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  1. Hi, 2 Years ago i received a parking charge for not parking within the lines. i had a valid parking ticket to stay on this carpark. I appealed against this parking charge which was denied. On the appeal i noted that i did park within the lines and that i did have a valid parking ticket.. the evidence given showed my car parked close to the line on the RHS front of the vehicle on 3 pictures.. On the 4th picture it showed my vehicle over the line.. i stated that the parking attendant has angled the camera to make it look like the vehicle was over the line. (in a hatched box in the corner of the carpark). i then set on ignoring this company.. they have constantly bombarded me with emails demanding money which i ignored.. it then got passed onto BW Legal Services LTD who did exactly the same. They then resorted to ringing my landline which i have never given them.. infact my landline is ex directory so how have they got this?? Today i have received claim form from Northampton bulk centre.. I will wish to defend this but not quite sure how i should word my defence.. is anyone able to advise ? P.s, i was the actual driver of the car but the claim form is not in my name it is in my wifes who is the registered keeper.. i have never state she was the driver.. Regards.
  2. Hello, Me again! I received a charge notice for parking on their clients property for a CHARGE NOTICE from Highview Parking, Bradfield Road Car Park, Sheffield S6 2BW Date: 18.12.18 Time: 19:47 Time left: 22:27 Duration: 2hrs 40 mins I had been for a meal at the Italian restaurant for my managers retirement hence the late time of arrival. The car park was empty and so presumed it would have exceeded the time period with it being unsociable hours. Having spoken with friends and family, I decided to ignore the first letter but have received a second one today to state the charge is now £85 instead of the reduced amount of £50. and if not recieved within 14 days an initial debt recovery charge of £40 will be incurred???? Can I please have advice on what to do next as I don't know how best to go about these sort of things- I do think it is disgusting and the owners should not be allowed to charge these ridiculous amounts. I am concerned that I will get taken to court etc??? Please help?? Many thanks in advance
  3. Hi, this is a bit long. I am just in the process of get my drivers license back after having to have surrendered it due to some medical treatment that didn’t go to plane. My Wife has just had to surrender her drivers license because at the beginning of last summer (2018) she acquired an autoimmune disease called Miller Fisher Syndrome and spent a significant period of time in ICU before being transferred to a long term rehabilitation hospital. As a result she’s semi paralyzed and has reduced eye function, speech impediment, limited movement and reduced confidence. we are getting a car soon and it’s going to be put onto disabled road tax but how do we do this. Since I’ll be the owner/driver but it’s my wife who is disabled. do we need to register the car in my wife’s name but insure it in my name? Or is there some other way we need to do this. Any help will be very much appreciated. cheers.
  4. I came to return my brother's car and parked on the suspended bus stop which had been closed due to Gasworks mains replacement. Below is my letter to Newham, I have appeal on 18th Jan 2019 and need some guidance. The PCN ….. was issued while the vehicle was parked on the Bus Stop on Plashet Road. Plashet Road was closed due to Mains Replacement work on Green Street. Stukeley Road had notices stating that it was closed from 28th July to 5th October. The works overran the above schedule and I wasn’t aware of its completion until after I was informed about PCN. My brother was replacing carpet at his home and had borrowed by Toyota Previa to dispose off old carpet at the tip in Jenkins Lane. I came on Sunday to replace the car, I parked his little Swift and drove off with my Previa. Later my brother found the above-mentioned PCN on his car and sent me a message. I accept parking his Swift on the bus stop as the bus stop was suspended since the start of the work, all buses were being diverted via Stukeley Road. Had the notices stated the correct date and if the notices were removed after the completion of the works I would have realised the bus stop suspension was removed and not parked the Swift where I did. I will appreciate if you will revoke this penalty as I didn’t park the Swift to cause any obstruction and nor was it intentional. I hope to hear from you very soon.
