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About Zaf1234

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    Basic Account Holder
  1. Hi not so sure what the next step is now. I wrote to link financial asking for further information wit the copy of original signed agreements for both summons, they got back stating they needed more time to get hold of the paper work. Their letter was as follows: We write further to your correspondence dated the 17/1/2019, received 18/1/2019 In order to provide the documents requested we require time to acquire, compile papers and forward them to you. We can confirm a hold has been placed on the account and no default judgement shall be requested within fourteen days of the date the documents are provided. We do not consider it necessary to file an application seeking time to provide documents, though if you require such please confirm and we shall do so (though an order may be sought for costs for that).
  2. Hi guys I still have not heard from Link financial when I requested the information. They said they need more time to get the paper work but its been well over a month now. Any advice?
  3. Hi there I have done all this. I sent cpr requests for both summons and also cca requests. I registered online and filed the defences. What happens next? I checked with barclay card they did not have accurate information but the last time i made a payment to them was in January 2014. I do not remember if i ever made any payments to link financial.
  4. Ok the pound do i send them a cheque or postal order? I will do it first thing tomorrow morning.
  5. Sorry forgot to state their solicitors said they will advise the courts to increase the time allocated for summons. Sounds fishy to me.
  6. Hi i have not been able to call barclay card today. I did however called the solicitors acting on behalf of link financial and asked them for the agreements for both summons. I was put on hold and was told it will take approx two weeks for them to get the agreements. I also asked for any records of payments they may have. I think i best put the request in writing for both summons and perhaps put a defense in for the summons for lack of agreements?
  7. Account defaulted jan 2014. I think its been less than 6 years.
  8. Name of the Claimant ? ASSET LINK CAPITAL (NO5) Date of issue –11 JAN 2019 (issue date) Particulars of Claim What is the claim for – Claim if for old barclay card debts i believe. 1.The claimant claims the whole of the outstanding balance due by payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from 16/10/2003. The agreement is regulated by the consumer Credit Act 1974, was assigned by the Defendant and from which the credit was extended to the Defendant. 2.The Defendant failed to make payment as required and by 30/01/14 a default was recorded. As at 30/09/2016 the Defendant owed Barclay Card plc the sum of 4010.11. 3.By an agreement in writing the benefit of the debt has been legally assigned to the claimant effective 30/09/2016 and made regular upon the Claimant serving a notice of assignment upon the Defendant shortly thereafter. 4.And the Claimant claims- 1. 4090.11 2. interest pursuant to Section 69 County Court Act (1984) at a rate of 8 % per Annum from 30/09/2016 to 11/01/2019 of 697.90 And there after at a daily rate of 85 to date of judgement or sooner payment. Date 11/01/2019. Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? I do not recall receiving any correspondence from them. Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? My address has not changed. Did you inform the claimant of your change of address?N/A What is the total value of the claim?4973.01 Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Barclay Card When did you enter into the original agreement before or after April 2007 ?before. Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. The account has been assigned to Link Financial Were you aware the account had been assigned – did you receive a Notice of Assignment? I was not aware. Did you receive a Default Notice from the original creditor? yes Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? i do not recall receiving any for a long time from my original credit card companies. Why did you cease payments? i did not know what the payment were for there was so many companies chasing them up originally. What was the date of your last payment? i do not remember to barclay card. Was there a dispute with the original creditor that remains unresolved? was not any disputes. i Could not afford the payments. Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? yes i did they temporarily lowered the payments.
  9. Hi i wonder if anyone can give me advice. I have received two summons from link financial ref to old defaulted ex barclay credit card debts. Can anyone give me any advice as to how to go about and what to do please? Any advice will be highly appreciated.
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