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  1. More than half of British households are set to see an increase in the cost of energy in April after the regulator, Ofgem, raised price caps. Ofgem sets maximum prices that can be charged for gas and electricity to those who have not switched suppliers and are on default tariffs. The new cap could see these households typically pay an extra £117 a year. The regulator is allowing suppliers to cover the higher costs they face on the wholesale market. "We can assure these customers that they remain protected from being overcharged for their energy and that these increases are only due
  2. Prices of Imperial Tobacco products increase in price from Monday 4 February 2019 Cigarettes +35p RYO 30g +50p No doubt others will follow
  3. have a unpaid debt with anglian water. ccj granted march 2013 for a debt of £1,341,98. agreed with them to pay debt off at £5 per month. after a financial income check incomings outgoings. we applied to pay this debt by direct debit payment. they said it could not be done. over the period of time we reduced this debt to about £300. for some reason they cancelled the agreement and enforced this with the high court enforcement group who visited me today. informing me they are collecting a debt of £2,041.15 for anglian water. rather annoyed to find that anglian
  4. Hi, we've had a few issues with a local credit union recently. Having gone over paperwork for a loan for a family member, it appears that the credit union refused to off-set savings to allow a defaulted debt to be paid off, and instead insisted on refinancing. If the savings had been used to off-set, the debt outstanding would have been approx. £300 and could have been repaid easily in a couple of months, at the time. The person asked to do this (in writing). The credit union refused. As it is, the person now cannot repay the repayments at all as they have only PIP as income,
  5. i've been at my current property now for almost 15 years , house lookrf after , rent paid on time. The house is rented through a letting agency. About 2 years ago , at the time of setting up a new contract (yearly) , I was advised the landlord wanted to sell the property , as such I was told a break clause needed to be added to the contract , giving the landlord the right to give 2 months notice. I had to put up with strangers looking around my house then for whatever reason the landlord decided he didn't want to sell. My lease has come up again this year and as well as a £20
  6. Statutory redundancy payments increase READ MORE HERE: https://www.gov.uk/government/news/statutory-redundancy-payments-increase
  7. I received a letter from Jacobs today regarding our current arrangement for council tax debt. I'm extremely frustrated, I have never missed a payment with them and even now our current arrangement is a bit of a squeeze, but I pay non the less. Letter dated Aug 2, 2017. I really cannot afford to pay anymore than our current arrangement, I'm obviously going to call them but, I'm not sure what to say/do I can't deal with Bailiffs at my house again, I was a mess last time.
  8. Hi, I am in a bit of a quandary and would be very appreciative of some advice. I'm currently renting a property with a fixed 6 month Assured Shorthold Tenancy Agreement (it's a shared house but we all have our own contracts) which commenced at the start of May. The landlord wants us all to move out so essentially he can extend the property and rent it out to more people in the future. He's offered an alternative property but I'm not keen on it because it's got a smaller kitchen, is in a different area, has no dining room and is more expensive (it has a private bathroom). As such I don'
  9. Can a rent increase imposed via S13 be argued against due to lack of repairs?
  10. Hi, just a little quibble about the Form 4 I have received from my landlord. LL has filled in the form but has put that the first increase after 11th February 2003 was January 1st last year, but the rent has increased every year since i moved in to the property at the end of December 2004. I have to send a copy of the form to HB... is it important to have the correct dates? Hope someone can advise. I don't want to get in trouble with HB for submitting incorrect information to Council if it's important - they will be aware of previous (Jan 2016) rise as I was claiming HB at that time.
  11. In the latest statement, Philip Hammond announced increase in Insurance premium tax to 12.5% from June 2017. Given that Insurers also like to include other premium increases, people are likely to see average increases on Insurances of 20% or more. With average Car Insurance premiums now £700, i could see this rising by at least another £100. Then add on increases to other Insurances bought by households and you could see an extra £300 to £400 in annual budget taken by Insurances. Because VAT is 20% currently. Philip Hammond used this as a reason to justify increasing Insurance Pre
  12. Hi all, Am renting part of a car park from the Council, they are about to renew the Lease and increase it by 110%, can they do this? I would really appreciate some help on this one. Thanks in anticipation
  13. So it turns out PDLs are not just bad for your Bank Account & Wallet - They are also bad for your brain too!! I highlight the below because this is still massively worrying...
  14. So EE are putting prices up AGAIN this year (September) and because they are not changing the monthly fee they are telling me there is nothing i can do about it! I use Picture messaging quite a bit as certain friends refuse to use other apps, so this will increase my bills a bit. There are increasing prices for 'out of bundle' charges, so call charges when minutes end,mms etc etc Are they correct, is their really nothing i can do?