  5. Hello everyone Unfortunately, my husband has gone and got himself another PCN. This time it's one that was stuck on his car I haven't seen any photos of the situation yet - I think they will be uploaded tomorrow at the earliest as he only received the PCN today. I was trying to upload the pdf but this website says that I have the incorrect file extension Is anyone able to help me understand what I've done wrong? I tried following the instructions about uploading files. Thanks
  6. Surfer01

    Road tax quandry

    According to the DVLA when selling or buying a vehicle, the road tax should be changed immediately etc. and it can all be done Online. This not strictly true as we found out on Sunday. Our previous car was taxed in the Disabled Tax class. We traded it in on Sunday and did all the paperwork with the dealership. No issue advising vehicle was not longer registered to us as done Online. We cannot have two vehicles registered to us as disabled. We then did insurance for new vehicle and no problem. We then tried to do tax, but we were unable to do this due to the change of tax class of the new vehicle. Although I had all the documentation etc for mobility disability etc and it would have been available "Online" from the DWP as proof, the change of the tax class can only be done at a Post Office. This left us in a bit of a quandary as we were over 100 miles from home, the traded in vehicle was no longer registered or insured to us so we could not use it anyway. The only way forward was to set up a Direct Debit so that we could drive home. On Monday morning I went into the Post Office and did the change of tax class etc using the new keeper slip which was acceptable however there is now a direct debit set up on my account. Cost is about £28. The vehicle should have the disabled road tax from the Monday anyway. Do I cancel the DD or leave it for the funds to be deducted and then cancel? I feel that the system discriminated against people who are disabled and purchase a vehicle over a weekend or after hours as the change of tax class cannot be done Online.
  7. Dear all, Exeter Road Car Park, Braunton, EX33 2JJ - Parking Charge Notice I have also been subject to this rather off-putting Parking Charge Notice in the same place; Following the thread above I have completed the questions from the link below: 1. Date of the infringement: - 05/10/18. 2. Date on the NTK [this must have been received within 14 days from the 'offence' date]: - 11/10/18. 3. Date received: - 12 or 13/10/18. 4. Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [y/n?]: - Yes. 5. Is there any photographic evidence of the event?: - Yes. Two photos of car. Two of numberplate [both dark]. 6. Have you appealed? [y/n?] post up your appeal]: - Not yet, but I have drafted it and posted below. Have you had a response? [Y/N?] post it up: - N/A - not yet. 7. Who is the parking company?: - Premier Park Ltd 8. Where exactly [carpark name and town]: - Exeter Road Car Park, Braunton, EX33 2JJ Draft online Parking Charge Notice Appeal wording: "Dear Sir/Madam, Please be advised that in normal circumstances I am law and rule abiding, in any case.
At the time in question this was no different, however, after recalling this journey to an area that I am not familiar with and which receives a significant amount of tourism traffic, I would state that the terms and conditions of the car park are not sufficient for the average visitor to use and create a valid contract. Specifically I am appealing against the availability of, and clearness of, the signage and how well lit the car park is to make this reasonably visible to any user in order to create an acceptable contract. At the time of the evening stated, and as can be evidenced from your own photographic evidence stated, it was almost pitch black dark if not for the light omitted from a vehicle itself. So much so that the vehicle make, model, colour or driver cannot be determined. If I recall correctly, at the given time of the evening, a bus also pulled into the bus lane outside the car park on Exeter Road, meaning that anyone would have to tightly pull in front of it to gain access to the car park, missing blocked entry signage and parking terms signage. The darkness of the evidence provided also does not display and make clear were my car was photographed and if it even entered the car park or remained stationary/unattended there for any period of time at all. 
Please can I appeal to good faith that if the displays were clear and visible I would have seen no option but to comply with the terms and conditions, but in this case, for multiple reasons, the terms were not clear enough for me to be made aware to do so at the time. There is also no evidence provided to the contrary that the car park is clearly displayed, including its terms, or sufficiently lit to substantiate the claim that any contravention was intentionally made at the time. If you do not agree that this penalty has been unfairly applied and reject my appeal, I will be left with no option but to further this appeal with IAS. I look forward to hearing from you Regards," --------------- Any help you could give here would be greatly appreciated?? and I hope that this helps others Thank you
  8. I have an issue with a drain that floods the area outside the front door of a property I rent. The drain is in a private road, owned by a local church. Every time there is a heavy storm, the drain overflows and creates a large puddle up to 4" deep outside my front door. As cars come down the road to attend the church, water is pushed over the door stop and floods into the basement. I spoke to Thames Water last year and they informed me that the ownership and responsibility laid with the church. I contacted the church but no action was taken so Thames Water agreed to send someone to try to deal with it. The upshot is that the drain is not blocked but is badly constructed, so is unable to cope with large volumes of water. Both myself and the Landlord have repeatedly contacted the church but nothing is being done to fix the problem. Is there any legal action that can be taken to force them to address the problem?
