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limelight

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About limelight

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  1. Correct, apologies for the confusion. Although a payment plan was offered, nothing was paid.
  2. Hi, Robson Way popped up out of the blue claiming I owed £20k as a result of a Welcome secured loan. The letter came two months ago and I responded with a CCA request. The response finally arrived last week with an off centre photocopy of an agreement for a secured loan "Fixed Sum Loan Agreement Regulated by the Consumer Credit Act 1974". I recall having an unsecured loan with welcome for £1500 and then refinancing for £3500 a couple of years later - this was early 2000's. This loan claims to be secured and is for £20k and was signed for in August 200
  3. Hi, My son has received a Single Justice Notice Procedure having been stopped for no Insurance. Stopped on Monday 3rd July - the day he started his new job at 6.35am. However, the police officer wrote the wrong date on the ticket - he put 3rd June which was a Saturday, although in his written statement he has put the correct date. Any chance of getting this thrown out as the police officer's evidence is inconsistent? Roadside ticket is dated for a completely different day.
  4. Hi All, Quick update. Received a copy of an order from the judge last week instructing the claimant to file detailed particulars and provide the documentation I have requested by the 21st June or the claim will be struck out. Cheers.
  5. Hi All, I couldn't find a "marriage" related forum but please move this post if not relevant here. Mortgage issues is the closest I can get to. Here are the basic details. My daughter has been married for 5 years. They have 3 young children. Mortgage is in the husbands name. Both are named on the Deeds Husband is the only income earner. Husband decides to up and leave - not wanting to be involved anymore. A girlfriend has subsequently appeared on the scene. My daughter has agreed to take over paying all the bills and pays 50% towards the monthly mortgag
  6. So I have my N180 this morning. Do I just follow the same option? Go for small claims track and mediation? Or do I force it into court seeing as they've not produced any documentation so far? Cheers.
  7. Hi All, update on this one. I have received a letter from Lowells with a copy of their directions questionnaire enclosed. Note they have not satisfied my CPR or CCA request as yet. With the directions document they are seeking: Small claims track Mediation No expert witness Any thoughts? Many thanks.
  8. Revised Defence 1. The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is accepted in as much as I have in the past had financial dealings with Vanquis. However I do not recall the precise details of the alleged agreement and have sought clarity from the claimant by way of a CPR 31.14 request and a section 78 request. I am unaware of what account or contract th
  9. First draft below (Planning to submit online tonight) Quick question: Should I finish off by asking for a stay or for the claim to be struck out? Particulars of Claim 1) The defendant entered into a consumer credit Act 1974 regulated agreement with Vanquis under account reference xxx xxx xxx xxx ("The Agreement"). 2) The Defendant failed to maintain the required payments and a default notice was served and not complied with. 3) The agreement was later assigned to the Claimant on 26/01/2016 4) Despite repeated requests for payment in the sum of £419.31 remains due and ou
  10. Ok cheers, so I assume I go along the lines of no cca or response to my request for documents so unable to provide a full defence??
  11. Name of the Claimant ? Lowell Portfolio I Ltd Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 10th Jan What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down. 1) The defendant entered into a Consumer Credit Act 1974 regulated agreement with Vanquis under account reference xxx xxx xxx xxx ("The Agreement"). 2) The Defendant failed to maintain the required payments and a d
  12. Hi All, 2 weeks have passed and I have no response to my CPR or CCA request. Do I just leave this and wait or should I inform the court?
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