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Found 8 results

  1. Hi everyone, I was wondering if anyone could advise on what I should do with regards to the following. Around 12 years ago due to various issues I found myself in debt for about 35K. I went on a DMP which for majority of creditors is still going, paying off regularly the agreed amount. About 4 years ago MBNA stopped taking the payment, I have now discovered that they sold the debt to Arrow Global. Over the past couple of weeks I have received some letters from Shoosmith on behalf of Arrow for the credit card etc. Would anyone be able to advise if I shoudl ask f
  2. Hi everyone just need some pointers I've acknowledged the claim on the date provided. I know I'm supposed to send letters but will it be enough time now for me to get a response? I'm worried am I too late? Will I have to submit a defence now? Please help me with my best course of action. 28 days plus 5 for service gives me 13th march 2018 to file defence is that right? Do I need to agree an extension with shoosmith in order for them to send me docs at this late stage? Received a claim? Yes Issue Date: 8/02/2018 Have you Acknowledged the Claim?: Yes, 20/02/2018
  3. I need help/assistance regarding a Simple Procedure claim that was posted through my door on Thursday 5th October by Sheriff Officers. The claim by Capquest/Shoosmith is regarding a catalogue debt which I believe should be statute barred as the date that a default was issued was 10/07/2012. I suffer from a long term illness and also depression and around that time was in and out of hospital frequently and for one reason or another, ignored the debt! Capquest/Shoosmith are now pushing to recover the debt which was initially owed to shop direct for the sum of £449.37. As I rely
  4. Hi all, I'm new to this site but I really need help. a few years ago I got myself into a right pickle with debt. I was young and stupid and when it came to having to pay, I couldn't. I have had letters from collection 'enforcement officers' which I haven't given a second thought, letters have been binned etc and we've since moved house. Yesterday morning two men knocked my door and handed me a form from the local sheriff court advising that I will be taken to court in order to recoup the money owed to the collection agency. They did not introduce themselv
  5. I am sorry that you all may of seen this issue a million times already but ive spent weeks reading forums and still feel so lost. So i hope you will bear with me and help sort my confused brain. When living in England I had several accounts. Credit cards. Catalogues and even a loan. When the recession came in 2010 I found myself without a job and no way to pay. My partners mother offered me a cleaning job but I had to relocate to Edinburgh September 24th 2010 was the day i left England, this job barely covered the rent so yes i am ashamed to admit I walked awa
  6. Hi First post here. I have an old debt with Egg from around 2000 for roughly £2900. I was on a CAB plan paying £1 token payment for a while at the time but stopped paying , I never heard anything for years and now Capquest own the debt . I think I might remember paying them £10 a month 3-4 years ago for a while but due to financial hardship stopped paying. Though I cant be certain on this as I cant seem to find any details at the moment. They have recently sent me letters again and have refered it to Drydens Fairfax who have given me to the 30th Nov to offer a pa
  7. Hi am new to this site so hope i am doing this correctly Went to court 3 weeks ago where judgement was served against myself and husband we did ask for original contract for loan and overdraft , but only got photo copies But the Judge did honor are request for original contacts only recieved N24 General letter of judgement or order So what happens next, it is a large amount of money and do own property,
  8. Hi Guys, Part of my bigger debt problem here: http://www.consumeractiongroup.co.uk/forum/showthread.php?387784-Big-Debt-Problem...HELP!&p=4197488#post4197488 We had a claim from Shoosmith for a HSBC debt on the 13th August. I sent off acknowledgment with the I&E form filled in as I cannot pay in full. I sent the letter/form last weekend recorded delivery. I have just received a letter from the court today saying I have not acknowledged the claim and I now need to pay in full! Just checked the tracking number and it still says the letter/form is
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