZERO correspondence between me paying last time and this morning. No demands, no agreement, no final reminders etc. If I ring and just pay the £191 will they still pursue this through the court. Im quite happy to attend court with my daughter and explain all of this but just wondered what my chances were of getting this settled without going, and if I DID attend my chances there too. Thanks UKD PS this is London Borough of Barnet
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