Showing results for tags 'never'.
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Hi All, I've read lots of info on here but nothing that helps me for my specific case. I hope someone can throw their tuppance in! I have just found out that I have a CCJ in my name for a bill that I am not liable for. First thing I knew about it was when I checked my credit history. I am very distressed that this is on my credit history because I was hoping to get a mortgage in the next few months and this has completely messed up my credit score! The water bill at a place I now no longer live at is in arrears. I lived in the property as joint tenants with some friends from November 2013- March 2014. I moved out and they stayed on, amending the tenancy agreement and all the bills accordingly. I have loads of documents to demonstrate I moved out (council tax bill, tenancy agreements etc) the other tenants kept telling them I didn't live there but the water company refuse to change their records retrospectively. They quote a law which says we should have given 2 days notice which we did but it just wasn't recorded on their system. It's my word against theirs essentially. I had never received a summons or case judgement. Part of the money owed £85 was sent to a Debt Collection Agency and I've squared it with them. The DCA accept that I don't live there and put it on hold whilst they go back to the water company). However, I still have £600 debt in my name and this CCJ on my file. The other tenants maintain they didn't know about any of this but I can't 100% trust them on that. They said no post has come in my name but they didn't tell me my name was on the water bills they couldn't pay so I'm not convinced. However, the court document I got lists my recent address, and I assume they got this from the Electoral Roll, yet nothing turned up there either. Things I have done so far: • Scanned in Council Tax Bills and sent to water company (I've been told they won't take them into consideration). • Telephoned the water company to ask why the CCJ was issued in October 2015 in my name only. It was explained that they don't do joint claims and couldn't tell me why just that "it was policy to use the first name on the account" even though they had been dealing with the other names on the account. They told me that the other tenants had set up a payment plan which they missed a payment on, ignored the water companies calls and letters so the water company started court proceedings. • Written to the water company asking for copies of all correspondence. I plan to do a SAR/Data Protection request too. I have no idea of the exact dates, what payments have been made and when etc • Written to the court and asked for more info. I was told that the "claim pack cannot be reproduced" and they emailed me a scanned document with some basic details of the case. Not entirely sure what this document is but it lists the breakdown of costs and addresses of both parties. Anything else I should do? I know I need to get the application to Set Aside in ASAP but my partner is worried we'll lose and end up paying more money. I've explained that even if we pay it off it will still be on my history so I really need to fight it. -
CAG, along with many others have been steering people away from Pay Day Loans. Now there is a new tactic from one particular bank. I have personally condemned Vanquis for their high interest rates and being no better than a revolving Pay Day Loan. CAG has seen many cases of how easy it is to get into serious debt with this particular type of credit card. Now Money Mail are on the case.... -
I ordered something for a birthday present last wed and was supposed to go to a near by Halfords as a pick up point but I'm still waiting and it's not arrived! DPD said it would be in HALFORDS after 12pm thursday 31 dec.... IT NEVER ARRIVED! Called DPD up and said what the hell is going on and they said it will be in halfords after 12pm 2day (MON) gut feeling it won't be in though! Anyone else had/having probs with them?
