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  1. Hi All, I have an old secured loan with Welcome for £7000.00. Since Welcome went bust I've not paid anything (perhaps the odd token payment) and have dodged various DCA's. 2 weeks ago the current DCA holding the account wrote to me to advise that they will no longer rely on the security in my property and will take steps to remove the security from the land registry. This seems like a really odd thing to do but I am highly suspicious? Could they be up to something? Anyone else heard of this? Many thanks, Limelight Bournemouth BTW The account has al
  2. Today we have received a recorded delivery letter from the above company. In October last year i brought a parking ticket at Lusty Glaze car park in Cornwall, I realised I did not have enough time on it so brought another, I put them both in the window but 1 must have blown down when I shut the door. (I have both tickets) When I returned to the car I had a parking charge notice. I ignored this and didn't here anything until January when a letter arrived undated called a notice to hirer, I again ignored this, today have received a recorded delivery letter headed F
  3. Hi all. Today I received a letter detailing my arrears on my mortgage. Now Kensington have recently took over my mortgage from GE Money. GE sent a final letter to us a short while ago showing arrears of around £8000 (bad I know) but now Kensington have sent me a letter (received today) showing : Payment Arrears : £8946 Other : 0 Insurance Related Charges : 0 Fees and Security Related Charges : £4496 Total arrears : £13442 Does anyone know what the hell FEES AND SECURITY RELATED CHARGES are and can they add that much to an already heavy debt/burden? I dont know
  4. I can't get into contact with anyone at the TSB, not by phone, not by email. I was offended by a security guard at my local TSB branch (Aberdeen). I am trying to make a complaint but not getting anywhere. I tried to contact them by phone. The local branch don't pick up and I get an answering machine telling me to call back. The UK telephone line is an automated machine which asks me for my account number and sort code, which I can type in. Then it asks me for my "security number" or some such and I don't HAVE a security number. So I can't get anywhere with that. I made an
  5. Hi, Recently some friends and I went on holiday to a villa rented through AirBnB. While there we cracked a plant pot, and some soil leaked into the pool. We spent the penultimate day cleaning and scrubbing the place because we felt guilty and left the place in pristine condition. We left at 8am, the host had guests in at 12 noon the same day. Upon being home a few days, the host put through some damages for us to pay amounting to a staggering 684€. This included; - Cracked Plant pot (80€) - Damaged IKEA towel and damaged IKEA bedding (50€) - Pool Cleaning (50€) - C
  6. On Saturday afternoon a car was parked in a private car park while my family and i went to the cinema. Someone bought a ticket for 3 hours expecting the film to be finished by the time the ticket would expire. However, the film finished 20 minutes after the ticket had expired. By the time we got back to the car (25 minutes after the ticket had expired) we had a Parking Charge notice on the car that is asking for £100 reduced to £60 if paid within 14 days. What should we do please? The parking company is a member of the Independant Parking Committee. Thanks for
  7. Longer tenancy plans to give renters more security READ MORE HERE: https://www.gov.uk/government/news/longer-tenancy-plans-to-give-renters-more-security
  8. like it says on tin!!! i remortgaged last year(june 2006) with different company (GMAC!!!) conveyancing lawyer was numpty and it ook 3 months to complete. anyway got a letter from her this morning saying that they don't have the Standard Security (well really she says that the Registers of Scotland sent it but they didn't get it) enclosed is a Security for me to sign and return. what does this mean? i can't imagine the Register for Scotland sending something that sounds important thru ordinary mail. any ideas
  9. I am writing this on behalf of someone else. Where i use the words me i or us means the person involved. Not me. I was employed as a mobile with a well known security company. My main job was to respond to alarms and deal with them. When i started my job off i was told that i was on a gauranteed 24 hour contract (weekly). I was not given any paperwork apart from some paperwork to show how and what i should be doing. I was told be my manager that i would recieve my contract in the post during the next 4-6 weeks. I also emailed my manager and he confirmed that i h
  10. Security in our court and tribunal buildings READ MORE HERE: https://www.gov.uk/government/news/security-in-our-court-and-tribunal-buildings
  11. Dynamic security threats and the British Army: Chief of the General Staff General Sir Nicholas Carter KCB CBE DSO ADC Gen READ MORE HERE: https://www.gov.uk/government/speeches/dynamic-security-threats-and-the-british-army-chief-of-the-general-staff-general-sir-nicholas-carter-kcb-cbe-dso-adc-gen
  12. Is it just Yorkshire or are the security measures to prevent fraudulent use of a debit cards hopeless? I use my debit card to make online payments all the time. Occasionally I'm asked to validate my identity by entering my password in a pop up window (cant remember who's technology it is Sage? WorldPay?) I can never remember so I click forgotten password. I'm then asked to reset my password using only the information that's on the card in my hand. Sort code; expiry date; and security number. As a result I can reset my password and carry on. So too can
  13. A couple of days ago, I walked into asda with the intention of taking 2 chewing gums from a 45p packet and I did, I also stuck it down my trousers. The security guard caught me and took me to a room and made me sign a letter saying I'm banned from asda, but told me that's the end of it and nothing else will happen. Today I got a letter from dwf saying I have to pay £125 as some civil matter and it's nothing to do with any legal action asda had taken or may take. Do I actually have to pay this as I was promised nothing else would happen and paying dwf doesn't
  14. https://www.gov.uk/government/publications/penalties-for-social-security-fraud-and-error/penalties-policy-in-respect-of-social-security-fraud-and-error#introduction Dated 14/07/2017
