Jump to content

Search the Community

Showing results for tags 'pension'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • The Consumer Forums: The Mall
    • Welcome to the Consumer Forums
    • FAQs
    • Forum Rules - Please read before posting
    • Consumer Forums website - Post Your Questions & Suggestions about this site
    • Helpful Organisations
    • The Bear Garden – for off-topic chat
  • CAG Community centre
    • CAG Community Centre Subforums:-
  • Consumer TV/Radio Listings
    • Consumer TV and Radio Listings
  • CAG Library - Please register
    • CAG library Subforums
  • Banks, Loans & Credit
    • Bank and Finance Subforums:
    • Other Institutions
  • Retail and Non-retail Goods and Services
    • Non-Retail subforums
    • Retail Subforums
  • Work, Social and Community
    • Work, Social and Community Subforums:
  • Debt problems - including homes/ mortgages, PayDay Loans
    • Debt subforums:
    • PayDay loan and other Short Term Loans subforum:
  • Motoring
    • Motoring subforums
  • Legal Forums
    • Legal Issues subforums

Categories

  • News from the National Consumer Service
  • News from the Web

Blogs

  • A Say in the Life of .....
  • Debt Diaries
  • Shopping & Money Saving Tips
  • chilleddrivingtuition

Categories

  • The Youth Academy
    • The Youth Consumer Service
  • Miscellaneous

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


About Me


Location

  1. Sorry I can't find the right place to post this .... is there a specific forum for pension queries
  2. Is there any advice anyone can offer on Pension credit. My sisters situation is she has been advised to apply for pension credit and a little help with her mortgage. The problem is she is a "mortgage prisoner" and cannot afford to sell her house, it needs a lot of repairs, and cannot get a cheaper deal. She has been working until recently, she is age 69, but if she did receive pension credit it would not cover all of her mortgage, even with the amount she would receive from the Government. Her son is helping her at the moment and will carry on doing so until she can eventuall
  3. Had interview with compliance officer re PC have to provide copies my wife business accounts for last 4 years - no problem sending HMRC accounts photocopies. No profit made. No savings but we took out a lifetime mortgage on house and draw down to clear debts ( Credit Card 11K) Would they regard this as income? does that leave me liable to interview under caution + having to pay back? How far can they go back? and can I stop having PC as I am ill and can't take stress? HELP! Thank you
  4. While we were all watching the Brexit farce: State Pension Credit will no longer be available to claimants whose partner is under state pension age
  5. Armed forces and reserve forces pension schemes: guidance booklets READ MORE HERE: https://www.gov.uk/government/publications/armed-forces-and-reserve-forces-pension-schemes-guidance-booklets
  6. Hi All, Just a little advice please. I had a works pension that was frozen some 8 years before I got married. My wife and I are going trough divorce and she seems interested in some of this pension. Question is as the pension was paid into and frozen before we married is she entitled to some of it? I am retired and disabled and claiming pension credit + enhanced PIP and Enhanced Mobility. the pension she is looking to have part of pays £42.27/Month She is 58 and due to retire at 67. She has a work p\lace pension and she earns around 1,500/month her new partner
  7. Hello, I got a pension savings pack from my father now passed away for a large sum. The policy seems legit with a policy number, its a defined contribution policy and it has payable before death of pension age. I thought the lawyer dealt with all his affairs turns out he didn't. So, what does the law say on pension savings for someone who has deceased do the next next of kin, children inherit it just like property rules of intestacy? Thanks.
  8. Any advice on this issue. Apparently I have been receiving a pension pay out from my previous employers pension scheme since 2005 when I was 60 and they have now written to me saying that I have been overpaid by £28,050.93 however they will only be recovering the last 6 years total of £9,068.24. They have proved it was their error but I was completely ignorant of this until it came to light on investigation 3 months ago. Is there any redress I can have in this case as with the loss of the income of £130 per month then to come to a repayment plan would leave me with little to l
  9. Just wanted a bit of help with an old company pension plan. Owned a Ltd company but it was dissolved ages ago. Had set up an executive pension plan. The company was just me - so I was only going to be the sole beneficiary upon retirement. Now as the Company is dissolved there is effectively no-one to sign any retirement claim documents. The pension firm says I need to apply to be the new plan trustee - and it will then give me powers restricted to paying the benefits from this plan. But the appointment only lasts for 9 months - and the benefits will need
  10. Writing about my late father's pension fund. My mother just received a letter from a pension company who wrote they made a mistake and owe my late father £1500. He closed the account 20y ago I have successfully claimed compound interest against late payment charges on some credit cards - so I am just wondering if we can claim compound interest on this £1500. Any thoughts??
  11. Hi i,m trying to get a calculation for my csps pension i have contacted them with these figures that i have classic pension scheme for 7 years value £1956 per annum plus lump sum premium pension scheme for 5 years 130 days value £2902 The change in pension schemes was because i left and returned to the same job role but had to join the newer premium scheme In total my total number of years in service was 12 years 130 days on pensionable earnings of £29,215 The figure ive been quoted by the csps is £3005 per annum which i think is wrong by my calculations it sh
  12. Hello a bit of a long shot but maybe someone on here has had a similar experience or is going through a similar issue! To cut a long story short, i have now left my civil service job, up until 2015 i was on the Classic pension scheme but then had to move to Alpha ( no choice because of my age at the time ) so 3 years. I will shortly receive my options letter, but having read on the civil service website i may be able to take my pension before age 55, i am 53. i aware i won't be able to take the Alpha part of the pension until i am 55 but it clearly states on the website that t