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I moved back into my parent's house at the start of this year which was also when I registered as self-employed. I currently haven't been paying any council tax since I assume I have to let the council know I've moved in. My Dad doesn't have to pay any council tax. I have the money to pay for it but what sort of trouble can I expect to be in when I let the council know about this? Also I've so far earned around £8k this year so I think I may be able to benefit from working tax credits. Am I allowed to back date this benefit to the start of the year from when I registered as self-employed? However, I also have £10k in savings so I don't know how this will effect the benefit. Any help appreciated. -
Hi, i was speeding on the motorway and wish t plead guilty and pay the appropriate £100 fine and take the 3 points. I have been waiting for the [/b]conditional offer of a fixed penalty notice[/b] It never came on the post?! Then I receive a postal requisition to be heard in court. Can I not contact NYP and state that i did not receive the offer of a fixed penalty notice? surely this is unfair to go straight to court if I haven't received the offer to pay via the fixed penalty notice. Any tips or forms or letters i can send as my response guys would be most appreciated? i want to pay plead guilty and have done with this but haven't had the bloody chance. We also live at a new house and our address is proving really hard to locate for many org/co. Lots of mail goes to another house half a mile up the road! Genuine reason and I want to clear this up and pay. -
i have a question i know someone who has never paid council tax he lives with his grandmother last 20 years rent free food free everything free he does not work and he has no respect for her. she is 89 . i would like to tell the council but i know he will just get her to paid it !! she has dementia, and does not no what she is doing. would the council hold him accountable for the recovery or his poor grandmother ? -
Dear all, I desperately need advise ... here is my situation (long text as i am writing a complete recollection of what happened): On Saturday 24 October 2015 i received a letter through the box from Collection and Compliance Titled "Further Steps notice" In essence it says that since i have failed to make payments as directed following steps will be taken ... a few lines of VERY scary stuff. After that they give me 10 days to pay 800 pounds or the scary stuff will start to happen. Now this comes as a complete shock i had NO idea what this is about. On Monday i called them and they told me that there has been a court case against me and they have been ordered to collect this money by the court. I have never been aware there is a court case to begin with. They put the collection on hold for 28 days and gave me case reference number. On Monday 26 October 2015 i went to Levender Hill court to check what is this all about. I was told the following that the current case against me is for failure to provide information to the DVLA related to traffic violation or accident in addition to that for failure to show up in court and a few other failures related to the fact i never got anything. I asked what adress all of this was sent out and they gave my old address. They said that one of the notices were sent september. After talking with a friend he said i should check my V5C i just did that and it is on the new address. I checked the dat eof the document and it is 29 04 15. This should mean april, if they sent the stuff in September no idea why they were trying my old address. I also checked my driving license and it is on the new address since April as well. I made a Statuory statement .. or something like that not sure what it was named, that said i never received anything and the first time i becase aware of this issue was Saturday 24-th. They took my details and scheduled a court date for 10-th of November. I still have nothing through the post 29 October 2015 and i still do not know what the original offense is. All they said that the current case is for failure to provide information which carries 6 points and 660 pounds fine the rest is fines for not showing up and not paying when asked first time around. This is as much as i can say right now and as much as i remember. I am completely lost. Never been involved in accidents, i have one speeding ticket in my entire life from 5 years ago and it never went on my record as i took the speed awareness course. Neither have i ever had problems with the police ... so you can imagine how scary this all feels right now. Any advice is very welcome, initially i thought of just going to the court and being honest but i was advised by friends and also someone sort of related to law that i should not do that and i definitely need advise especially since its has gotten to the court and one needs to know what and how to say ... so here i am. -
