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  1. The following is an extract of the news report published in the Guardian: https://www.theguardian.com/media/2018/feb/22/couple-filmed-evicted-channel-5-tv-show-win-damages-high-court
  2. How does a DRO effect a CCJ? If you get a DRO is the CCJ considered as well?
  3. Charity Commission orders military charity to wind up - 1st Knight Military Charity READ MORE HERE: https://www.gov.uk/government/news/charity-commission-orders-military-charity-to-wind-up
  4. I am currently in dispute with a builder over a patio - there have been several attempts to remedy the situation over the past 12 months the patio has been re-laid but there are still significant issues. Last time the builder was on site I unfortunately swore about the situation not directed at the builder. The builder became very aggressive and intimidating - shouting and swearing at me. I asked him to leave the house and he continued. Fortunately, at this point my wife came home with my daughters and she could hear the builder shouting from outside the house.
  5. Hello all and hope this is in the right area for posting this...if not I can remove and repost if directed, thanks. Ok here we go...the sob story....I have had my head in the sand about all my debts for years, mostly from losing my job in 2009, family loss before and after and some health issues since but none of that really matters as the ball keeps rolling...so to now! Where having had Land Registry contact me (a second time) with regards to both a RESTRICTION & an AGREED NOTICE (for 2 separate debts), it is clear that this cannot continue so I have to do something abou
  6. Hi all, We have a joint judgement against a builder and his ltd company (company A). He took the money, disappeared, due his commitment with the Army as he claimed and never got back. He did not defend the claim, and has since tried to enter into IVA, as he acquired a large amount of debt in the course of last year. It seems he hasn't been paying any of the suppliers or providers of services. He says in his IVA proposal that he is planning to close his ltd company and now working a a sole trader. We know that he has since registered another company (company B) on his father's n
  7. Car parts boss banned after failing to deliver customers’ orders READ MORE HERE: https://www.gov.uk/government/news/car-parts-boss-banned-after-failing-to-deliver-customers-orders
  8. Hi, my mother had a CCJ awarded against her (2 years ago) for an x-partners debt taken out in her name, she had a a suitcase full of proof in her favor that it wasn't hers to pay yet the judge took the side of the debt agency and issued the judgement. She has refused to pay and after several threatening letters over the past 2 years, a change of tactics letter was sent in the form of a "Third Part Debt Order". I have informed her to what that is but am curious? Are they allowed to freeze a UK ISA? or is is only the bank account (assuming the judge awards this). Thank you
  9. Hello! I went to court with my neighbour over a land dispute. I had to withdraw from the trial because I am deaf and the audio loop wasn't working, but the Judge refused to adjourn... This is probably a whole other area, however, the neighbour was awarded costs of £23k and has now placed an Interim Charging Order on our jointly mortgaged house. My husband is not the debtor. I want to know if I can argue that the Award is unfair, not just because of what happened in court, but also because it includes a 100% success fee, which I feel they are not entitled to because I did not re
  10. The property has always been let to tenants using a letting agent. Local authority are always informed of tenants who rent the property. The tenants are always instructed to register for council tax and household utilities. Between 2015 – 2016, the property was let to a tenant who was in receipt of both housing benefit and council benefit. I’ve since found out that the local authority have managed to obtain liability orders and a charging order for non-payment of council tax for the same period, between 2015 - 2016. If the outstanding £1,600 council tax arrears are not pa
  11. I started an important thread earlier today concerning a recent court judgment where a debtor was ordered to pay £7,000 in costs after losing his claim against Harrow Council and their agent; Newlyn. The background and Judgment can be read by way of the following link: http://www.consumeractiongroup.co.uk/forum/showthread.php?477808-Paying-the-creditor-direct-to-avoid-paying-bailiff-fees-has-landed-a-debtor-with-a-%A37-000-cost-order.(32-Viewing)-nbsp To ensure that the original thread does not go 'off topic', discussions about the judgment can be posted here.
  12. http://www.spanglefish.com/sugarandspicetheshop/index.asp?pageid=609834 I ordered wool from the above web site, have before and had no problems, contacted them via their FB page as I had not received the wool and got this reply...... Sugar & Spice Yarns Chat conversation start 09:41 Hi, I ordered some yarn from you on the 27th December can you please tell me if its been posted out please? Hi i don`t do the yarn anymore sorry and haven`t received any orders since last summer. O ordered from the website This person isn't receiving messages from you at the moment.