  13. Good day to all Following the very supportive exchanges I read today within this forum I straight away joined the forum With regard to our {Owned} 1st floor flat, it was essential to sell since my physical abilities deteriorated, we fortunately obtained a local council ground floor flat suitable for disabled people, which we had to move to previous to the sale of the 1st floor flat, since if not occupied within a two-week period it would be awarded to a different couple, we forfeited £10.000 to the Inland Revenue since the 1st floor-flat was not classed to be our main residence
  14. Rogue pension and finance companies closed down after abusing millions of pounds READ MORE HERE: https://www.gov.uk/government/news/rogue-pension-and-finance-companies-closed-down-after-abusing-millions-of-pounds
  15. I have been on pension credit for three years now,but in November 2017 was called in for an interview under caution. Dwp have stopped my P.C because in 2015 my children recieved from my Mothers will a good amount of money which we invested in Premium Bonds. Dwp are saying that because my children are only 15 and 11 years old and I am the Authorised Adult on the Accounts,that the money is mine. I have proved by way of my Mothers will were the money came from,but dispite a Mandatory Reconsideration the DWP will not change their decision. I have asked several time for the decision to be s
  16. Hi, I am asking on behalf of my ex hubby about a pension. He has been making enquiries about cashing in a couple of his pension and went to see someone at CAB for advice. He was told about all the pensions he had but after making enquiries has found 2 other small pension he didn't know he had. He rang the first up and they are sending him all the details they hold but the other company he is having trouble tracing. Can anybody help him or point him in the right direction please. The company he use to work at was Schooner seafoods. Ropery street, Hull. Apparantly it was part of Hughes Food
  17. 6 pension and finance companies placed in provisional liquidation READ MORE HERE: https://www.gov.uk/government/news/6-pension-and-finance-companies-placed-in-provisional-liquidation
  18. Hi All, I understand that financial advise is not to be requested but without specifics, can anyone explain this ? I contribute to a group company pension and that contribution is deducted from my wages as a percecentage of my earnings. I have an o/l account with my provider and they allow me to make extra payments into my fund as and when I can afford it. I have done this twice with a few hundred pound , each time I have paid a small lump sum in , the provider adds a tax relief of 25 %. So if I pay £200.00p in they tell that I get £250.00p paid into my fund. Which i think is
  19. Hi all, As this is probably quite an uncommon question, I don't know if anyone can help. I currently receive ESA contribution based, in the support group. I also have two small pensions which total less than £85 per week so I have no deductions for them. From next month (I will be 55!!!) I will be entitled to a further very small pension which would still keep me below £85 per week total, but I am considering just taking the whole lot as a lump sum (about £15K) to pay off the remaining mortgage. What I'm worried about is how DWP will view this - would it be considered capital and t
  20. Hi folks, I'm new to the forum so please excuse any mistakes . My problem is re Incapacity Benefit changeover to ESA Support Group and Occupational Pension. I was medically retired from my job in January 2003 . Sometime between 2001 and 2003 my SSP from work ran out I went onto Incapacity Benefit (based on my Nat Ins contributions), initially short-term and progressed onto the Long-Term higher rate which I was on until Dec 2012 when I was transferred onto ESA Support group (Contribution based). I completed the ESA form and there was no section or questions on
  21. I have some unpaid debts in the UK but currently live abroad. I have a SIPP pension with a UK provider. Can my creditors seize this pension? Can they seize any money I draw from the pension when I reach the retirement age? Do they have to make me bankrupt to take money from my SIPP?
  22. Hi all, been a while since I've posted on here, but we need help. Just traced an old Pension of hubbies and it amount's to just over £13,000, but having phoned to find out further details, have been informed that it's just that a lump sum!!, nothing else. No income, no pension nothing! just a Lump Sum of £13,069. Seem's like someone gave him bad information over 40 years ago. We are waiting on a CETV, but our plan's on buying a little holiday retreat have gone. However, we would like advise as to whether this minimal sum is worth doing anything with Pension wise, as hubby is 62 this
  23. Hi there can you help with this please, I have contacted a financial adviser to have a look at my existing plan with Scottish widows, he told me that the plan i have is not very good as it is a with profits plan and is dead in the water, he has advised me to switch it to another company which has a fully managed fund and would be better than what i have just now. How can i be sure he is acting in my best interests and not his own, thanks for any advice.
  24. Dear those who have had decision letter or have Knowledge The letter said my lost was £80,000 (this is what my pension would be worth) however the amount they put as transferred was the amount my new current pension is worth £40,000(this is what they awarded me) however at the time of transfer the amount was £19,000 NOT £40,000. I am lead to believe that my current pension should not be used as a decision. Only the pension at the time of transfer. Were they right to use my current pension figure as the amount transferred when it £19,000. less broker fees My cu
  25. Hi all ... Hope this is the right place to post this. Having lost everything in the recession I then suffered a major breakdown and now have Complex PTSD and fibromalgia amongst other illnesses which are all getting worse. After two years of being homeless myself and my partner were given a council flat. Our neighbours are the local drug dealers and generally bad things happen daily. I now won't go out of the flat at all. I have a pension which I could cash in in 18 months and I wanted to do this and buy a small cheap house. I currently get PIP and my partner gets carers al
×
×
  • Create New...