Having read this Default Re: Royal Mail Customs handling Fee Response all what follows is pretty well useless Oh dear Looks like I have missed the boat. Hi all, Having had some time to think about my situation with FedEx a few ideas have surfaced. But before I start I will apologise in advance to anybody who may feel that I have misrepresented or distorted the facts to justify my hypothesise about the subject. These are just the type of thoughts and ideas that wander through one’s head in the early hours of the morning. So here I go. FedEx et all will never take any one to court over the admin fee as it stands to loose a massive revenue stream if it looses the case. Why? Current business model for £100 value item of weight 500gms for a casual importer. Offer to ship item for £22 from China to UK house address. Deliver said item to address. Send recipient a bill for customs fees (£30) and admin charge (£12). Previous year’s Model of costs £22 carriage and £8 admin. Hypothetical next year’s carriage cost £22 and admin £18. This is looking very good. Next year cost £22 and admin £24. This is looking even better. They have kept their offer price of carriage fixed at £22 but increased their revenue by approximately %150. And it gets better still. The logistics of getting a parcel from China to the UK is no small challenge. Whereas a few key taps on a PC key board is generating more revenue. It would appear that FedEx should become an admin company and subcontract the carriage I know that is could be viewed as quite simplistic, but it should give one a flavour of the idea. Well what about the other carriers. It would appear that they are all doing the same. Where is the competition? No need to increase your quotes just increase the admin. Cartel? Transparency? Confusion? So, If you refuse to pay what will any of the carriers do? Well originally not a lot. I noticed that most successful results against Fedex are historic. If you complained they would waive the admin cost. However a recent visit to Controlaccounts web site boasts For a leading global freight company weimproved cashflow by 12%, see how we can do the same for you. And who might that be? Now this is the Nub of the issue. Fear and threats work on most people where money is concerned and getting a DCA involved allows FedEx to be hands off. Threatening to sue clients is not their businesses. Also the task of defending your action against such a barrage of threats is quite daunting especially for £12 along with no guaranteed chance of winning against the might of a giant international corporation and no clear precedent. The outcome is pay up. However if by chance a valiant knight comes to the rescue and challenges the Dragon what might happen. Without doubt, FedEx would walk away long before it went to court as the last thing it wants is a precedent to be established about this very grey area against the plaintive. Why? They could lose, and that risk of £12 vs. £10000’s of annual income is not a good bet. And so for as long as this situation lasts one has two choice (1) pay up and shut up (2) Do not pay and be prepared for a long unpleasant time of threats, abuse, fear, anxiety, lasting over many months that should result in no £12 admin fee being paid. -
Hello everyone .. I need your advice on a peculiar situation I'm in now. Two weeks ago I received a notice of removal from a bailiff for a debt of £1030 owed to the City and County of Swansea. I went to the bailiff's office they said it's about 3 parking fines from last year. I don't own a car, a driving license and I don't even know how to drive. I went to the council they said there is a car registered in my name and my address. I went to DVLA and filed a complaint that I am not the owner of the car. DVLA said it will take three weeks to process. My guess is someone with the same name but different address is the owner of the car. Both the council and DVLA have a previous address for me which I know nothing about. I arrived in the UK one year ago to study and I have only one address which is a room in a house shared by other students. I filled a TE7:TE9 form and I stated that I am not the owner of the vehicle and I live only in one address. I attached my tenancy agreement, my visa with the entry date on it, my police registration certificate with my address that I registered as soon as I arrived. I also attached a letter from my landlord that this is my only address and that I don't own a car. The bailiff action is now on hold. I received a copy of the council's letter to TEC, the council rejected my application and they request the court to change the address on the warrant to my address claiming that I am the same person and I changed addresses. They ignored all the evidence that I submitted and argued that I didn't submit any evidence from DVLA. When I went to DVLA the first time they said the registration number doesn't exist in their database, and I stated this in the TE7:TE9 form. But when I went again I discovered that they have mistaken the number zero for a letter O and there is actually a car registered with my name. But this was too late to include in the TE7:TE9 form. The council states in the letter that "although it is apparent that I might have not received correspondence from them it's my responsibility to make sure I receive mail after a change of address". I am worried that TEC will also reject my application and approves the council's decision, should I seek a legal representation? Any advice will be appreciated ... Thank you -
Hi, i wonder if anybody can give me some advice.. I have just gone through a credit reference check to rent a house, i have done this before without any issue and even had a mortgage approved so my finances are good (988 score on experian!) . I work full time and have always paid my bills, i have no overdraft or credit cards. The letting agent flagged up a CCJ on my account from 07/06/2013 which was filed by Npower for £2,185. I moved out of this property on 01/03/2012 after only living there for 12 months. I worked 12 hours a day, 6 days a week and for the last 3 months i barely spent anytime there as i met my current partner. During the first 6 months i was sent a bill for almost a £1000 from Npower for my electricity. I immediately rang Npower as this 1 bedroom under dwelling which i was barely in could not realistically cost that much for electricity. My mum paid less for a 4 bedroom house over a year. They agreed this seemed high and agreed to send out an engineer to look at the meter. It was agreed that the meter did have a problem and the engineer agreed also that the house could never use that much