  9. Hi - I have received a PCN for an alleged "Failing to Comply with a No Entry Restriction". It is not quite straight forward and I would appreciate any guidance please on my chances of appeal? I started my turn into a wide side road when I noticed it was a Non Entry. I decided not to enter and was able to continue my drive straight out again as the entrance to the No-Entry road is huge (width of several lanes - and hardly any traffic as it was 11pm). The front of my car would probably have veered across the double white lines across the side road, But I was able to continue to drive out the entrance - it was like a u-turn but more of a wide curve in and out of the road entrance (if that makes sense). I waited to check that the main road was clear and drove off. I did not actually drive into the side road and had no intention of entering into a No Entry road. They have sent me very faint photos - if they have video footage (they have not mentioned it), they would be able to see I turned out immediately. The PCN does say they will exercise discretion if there are mitigating circumstances, but that's not reassuring enough. What are my chances of a successful appeal? I am within the 14 days discount period. The PCN says that if my appeal is rejected I will need to pay "the Penalty Charge" - doesn't mention a discounted rate. The full charge is £130 (ouch!). Many thanks for reading and any advice? Kind regards Sam
  10. I drove down a road which I have done for years and hadn’t been in the area for ten years when I got to the end two permanent bollards stopped me proceeding . when I realised I turned round as I turned round a police officer in a marked van was at other end I thought nothing off it and turned around and went the opposite way and left the road . When I got to the junction he was there blue lights blocking my exit I got out my car said what’s up he said . Can you tell me what you doing driving through a children’s play area I replied I’ve used this road lots of times to visit my dads alloment . I said I didn’t know it was blocked off at end I’ve not lived in that area for 10 years He said but why you driving through a children’s play area . I said I didn’t know it’s blocked off now . He replied yea but what ya doing in a children’s play area I said I’m not bothered I’ve done nowt wrong . He replied in that case ya not bothered walked away to his van . Started writing and talking on radio I went over and I said can I go on my way he said no I’m reporting your traffic offence RT88/496 driving elsewhere than roads .footpath/bridleway... I said there’s absolutely no signage regarding. No through road for vehicles No warnings children’s play area , Only signage is warning low bridge height restrictions so vehicles can pass under I’ve just received an offer of £50 fine . Do you think I should take to court thanks
  11. What are the correct marking for residents street parking bays(Residents permit)? I received a ticket in Wimbledon area for parking in areas allocated for permit holders only, however there are no rd marking at all but there are signage to indicate permit holders Is this legal?
  12. I'm living on a private street which is a dead end but my landlord isn't the owner of it, it's someone else. From one side we have access to the side road for a cars, and from the other a gate which leads to the main road. Three years ago the owner of the street decided to weld the gate for no reason. He done it in the morning when everyone living on the street were at work/school. I contacted my landlord to see if he has contact details to the person that owns the street, but he doesn't. Few months later someone made a hole in a wooden fence next to the gate and straight away we started using it because it's much safer than the side road. Few months later the landlord came back to put a new fence. But yet again in the morning hours when no one living on a street was at home. Then I contacted local council, but they said that the street is private and they can't help me. Half a year ago someone made another hole in the wooden fence. Yesterday they changed the wooden fence to the metal one. Again they did it in the morning avoiding people. In conclusion: The owner of the street welded the gate without giving notice, he is constantly avoiding people living on the street and no one has got contact detail to him. Side road even there are houses there is not safe in the evening because one of my neighbours was assaulted down there. Also one of the neighbours travels on a mobility scooter and because pavement is narrow she needs to drive on the road and avoid cars.