  15. It is easier to read it here:- http://www.legislation.gov.uk/uksi/2014/874/made “SCHEDULE 1Fees to be taken Column 1 Number and description of fee Column 2 Amount of fee (a) The CPR is defined in the Civil Proceedings Fees Order 2008 S.I. 2008/1053 as meaning the Civil Procedure Rules 1998. (b) 1974 c.47 as amended by section 177 and Part 1 of Schedule 16 of the Legal Services Act 2007 (c. 29). © 1985 c. 6. (d) 2006 c. 46. (e) 1986 c. 45. (f) Schedule B1 to the Insolvency Act 1986 was inserted by the Enterprise Act 2002 (c.
  16. In last week's White Paper on the future of the BBC, the Culture Secretary; John Whittingdale confirmed that watching TV without a valid TV licence will continue to be a criminal offence. At present, 13% (approx 180,000 cases) that go before the magistrates each year are in relation to TV licence evasion. In the consultation paper it was stated that 'more guidance' was required in relation to this offence together with 'proposed culpability factors'. Presently, the Sentencing Council are undertaking a large-scale revamp of sentencing rules for 27 common offences dealt with by the
  17. Seriously boiling mad - I have had RAC breakdown insurance for last 4 yrs . On auto renewal direct debit . Just discovered after checking my bank online they have taken out £113 ( Last years renewal was £85 ) with no letter sent to state new premium - straight on phone to wait 20 minutes for call center . I have used their service about twice in 4yrs . Demanded a full refund for the absolute cheek of them , got offered a check in the post . ( Firstly in was a £16 refund ) Now waiting for their Complaints section to contact me for a direct transfer as i
  18. Received an email from BT confirming that my contract will be increasing by £3.50pm from July 2016. I understand that even though I am in contract I can still refuse this increase and leave the contract early, can anyone confirm? Their email states "if you're within your minimum term and want to cancel, you'll need to give us a call within 30 days of getting this email to avoid paying a charge for leaving early.". I assume if I call they will offer to remove the £3.50pm, does anyone know if I can still reject this and leave? I am looking for a way out of this contract so this seems l
  19. Hi all, Heres the context; So after days of trolling through various website and spending loads of hours on the phone. I finally found my insurance broker. I had previously gone to them for a quotation and an estimate came back at 4200 GBP however when I rang them to finalise the quote the representative on the phone informed me the price was 3700.00 GBP. She also read out and went through all of the information to double check all was correct, this included all of the previous claims fault or non-fault, all was fine. I ended up putting a substantial deposit down and my vehicle was i
  20. Latest figues show net migration running at 332,000. The question is where these people are going ? This is about the size of a middlish regional cities population being added every year. Given the shortage of housing, i wonder where they are living. By 2025 the population of the UK may exceed 70 million. That will require about 4 million new homes to be built by then. The answer may be to build mobile home sites, which can be set up quickly and potentially offer flexible affordable accommodation to people. This would be a better option than building too many exp
  21. With over 3.5 million Liability Orders being issued each year for arrears of council tax, this new thread is of huge importance as the following proposal from the government will affect many thousands of council tax payers. For this reason I would hope that the moderators will allow this thread to remain on the main section of the forum for a few days before transferring it to the new 'bailiff discussion' section. Today the Department for Communities and Local Government (DCLG) announced that they have issued a Consultation paper regarding proposals to extend the data sharing facilit
  22. Over the last few years, Npower always seemed to increase my DD around October time (the bill would likely show that my usage had left an underpayment of around £50.00). Npower would then have to refund me almost £100.00 around June of the following year. This because the increase in the DD was quite substantial between £20-30 increase. This year it would appear I am £29.60 in CREDIT - yet they have still increased the Direct Debit although for a much smaller sum of £6.00 per month ?
  23. Millions of current account customers are being advised to consider their options, following an increase in fees, and changes in interest rates. From Monday, monthly charges on the Santander 123 account - held by 3.6 million people - will more than double. At the same time HSBC is cutting interest payments to customers on its range of cash Individual Savings Accounts (Isas). Barclays also announced more cash rewards for those who switch. The change in Santander fees - announced in September - will see customers paying £60 a year, instead of the previous fee of £24. The ch
  24. Please forgive me if the terms aren't 100% correct. Different insurers do their calculations differently, but this is my understanding of the basic process: No Claims Discount, normally rated in years, is a discount given which insurers apply to your actual calculated 'rate' or risk. Different insurers use different amounts for the years earned - no consistency. Your Rate or Risk is calculated based on some industry calculations tailored by individual insurers, which consider what is the likelihood of having to pay out to you, and is based on many factors including age, locatio
  25. http://www.independent.co.uk/news/uk/politics/benefit-sanctions-against-people-with-mental-health-problems-up-by-600-per-cent-a6731971.html 609% is a massive increase and shows how flawed the current system is. I have seen with my own eyes how the work program can affect people on ESA with mental health issues who have been found fit to work react to some of these pseudo psychiatric workshops they are now pushing on people.
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