electricity with the amount of electrical items i had and that i was one person there with a very busy job. The outcome was that they were going to remove the meter and put in a pre-paid meter. a few days later they changed the meter, i recieved a pre-pay card. I rang Npower and as far as they were concerned the problem had been sorted i paid a more realistic bill of a couple of hundred pounds and I continued using the pre-paid meter which cost me £10-15 per week for the amount i was there and i continued with this for the remaining 9 months without any correspondence from npower. In 2012 i moved in with my partner and have done since. Now I have found out that Npower actually filed a CCJ for the amount of £2,185 for this address. I have no paperwork as i cleared out old paperwork after relocating to the south. I have never recieved a letter about a CCJ or any arrears. Can anyone give me advice? I am not prepared to pay this extortionate amount. Thanks -
My good friend is in a financial mess.. ..he owes thousands to a number of companies and the debts have been sold on several times. He is making small payments on each debt every month and has had the interest frozen but it is going to take him years to pay these off. He cannot go for an IVA or bankruptcy due to the nature of his employment. Any suggestions as to how we can agree an end date with these companies, with hopefully a proportion of the debts written off? He is very demoralised at the prospect of making these payments for the next 30 or 40 years, or until he dies.... He is a proud man and wants to pay what he can, and keep working but the only option I can see is for him to do an IVA or bankruptcy and lose his job and go on benefits which he does not want to do. Any ideas??
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Hi all, It seemed like a horror story. This year was the first time that the round paper disks were abolished, and I then replaced the still valid disk with our parking permit to save space on the windscreen, and thought that I will always receive a tax reminder anyway. However, I have not received one and I have been waiting for one to arrive. So did not really thought about it, until tonight out of interest I was searching my car's number plate to see where it was registered, and found that it was UNTAXED since July! I then immediately went to DVLA website, and tried to pay for the tax, without the reminder, but with the 11 digit serial number on my vehicle registration form. I was only able to pay for the tax from 1st Sep. And was told that DVLA may contact me about the missing periods. I truly cannot remember if I have renewed my tax, and from the DVLA information that I obviously have not paid!! I can swear that I have never received a reminder this time around. We moved house 1 year ago, but I have updated my address with DVLA right after I have moved. I will call DVLA the first thing tomorrow. I just hope they will allow me to pay back the two months of the tax, and I am happy to pay a fine too, as a lesson to my own negligence---should have checked the DVLA website to make sure a lot earlier. I heard some horror stories of over 1000 pounds fine, and points on licence. I can just pray that they will be lenient on me. The road tax for my car is 30 pounds a year. Do you know what will happen? Thank you very much. I am worried sick. -
Right Interesting one... I like the idea of this! Could be interesting!
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I sold an item on ebay, marked as collection only, and my buyer chose to send a courier to collect. I agreed to this to facilitate the sale - yes, everyone has told me this was a mistake. Buyer made all the arrangements, using Shiply - that was her mistake! Courier duly collected the item - a hand-carved coffee table sold for £250 - but has never delivered and will not return emails, texts or phone calls. In short, he has gone AWOL and taken my table with him. Ebay, of course, have taken £250 off me again and given it back to the buyer. Neither of us has the table. So how do I recover the goods? My buyer seems either unable or unwilling to trawl through her emails to find her booking confirmation, but in the meantime I have found his name (though I suspect it is false), email address, phone number, a copy of his terms and conditions, the city he is based in, and I have his van make and registration. What I don't have is an address, or my table, or £250 Can any one advise me on my next move. -
Hello. My husband has been receiving letters from DWP asking for repayment of £318.42 since about 2006 for Working Tax Credits. My husband has never claimed working tax credits. He even checked with his accountant, who checked through his paperwork and agreed with him that he has never claimed it, so he wrote my husband a letter explaining that this has never been claimed, which he forwarded to the DWP. Every 6 months or so, we get the chasing letter, my husband phones them up and explains yet again the situation and they say they will put the account on hold! Today came the letter .... he has till 03/07/2015 to pay or they will pass it to a collections office. We have been in France since 2011 (the letters are sent here so they know where we live). He explained again that he has never claimed working tax credit and the girl said that it had gone to a tribunal and that the case was dismissed and that the money is recoverable. We weren't even told it was going to a tribunal. In the end my husband told the girl to come and collect the money in person ! He kept asking the girl who he can talk to about the credits but she wouldn't move away from her predicted notes. So very frustrating. If we claimed and owed it fair comment. Does anyone have any ideas who we can speak to. Many thanks in advance.