  13. Hi everyone, I just joined this site after a friend recommended it. Can you help me please? I got a fine from Newham Council for stopping on box junction. I believe you can stop if the lanes in front are clear, as you can see from link below the left one is clear so therefore would I be successful if I appeal? I don’t want to appeal if I will fail and then have to pay the full 150 and not discounted 65 if I pay within 2 weeks. .I would appreciate your advice. Thank you, rai
  14. I work for a company that employs more than 1000 Trade plate drivers; we travel all over the UK delivering and collecting vehicles for many different customers. Many of the places we go to are quite remote, airfields and large compounds etc, there is not usually public transport to many of these places. The only way we can complete our work is to work with other drivers, sometimes this is arranged by the company and sometimes we arrange this between ourselves. When there is public transport it can often take a long time to travel between jobs, and quite expensive. Therefore, working with other drivers is normal. I received the notice from Metropolitan police was about seven weeks after the incident asking me to identify the driver of the car at the incident time. On average we will complete about three jobs a day, on that basis I would have driven about one hundred vehicles in average of three to four cars a day. How many drivers I would have worked with is not possible to work out. Under those circumstances I do not know anyone who could remember the details of a specific car or who they were working with at a specific time of the day seven weeks previously. The company do not keep records of who works with who at any time, the only thing they are interested in is that all of the assigned work is completed on time. I have asked many drivers if they can remember working with me on that day, none can. I have looked at any written notes I keep; this has not helped. I have checked my mobile phone to see who I spoke to around that day, nothing I have done has enabled me to identify who would have been driving at the time of the alleged incident. Also the photographs sent to me earlier by the Police wasn’t clear enough to identify who was driving the vehicle at incident time. I understand that the Police will ask for any information that will lead to the identity of whoever was driving, and in most cases it can be provided. I have however read what the law says in this situation. It clearly says that a driver/keeper cannot be guilty of failing to identify who was driving if they did not know with reasonable diligence. It seems common sense to me that the law was written that way because of exactly this kind of situation. The law also says I am not required to keep records. I accept that this is a very unsatisfactory situation, I remain willing to do anything I can to identify the driver concerned but I cannot see what else I can do. Metropolitan Police write to me again saying that I have a legal responsibility to identify the , further action in this matter has been suspended for 14 days. I do not know what I have to do with this, Thanks
  15. Hi I'm a little frustrated to say the least.. ..I've just made a drop off in a street in Newcastle upon Tyne (1.00am) - I noticed when I entered the side road that it was 2 way traffic but had calming area at the entrance/exit for one vehicle only to pass. It had 2 huge black and white "Sharp Deviation" or "Chevron" road signs on two black poles around 15 feet from the junction. I am pretty sure as this road is a normal road with no tight deviations that the wrong sign has been installed. I would assume when a chevron sign has been used it is informing motorists of dangers to tight bends (?) I was unfortunately distracted and forgot the road tethered into a calming area with exit for one vehicle. I parked the vehicle on the right hand side of the road. From that position, I then reversed - checked mirrors etc and haven't noticed the black pole (which is a foot into the road) as the street has extremely poor lighting (it was 1am and the road is nearly in darkness). I've caused major damage to the side of my car with damage done to the side bumper and rear quarter panel before it gets to the wheel arch. I am annoyed with myself but I'm equally annoyed that I can't understand the mentality of why the council has placed a Sharp Deviation sign on 2 black poles with each pole causing an obstruction on the path (for wheelchairs) and the road. It's baffling and I've genuinely can't remember seeing another road with this type of signage. I would like to assume the correct sign which should have been placed is the road would be the mounted yellow plastic signage (yellow and white plastic bollards with a blue arrows). There is also no coloured road surface to inform drivers its a calming area. I would like to know if I have a case to take legal action against the council for damage done to my vehicle. I've obviously made the error by not checking everywhere before moving but feel I have not been helped by the poor decisions of the Council. I have attached the files but will try to also add the photos to this thread too. Hopefully I'm reading this correctly.... I've just searched to see if there is a minimum width which councils are required to abide to for clearance for wheelchairs (as the pole is also cemented into the path). I've found this: The British Government have set a recommended minimum width, to be enforced by local Authorities. What is the minimum width? Answer: "1800mm on access routes to buildings, from bus stops or car parks with a deregation down to 1200mm around existing obstructions -'Manual for Streets 2' CIHT 2010". I do not believe the clearance is 1200mm and will check this tomorrow. If the width is less than 1200mm is the signage illegal? Thank you in advance for any help C
  16. Hello all, Thanks for taking the time to read my thread. My story is no doubt similar to many past and present, i am looking to now take control of my life and debt! After a period of tough times and illness i have started work/business again and on the road to mental well being. Background... 40k unsecured debt Self employed / Partner employed Discussed circumstances with Payplan and they recommend debt management plan or IVA I am concerned over IVA and the equity clause at year 4 as this is our nest egg, i have no pension and the property is in my spouses name but they tell me if they can prove i contribute to mortgage they could activate this clause. Given the above i am looking towards DMP which i am happy to undertake myself hopefully with guidance from more experienced folk. Our joint income at present covers households etc but only a minimum token payment off creditors which i am making. This will improve as i bring in more work/business and see no benefit in IVA and the negative stigma that could be viewed by being on the register trying to win contracts or endorsements by trading standards. I am seeking advice on 1/ DIY DMP or IVA is my thinking right? 2/ Next steps to formalize one of the above Many thanks in advance.