  15. For information Sussex Security Solutions Ltd have been struck of the register of companies as at 13 June 2017.
  16. This is my 1st post. Have received a 'Contractual Payment Charge' from the above for parking on a road on double yellow lines with a valid Disabled Blue Badge clearly displayed on my dashboard. There were no visible signs apart from a sign at the entrance to a car park opposite. I made an appeal on the day it was issued explaining he circumstances (was with my elderly, disabled Aunt blah blah blah). Can anyone suggest what I should do? Thanks for any help
  17. dear all I have read this thread http://www.consumeractiongroup.co.uk/forum/showthread.php?440374-Capital2coast-PCN-Lewes-Clamform-received&p=5045522#post5045522 with interest as I am still lumbering on with so called debts from Sussex Security Solutions Ltd who issued PCN at Eastgate Wharf, Lewes in August 2016. Sussex Security Solutions Ltd being owned by the same dodgy dealer as One Parking Ltd (trading as Capital 2 Coast). Having appealed as standard to SSS I heard absolutely nothing, not even a letter to confirm my appeal had not been agreed. Then foll
  18. Hi - I received a parking charge notice after returning a few minutes late to the car last month. Parking Enforcement sent the familiar letter stating that I owed them £100 or, if I paid up early, as a goodwill gesture they would only want £60. I wrote to them explaining that I considered their charge was excessive and wasn't going to pay. They have written back stating that I don't have that option and I must pay within the next 10 days. Any advice?
  19. just out of curiosity this one work has issued us all with a locker and declaired that no personal items will be allowed in work - they must be all kept in the locker to go with this they have issued us all with a yale combination padlock i have demonstrated why these padlocks are not secure to my manager, basically by popping his open in under a minute after this i asked if i could fit my own padlock - which was refused i also asked if i could have a key padlock not combination - refused if i can demonstrate the padlock is unsafe but work insists i use it can i ins
  20. Shoplifting suspect dies after being tackled by store security guard Bit young to be a security guard isn't he ?
  21. ABTA Data security incident March 2017 READ MORE HERE: https://abta.com/news-and-views/news/data-security-incident-march-2017
  22. Hi, long time since I have been on so hope I have put this in the correct place. I am taking two large loans from a friend and family, to clear some business issues, both of which need to be secured on my property. Lawyers are asking ridiculous sums for agreements and posting the charges. A full legal charge appears to be too complicated and time consuming for my needs so I am proposing equitable charges which should suffice. My question is, what forms do I need to submit to the land registry and can this be backed by a simple loan agreement between lender and borrowe
  23. Hello everyone. About 4.5 years ago I was caught stealing some clothing from a high street store (tough period of my life, which I am luckily out of now. It was done to sell on to try and pay some bailiffs) The police were called, I was arrested and given a caution. I didn't have to pay an £80 fine. I'm going to apply for a job now and as far as I know they perform fairly stringent checks on their employees. This role won't be handling cash, or being around vulnerable adults/children. I think they will do an enhanced DBS check at the least. Will this be flagged up in the check?
  24. The consumer group Which? has criticised some of Britain’s biggest banks for failing to invest in security systems that would better protect their customers from fraudsters. Against a backdrop of booming bank fraud, Which? tested the UK’s 11 biggest banks and building societies and found that the security at five of them was still not good enough. Which? has called on the industry to make greater use of two-factor authentication at the login stage of online banking. This combines two identity checks – typically a password or pin plus a single-use pass code sent via a card rea
  25. http://www.bbc.co.uk/news/uk-england-suffolk-37385201 When you see that hackers have gained access to some systems you think would be the most secure on the planet, it makes you wonder. Your Bank ? Credit reference agencies ? National Health Service/Doctors records ? UK government records ? I have had conversations with IT contractors who develop systems for financial services companies and they all say thay you can only continually review security, closing any gaps where they are found. But they all say that it is impossible to offer 100% security, because hacker
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