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Hi all, wondering if some-one can advise on this. Last year after a catalogue of errors and muddles with my pay and holidays etc, something happened and I had a melt down on the phone to some-one in HR (sheers frustration at being fobbed off and not listened to). It took me by surprise..didn't realize stress had been building up, so I finished conversation saying something like..I'm going to see my doctor and if I am ill you (my employer- public sector) have made me ill. T hat was on the 29th July 2014. I did go and see my doctor on the 1st August, (mainly to let them know the score) and continued to work as normal (part-time, evenings and weekends). I'd made it clear my job was not stressful it was all the management nonsense with my contracts, pay holidays etc that got me down and stressed , as I had to sort it all out in my free time in office hours.. Within a few days a letter arrived from the Occupational health service telling me to attend a meeting on Wednesday the 10th. The referral had been made on the 1st August. just two days after my meltdown on the phone with HR. So, Several questions. (the referral was for stress). a)are employers allowed to ambush some-one with OH like that out of the blue without even discussing the problem properly or formally even letting me know me I would be referred. b) I wasn't even on the sick and had never been on the sick. Did they have to right to refer me, especially without asking?( I idid get sent a consent form, with the appointment letter, but that had warnings about how if I didn't go it might affect decisions my dept made about me. I was stressed, not thinking properly, signed it and agreed to go to the appointment but made it clear it was under duress. c) The appointment was for a Wednesday 1.30, at a place about 8 miles away..in my free time plus I was expected to get there at my own expanse. As it happens I was afraid of driving in case I had a melt down again in the car (basically a high anxiety attack..sobbing not being able to breath etc.) . I asked for Time in lieu as I'd have to go on the bus,.., which would take ages. HR said no way but eventually relented and offered to pay for a taxi. Should they give me TIL as well as the taxi? The OH report basically said I was fine, just having a normal reaction to intolerable management issues. I continued to work for two months, while a review of the muddle with my holidays etc. was carried out. There is more but I'd like to see what people think about this lot first. Many thanks -
Guys I need some advice please. Myself and a female friend went down to London for 9th March to paint at jam called Femme Fierce. We purchased tickets that included a tshirt and a goodie bag for £11.25. When the jam was finished we weren’t given the tshirts or bags as apparently “there wasn’t enough time to hand them out” even though everyone was standing about. After two months, we’ve still not received our tshirts or a refund, despite being promised they would be posted out within a week and we’re being properly ignored by the organiser. Basically most of the writers and artists paid extra for these tshirts, about 100 people (that’s £1000 to her – not included in the £1.25 to paint in a LEGAL tunnel!). She’s just ignoring all of us, but she’s online uploading photos of her latest jams and going to events. A few of us have asked for refunds and still nothing. This is an utter joke, people shouldn’t be able to get away with ignoring people that they used to advertise an event and got recognition because of said event. Basically we’ve all been ripped off. Does anyone know if I can do anything about this? -
Hi I was charged for Brake discs as i already had the brake pads warranty, i paid on completion of the work. I then went to another independent garage for other work on my car which needed doing. It was at this point the independent garage bought to my attention that my brake discs and pads needed replacing too!! After informing them that I had just had them done recently, they told me that my discs looked a couple of years old and most likely they had been 'skimmed' on the outside to look new, but the inside are heavily corroded. To cut a long story short, i have been through their complaints procedure and since have taken my car for inspection at another Kwik Fit Garage which they arranged and are sticking by the fact that they did replace with new discs and pads. The independent garage have given me a letter to confirm the state of my discs and that they were never replaced recently. I have been in touch with CAB who have sent off my complaint to Trading Standards to investigate. Any advice or help would be highly appreciated. regards, IM