  17. I had a road traffic collision in February this year, very minor incident (I was overtaking a vehicle on a straight bit of road when as I almost completed my maneuver, a car emerged from a hidden single track country road to the right without stopping/looking). I was fortunate in that I was able to avoid a full force impact into the side of the car, and managed to make a very minor glancing blow. All parties exchanged details and left, no injuries, really minor damage. I haven't heard anything since February until today, in which my insurers have said no parties have pursued a claim, and because I didn't claim off my policy, the claim has been settled as a non fault claim with no affect to my no claims bonus. I'm presuming this is the end of the matter?
  18. Seems a bit surreal have just been denied a breakdown because the car was within 1/4 mile of my home despite being 0.4 miles by road. If I want to claim I have to pay £60 now + add £6 a month to my policy. Ive had a look at the policy and it states within 1/4 mile. Nothing about it being measured in pigeon miles. I'd go as far as to say the whole things crazy. I guess what i'm wondering is do I have any grounds for complaint?, luckily my dad has been able to recover on his but its still a major inconvenience and I just cant get the logic other than them deliberately trying to get out of a recovery. They are a road company that even offer navigation services yet measure through the sky when it suits. Rant over.
  19. Hi, I have received a PCN from Premier Park for parking in Exeter Road Car Park in Braunton, Devon. I parked in this carpark for 20 mins at 19:06 and it was dark. I did not realise that it was a paid car park as the notices were not that clear and lighting was low. 'Contrevention date': 2nd November, 2017. The issue date of the PCN: 8th November, 2017. The PCN requests £60 if paid by 14 days from issue date or £100 afterwards. I have googled around and this car park seems to have a history of this issue. I do not live any where near the car park, I cannot get images etc. From what I have read, Premier Park provides images in daylight or with a strong flash to 'prove' that they have enough lighting. I cannot provide this evidence, but even in the images that they have provided on the PCN form shows how dark it is. Could you provide me with any advice for a potential defence. Also, if I apeal to Premier Park (which I expect they will turn down) and then go to POPLA, will this mean that if I am refused, they will charge £100. Any advice is appreciated.
  20. Hi Would appreciate some advice on the task I've been landed with. My Dad (92) has lost his licence and has got a SORN for his car. He wants to swap the car with one of my daughters car and then sell her car. His car is much better than hers and it will definitely benefit her. My concern is the whole road tax scenario. This is what I think I have to do, but I'd welcome any advice 1.Inform the DVLA that my Dad intends to give his car to somebody else 2.Complete the paperwork for his logbook to transfer the car to a new owner 3.My daughter informs the DVLA that she is giving her car to soembody else 4.She completes the logbook paperwork. 5.She informs her insurance company that she is trading cars 6.My daughter taxes my Dad's old car 7.My Dad applies for a SORN for my daughters old car My concerns are around 6 and 7. How does my daughter start the process of taxing a car that currently has a SORN? It was done quite recently and no paperwork has come through yet. Does this matter? Does my Dad have to tax the car first and then apply for a SORN for my daughter's car? Or can he just go directly to applying for a SORN Any help or advice would be gratefully received
  21. I'm currently living in a privately owned residential road / estate. A management company was formed last year which then purchased the common parts of the estate, ie roads and footways etc. The company has indicated it's intention to issue fixed penalty tickets to anyone parking there without a permit. This of course raises several questions, such as whether these charges would be enforceable. There are also various practical issues which I can envisage arising, for example, if a legitimate visitor was to arrive unexpectedly, or outside of normal hours, with no means to request or obtain a permit. Signs have already been put up on various parts of the estate, and amongst other things, they say that by entering onto the estate you are agreeing to be bound by a contract. I remain unconvinced as to the legality of this, on the basis that the situation is substantially different from the case of Beavis v ParkingEye, in that the Beavis case revolved around someone who had already entered into a contract for the parking of a vehicle, and paid money to do so, whereas in this situation, a man delivering an ebay parcel to me in his van does not intend to enter into a legally binding contract with the estate management company, nor does the window cleaner, and neither do any of my friends or relatives who may occasionally decide to visit. I'm aware of the basic elements of a legal UK contract (offer, acceptance, consideration, intention of the parties to enter into a legally binding agreement), and it appears to me that many if not all of them are likely to be absent in the situation I've attempted to outline above. Wording of sign in case photo isn't clear.... What does anyone else think ?