  13. I have a charge order placed on my house by Bristol & Wessex Water for £1800. They recently sent me a letter stating that if I don't pay the full amount they will be taking legal action and apply for an order for sale. I then will be sent an order to vacate my property within 28 days. My house is owned outright with no mortgage and currently valued around £200K. I am living on a small private pension with no chance of paying back the debt. I went to the CAB who told me that I will end up homeless and living on the streets as there is no social housing available for s
  14. Myself and wife have a number of long standing liability orders outstanding with our local authority in relation to council tax. These mainly come about due to our sons illness and our own subsequent illness from a car accident 6 years ago. We have never refused to pay, but cannot in anyway afford to pay the ridiculous amounts our authority is asking. To further complicate this my wife has made two attempts on her life in the last 9 months, I believe if this goes to Bailiffs I am fearful she will finally carry out what she has attempted over the last 9 months. Her GPS and Psychologi
  15. A few days ago a vitally important judgment was released concerning (once again) the matter of Liability Order 'costs'. This particular case was an appeal and was heard in the High Court but unlike in the recent case of the Reverend Nicolson, this particular local authority (East Northamptonshire District Council) had prepared a schedule of standardised costs of the type encouraged by Judge Andrews in the Reverend's case (paragraph 46). The claimant; Edward Williams represented himself and his appeal concerned (amongst other points) the following: One: That the summons serv
  16. I would like advice please. The problem goes back some years. To 2008 relating to a personal loan from the co operative bank. A large loan of over 10k. I got a ccj and then an interim charging order and soon after a final charging order. However I was away as all this happened. I went to court and gave my side of the story. the judge set aside the original interim charging order. However what about the final one? As nothing shows on the land registry. I haven't heard from the bank again it's now 8 years on? Thanks everyone
  17. With over 3.5 million Liability Orders being issued each year for arrears of council tax, this new thread is of huge importance as the following proposal from the government will affect many thousands of council tax payers. For this reason I would hope that the moderators will allow this thread to remain on the main section of the forum for a few days before transferring it to the new 'bailiff discussion' section. Today the Department for Communities and Local Government (DCLG) announced that they have issued a Consultation paper regarding proposals to extend the data sharing facilit
  18. Tesco is to charge customers for click and collect orders through its Direct arm costing less than £30 The supermarket giant, will introduce the £2 fee on Tesco Direct orders on 2 February. It already has a £4 charge for grocery shops below £40 which are ordered online and collected in store. In July, John Lewis introduced a similar charge for orders collected in its stores and in branches of Waitrose. http://www.theguardian.com/money/2016/jan/06/tesco-direct-charge-click-and-collect-orders
  19. Morning A friend of mine is having a multitude of issues with her local council mainly due to not disclosing changes of circumstances leading to overpayments of housing benefit and council tax benefit. This is just for the council tax. In the first instance, her local council did a recalculation of benefits after I got involved but for the years 2013-14 they have presented a bill for nearly £500. After some communication with them, they have stated that they will not be able to agree a payment arrangement until a liability order is in place. In this area, a LO adds anothe
  20. The council has recently put double yellow lines down near me. Do they need a TRO to be able to enforce them, by issuing a parking ticket? If so, how do I find out if a TRO is in place? Is there somewhere on the internet where I can search for them? Thanks
  21. I am horrified to read this article: http://www.credittoday.co.uk/article/18022/online-news/government-calls-for-views-to-improve-council-tax-debt-recovery- In it, Barrie Minney, senior enforcement manager at Brighton & Hove City Council and chairman of the Local Authority Civil Enforcement Forum (LACEF) states the following: Given his position, this is a crassly idiotic statement. Every liability order issued should be registered as a CCJ. Is this man for real? Let's think through this. Last year, the generally accepted figure for the number of LO's issued for Cou
  22. Received a computer generated letter from Halifax stating that as my monthly S/O to pay my rent had been returned they were going to add to their extortionate profit pocket and charge me £10 for doing sweet nothing. So I looked at the online banking, to see that my S/O had been set up to pay four weekly? Strange as I had set it up to pay on the 25th of every month, I had never seen this 'four week' option in the drop down menu before. So I changed it to pay on the 25th of the month thereafter, thinking it may well have been a genuine mistake on my part? (fat fingers!) Then look
  23. Hi All Quick question. I had a DRO years ago, and during the one year of the DRO I took out a PDL for £200. Is that against the rules? From what I can see, I only had to tell them if it was £500 or over? I ask as I am trying to claim back from a lender, but do not want to drop myself in it..
  24. Amazon do get some stick at times with their delivery charges and trying to get you to sign up to Amazon Prime, but this time i paying them a compliment I have just ordered a TV wall bracket and paid with my debit card. I also have a cash-plus pre-paid registered as well. Payment was made against my debit card by default. Shock horror, i should have changed it to the pre-paid master card as i have a direct debit going out tomorrow I have just found out Amazon do not debit or put a restriction on your card until the item has been dispatched in case people change their mind
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