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Apologies… I’ve re-started this as a new thread as the previous one was started by someone else and was becoming more involved, missing bits and out of chronological order. That, combined with the fact that ‘I confuse very easily’, made it seem a good idea! Feb 2007 GE Bank and Paypal credit card account opened…. Two years approx... Later Assigned to Santander Card withdrawn from the market by Santander & Paypal early in 2014 - no replacement was ever provided although initially proposed. Interest rates increased (again) and interest applied monthly to the account balance. Statement always showing the amount available to spend that month. I make payments to pay off the balance of the account (under the agreed credit limit) every month as if it was an active credit card account. I did ask Santander cards about this and they told me that there will be no new credit card issued and that I have to continue to make monthly payments to clear the balance - interest would continue to be applied to the balance on a monthly basis and the terms of the original contract still apply. The only difference being that I could not benefit from using the £2000 + and growing available to spend balance. They confirmed the Paypal card had now been withdrawn and they had no plans to issue another in its place and without a card the account could not be used. Just to clarify - I don’t need or want to use the account I diligently pay, assuming Santander must know what they’re talking about – until I happen upon a thread on the forum of a similar nature. I comment on the thread and on the advice given, request a CCA. CCA duly arrived with a completely different format contract; nevertheless I assume it’s put together, which I understand is legal. However, there is no signature. Just about to send a SAR request to Newday, as advised, and examine the contract a little further. Now I’m not a happy bunny!!!! There is no signature, my address (which is not my current one) is not on the contract, the word ‘variable’, as in rate, is missing and the interest rate stated doesn’t match the original! Now Newday have been assigned the account, they have removed years of online statements and tell me they are no ,longer available! Anything I can do – I’m still paying. In 2013-2014 it cost £1,100 to pay off £900 approx. including late payment penalties (I will check those figures again) Thanks, as always, for your help and advice B
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I just come across this mail address in my means off leaving how am filling with this so called AA REPAIR WARRANTY which is just taken money from people and when there is a propblem with their car you tell them to clear off. I have the AA repair warranty with the aboved car. my car is in prtfect condition untill recently it developed a problem with the first gear. i called tghe AA patrol team who come to see the car and advice i take it to my local VAT garage. car was sent to KENS AUTOS in croydon since few month ago they replace the clutch of this same car and it still under warranty. upon they investigating the problem with car, they said it was the flywheel so it must be change. job was carried and they phone the AA to inform them. the AA promised sending a technician to inspect the damage flywheel. the said technician visited the garage on the agreed date and sent a repot to the AA that the problem with the flywheel has been there for ages and this the information received from the garage. upon such information sent to the AA they refused to pay my claim. i have been to kens autos in croydon to ask them about this case and they said no information of such types was given to the technician when he come around their garage. CCTV evidence was shown to proof that no such communication took place there so meaning the technician has lied or given false information about my car to the AA hence refusing my claim. the garage confirmed that no such problem was with the car when they were changing the clutch. it it was they would have done both together avoiding further cos to me the technician is from a company called ACE. i wrote to them about what their technician has done. they then wrote to the AA to find out but was told to stop given me information or responding to me. this means it deliberately thing the AA is doing. I have been in touch with a team member by nae NASH and ADOM who told me they still stand by their wards and wont change anything. My next step is the court and i have already assigned the case to a solicitor because i see it as a total rip off from a company like the AA. WHY IS THE AA RIPPING OFF PEOPLE . WHY WHY WHY NEVER BUY AA CAR REPAIR WARRANTY
