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About Me


Found 8 results

  1. Hi all, I'm totally new to all this and have had a situation develop over the last 6-8 months where I was unable to pay my credit card bills. My credit was 12k, I ignored it for a few months while dealing with some family issues. I got in contact with them in January and set up a plan to catch up over a 3 month period at £600 a month, I made the first payment but failed in February when I had to take weeks off dealing with my older brother (45) passing away and needing to help my mother through that process. When I called to tell them they told me the card was now cancelled and they we
  2. Hii everyone, Is there anyone who could give me some advice or point me in the right direction to get some help about CRAR I can't seem to find out any answers on google. Thanks in advance
  3. Hi – just wondering if anyone can offer me some advice. I’ll outline my situation. Between 2008 and 2011 I claimed Housing Benefit. I was out of work, had no savings, and I didn’t claim Jobseekers Allowance. I ‘got by’ on a day-to-day basis by (a) selling the few possessions I had, and (b) receiving food parcels from my parents. I had been ‘homeless’ (without a fixed or permanent place of residence) from late 2006 to late 2008. I moved around a lot, staying with various friends and family – often for about a week at one place, before moving on. In December 2008, I moved into acc
  4. I had to give up my own career prospect after graduating from university to help out in my family takeaway business due to their health problems. Working long hours for very little money, if I did not still live with my parents rent free, I would not have survived. This went on for 10 years until 4 years ago, I became a small partner in the business with the plan for me to learn all the ropes of running the takeaway when my parents retire but business has been falling to the point that my father now wants to sell the business. I have a couple of questions concerning JSA while I look for work.
  5. Hiya All I have a very Basic Question concerning Policies/Procedures. If a Employer has acted under various policies and procedures [in a way that targetted/excluded individuals/groups] which turn out not to exist - how would that affect a potential employment tribunal case? How would you explain the non-existance to a Judge? I am sure there will be some in interesting replies so fire away people. Cheers
  6. Hi everyone I need some valued help please I have a credit card debt that is soon to be removed from my credit file in a few months due to it being 6 years from the default date. My question is this, originally I wrote and made a settlement offer to the original credit card company in around 2007 , due to them being un coperative the debt was sold/transfered to First ( worst) Credit , I CCA`d them with no repsonse and eventually had a Statutory demand overturned and I won costs! My defense was for them to prove the debt which they didnt/couldnt at that time. Since then I have h
  7. Last Thursday/ Friday I drove down to Portsmouth from 40 Miles west of Glasgow for a Veterans Reunion. The main event was on the Friday Night. Whilst getting my car ready for the return journey doing the usual checks Iwater, oil etc I noticed that in amongst my documentation I could not find myAA card. I went online shortly afterwards to right down the details in case I required them later. I discovered I had not renewed my breakdown cover so I renewed it there and then. We set of at 0900 on the way to Scotland. We were detouring through Lincoln dropping a comrade off who was picked
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