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About Me


Found 16 results

  1. I am currently in dispute with a builder over a patio - there have been several attempts to remedy the situation over the past 12 months the patio has been re-laid but there are still significant issues. Last time the builder was on site I unfortunately swore about the situation not directed at the builder. The builder became very aggressive and intimidating - shouting and swearing at me. I asked him to leave the house and he continued. Fortunately, at this point my wife came home with my daughters and she could hear the builder shouting from outside the house.
  2. Hello, I purchased a Garmin sports watch in december 2016 from Decathlon for £159. It has recently stopped working, will not charge or turn on. I approached Garmin first who gave me some basic suggestions (which failed) and then told they could fix it for £100 as it was outside its 12 months warranty. I carried out some research which suggested that I should be protected by the Consumer Act based on my thoughts that a watch of this type should not spontaneously break after 16 months. I have contacted the retailer who initailly advised that there was nothing they could do a
  3. Hello, I rented a studio over 4 years ago through a London Agent; standard AST. The Agent secured my deposit (over £1000) with TDS. After one year my LL decided she did not need the agent anymore and offered to rent the flat directly to me. This, according to her, saved her some money to proceed with the needed repairs. I have been renewing contract (no changes in there) for the consecutive 3 years since then. Due to her numerous failures to carry out repairs (leaks, mold, poor insulation, lack of heating - literally she removed electric heaters from the walls to make the fl
  4. Good morning, A friend of mine has a personal injury case against a bus company after driver took wrong route and hit a bollard whilst reversing to get back on route. - Bus company have admitted liability. The solicitor (well legal executive) acting for my friend requested a rheumatologist assess my friend because she suffers from a condition called hypermobile ehlers-danlos syndrome (hEDS) which causes constant debilitating pain and can cause small injuries or trauma to last for ages Anyway, this "expert" appeared not to know too much about her condition and has referred to out
  5. Hi Has anyone heard of these ? Loans Expert' based in London. Apparently, they can give a loan, unsecured if you bank an amount then they forward your loan inc the amount you previously deposited ?
  6. Hi, I'm currently in court with a dealer due to a fault car being sold to me. We've both been told by the court that we need to fork out £750 between us to gather expert evidence to determine if the car was faulty before 6 months of purchase or after. We were told by the court that if we can't agree on an expert to look at the car then the court would chose for us. After talking to somebody at the court yesterday i've now been told that I need to fill out an N244 form for the court to choose for me and this will cost £155 to do so. Is this correct or can the court just pick one for me?
  7. Hi Guys, I have had credit expert for probably the best part of 2 years, i did the whole free trial and never bothered my bum to cancel it, but i do use it alot to see if my credit score has increased by 1 point , similar to when you open the fridge to check for food, there is none, but yet you open it hlaf an hour later to see if any has appeared!..... i recently went to cancel it and the girl on the phone said i could put you on the £9.99 package, i asked about it and she said its just the same thing but without the insurance, when i heard this i was a bit
  8. Signed up for the Experian Credit Expert to Access my report. I realised it cost £14:99 but just received an email saying welcome back etc. It also stated: Your membership has been reactivated. You are now being charged a monthly membership fee of £14.99, which includes a £6.40 premium for your Identity Fraud Expenses Insurance - Read our insurance policy. £6.40 insurance, not having any of that, another PPI Racket so i phoned them up and asked them to remove it. Fair enough they said and that my new monthly subscription will be £9.99 My school boy maths tells me that £14.99
  9. i received my first CCJ which was a shock horror!, i found out by looking at my credit report today. It seems i owe DHL international £177 which had a judgement date of 17/07/2013. The name on the CCJ on my credit report has a misspelt surname ie... Mines for example 'CANES' and they have spelt it 'CRANES'. firstly is this a technicality to be able to apply for this CCJ to be removed? i have no accounts with any courier companies therefore i have not signed any agreements or anything like that. I have used courier companies and i have had to pay custom
  10. http://www.trustpilot.co.uk/review/www.creditexpert.co.uk
  11. I am Fuming I took up the monthly free trial through credit expert. I canclled my membership within 30 days and was assured no payment will leave my bank accont. Six this evening 14.99 was debited. Contacted Barclays who do not want to know as to a charge back, head agaist brick wall comes to mind help
  12. Sorry this is my first post but I guess that is the nature of this site, anyhoo I need some advise regarding the SOGA and small claims after rejecting a vehicle - to cut a long story short... Question 1 - under the small claims court it appears I need to seek the judges permission to present expert evidence? I have spoken to VW Van center in Exeter and due to the nature of the camshaft fault needing some of the engine to be removed to be properly diagnosed this will cost £390 in labour and parts (gaskets need to be replaced when engine is taken apart, hence parts cost).
  13. Hi all Just after a bit of advice regarding a default that is on my credit file. It was logged by a collection company called Sigma Red on behalf of T-mobile. The default is settled however it was not justified in the first place I closed my T mobile account due to a switch in network. I contacted Sigma Red and they have no record of me whatsoever. I then logged a dispute with Credit Expert. They contacted Sigma Red way over 28 days ago and have had no response. My question is should the data be removed by Credit Expert? They say they can not do anything until they hear from S
  14. Hello, I have just joined this forum after reading some posts that were very interestting and so decided to post my own little question. Here is the story. When i was a little younger I was a huge fan of credit cards and loans and naive enough to spend it all and bury my head. I have not been in touch with any of the lenders or Debt collectors etc However i still get some letters from debt collectors which I still ignore due to financial difficulties. about 4 or 5 years have gone past since and today I have checked my Credit file to find that I have only ONE default showing on my accou
  15. I would like to make my thoughts known on Expert Logistics who have within the past 30 minutes delivered a washing machine bought from Tesco. My son bought us a washing machine as our old one packed up. I disconnected it and pulled it out into the kitchen. When the delivery man came into the kitchen, there wouldn't be enough room for the new machine as well as the old machine so I asked, "could you move this one to there?" pointing to a spot outside the backdoor and 4 feet from where the machine stood, he immediately jumped in 'No, we don't do that' , I said it's only four feet, are
  16. Just a FYI, I've just cancelled my membership partly due to not needing it anymore but also, and more worryingly that the iPhone app appears to lie. For months it's stated that my credit score is 922 which is fine, but I've had one or two emails from them stating that they have "detected a change" and to log into my account, which I did, on the app only to discover the score was still 922. I just called them and was asked what my membership number was, so I logged into the app to see if it was in there, it wasn't and my score was 922. So I logged into the main website and it said it was 9
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