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My son bought a dilapidated terraced property about four years ago and spent two years completely renovating it and has been living there for about 18 months. Unknown to me he has never received a council tax bill and consequently has not paid anything to the Council. He has now received a letter from the council demanding to know details of the solicitor who handled the sale on his behalf. No doubt they wish to know purchase date etc so that they can issue a bill I am sure he will now be sent a hefty sum for arrears but just two points: i) Where does he stand on the two years the property was being renovated and uninhabited – does he still have to pay the full amount ii) Would he have to pay the arrears in one lump sum or could he agree a payment deal with the council? thank you -
In a bid to protect customers from fraud, the UK’s big banks have published a list of things they will never ask you to do. Sadly the list does not include “to repay your mortgage” or “to come into a branch for a ‘review’ of your needs”, but with luck it will save some from falling victim to the assorted phishing, s-fraudsters-seven-million-pounds"]vishing (phishing by phone) and -lose-money-bank-cards"]courier (sending someone round to collect your card) [problem]s which seem to be permanently doing the rounds. These all involve conmen pretending to be from your bank or building society or the police in a bid to get hold of your details. The British Bankers’ Association (BBA) reckons that millions of people are opening themselves up to possible fraud, while a survey by Santander found that a third of people aged over-65 were unfamiliar with the most common types of [problem]s, double the proportion of younger people. A leaflet and a new website, Know Fraud, No Fraud, have advice on how to avoid becoming a victim, and what to do if you get caught out as well, as well as the list of requests which should ring alarm bells. Here’s the list – read it and share it with people you know who may be less clued-up on these kinds of things. According to the list your bank will never: • Ask for your full Pin or any online banking passwords over the phone or via email • Send someone to your home to collect cash, bank cards or anything else • Ask you to email or text personal or banking information • Send an email with a link to a page which asks you to enter your online banking log-in details • Ask you to authorise the transfer of funds to a new account or hand over cash • Call to advise you to buy diamonds, land or other commodities • Ask you to carry out a test transaction online • Provide banking services through any mobile apps other than the bank’s official apps http://www.theguardian.com/money/2014/oct/13/eight-things-bank-never-ask-you -
Hi there 1st post hoping for some help Yesterday I received a Charge Notice from TPS saying: Reminder Having checked the vehicle details with the DVLA we are writing to you because either you were the registered Keeper at the time of parking or the registered keeper has named you as the driver at the date and time a Parking Charge Notice was fixed onto the vehicle after having breached the following parking terms and conditions. The driver was observed leaving the site whilst the vehicle remained parked on the premises at Halfords, Harrow, Greater London On 21/9/2014 at 16.30 They are asking for a payment of £90 within 28 days from the date of notice served They also state the discount period has now expired therefore the full Parking Charge Notice amount of £90 is due The trouble is I have never been to Halfords in Harrow anytime and definitely wasn't there on the date or time stated. They have my car reg correct but the vehicle model is wrong! Help guys what should I do when it clearly wasn't my car -
Hi all, I started receiving calls from Lowell last week over an alleged balance of £28 owing to T-Mobile. I couldn't initially work out what it was, but my mobile was originally with T-Mob, they 'upgraded' me to 4g and the contract moved to EE and looks like I missed the last payment with T-Mob, so I do owe the money and will quite happily pay it. However, I checked with the CRA's and they registered a default against the account in January for the princely sum of the £28. I have never received a default notice. Is there any way I can get it removed, or am I going to have to put up with a 'satsfied' marker and my credit file being blighted for the balance of six years? Thanks. -
Hi Guys, Part of my bigger debt problem here: http://www.consumeractiongroup.co.uk/forum/showthread.php?387784-Big-Debt-Problem...HELP!&p=4197488#post4197488 We had a claim from Shoosmith for a HSBC debt on the 13th August. I sent off acknowledgment with the I&E form filled in as I cannot pay in full. I sent the letter/form last weekend recorded delivery. I have just received a letter from the court today saying I have not acknowledged the claim and I now need to pay in full! Just checked the tracking number and it still says the letter/form is in transit! I have proof I sent it with the tracking. Help! What can I do?
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