  22. I have received a parking ticket from Parking Eye. My wife was driving the car at the time. There is a 1 hour limit on the parking and she over stayed by 17 minutes. They are demanding £85 or £50 if you pay up quick. This is the shortest time limit in Grantham Is there any obligation on my part to inform them that it was my wife driving? How can I check if they have planning permission? Can I ask they directly?
  23. Hi. Looking for some advice please. I purchased a 2nd hand car on 14th March 2017. Once the purchase has been sorted I paid 6 mths Road Tax before I driving the vehicle. At the end of May I learned that in fact despite paying the garage the road tax the vehicle was actually not taxed. Obviously I immediately taxed the vehicle before driving it. I have phoned the garage to ask for a refund (have receipts​) of the road tax I paid them. I wonder if there is any other options available? I'm concerned that I've been driving a car with no road tax which apart from invalidating my insurance had I been involved in an accident, I could have been pulled by police too with serious consequences.
  24. Hello Everyone. I set up a direct debit for my road tax, but due to some severe financial upheaval, it failed following the first and second application. Will the DVLA allow me to try again to pay by direct debit? Or am I now stuck trying to find the full amount? I can call Monday but I'm really worried and hoping for some advice before then if possible. Thank you in advance.
  25. Name of the Claimant: Civil Enforcement Ltd Date of issue: 13th January 2017 Date to acknowledge = 31.01.2017 DAte to submit defence = 4pm 14.02.2017 What is the claim for: 1.The Claimant claims the sum of 248.05 for Outstanding debts and damages including 12.05 interest pursuant to S.69 of the county courts Act 1984. Total debt and interest due - 248.05. I will provide the defendant with separate detailed particulars within 14 days after service of the claim form. What is the value of the claim? £323.05 including all costs. Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim: Only Civil Enforcement Ltd are mentioned, no mention of creditor or account being assigned Were you aware the account had been assigned – did you receive a Notice of Assignment? No. I didn't even receive a letter before claim. I have attached the claim form and the separate particulars of claim form (dated 24 January 2017). The particulars were sent after I acknowledged the service. (I have attempted to upload redacted version but correct me if its not all correct!) My first question is how long do i have to submit my defence/skeleton defence? A claim was issued against you on 13/01/2017 Your acknowledgment of service was submitted on 22/01/2017 at 14:55:15 Your acknowledgment of service was received on 23/01/2017 at 01:09:20 The website states Before you can file a defence to the claim against you, you must make sure the following apply in your case: you are filing your defence within 14 days of service of the claim on you (a claim is considered served on the fifth day after it is issued) or where separate detailed particulars of claim were served, within 14 days of service of those or if you filed an acknowledgement of service, within 28 days of service of the claim (or separate particulars) Hey knowledgeable ones..... I was hoping you are able to help advise me on the next steps in the scenario below. As they sent a separate particulars of claim dated 24 Jan - am i correct to assume i have 28 days from this date to submit my defence? Secondly i have not recieved a letter before claims. Nor do i recall the NTK - although this may been sent i would like to see if its valid and also i can't see any evidence specifically any images of the vehicle alleged to made the contravention. So how am I supposed to accept their allegations - based on their nothing but their words? Do i send a CPR requesting evidence and if so do i include in the above points. I have seen the template CPR request but can i include the above in it and if so how best to word this please? I suppose the skeleton defence can be addressed later after the CPR but any thoughts welcome! If you have any links you can direct to me that might help that would be most appreciated also Many thanks COURT LETTER.pdf PARTICULARS OF CLAIM.pdf
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