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Found 24 results

  1. I posted in another site but I got no replies I'm guessing nobody could answer on there. Who do you turn to for advice away from the CMS if they start getting funny over payments? I had a 12k debt with them after finding out 2017 once it transfered from CSA to CMS. They admitted it was their fault and told me to pay what I wanted towards the debt that I could afford. So as long as I was paying somethng they weren't bothered. So in 2017 they agreed to take £171 for my daughter and £30 for arrears £201 A year later October 2018 they sent me a new break down based on my e
  2. My landlord wants to increase my rent, and so he has asked me if I can get an increase from my Housing Benefit. I'm in shared accommodation with a private landlord, and I'm also claiming ESA. What are my options?
  3. Good Afternoon All, Just wonder if I have this all wrong ?! I appealled a TFL PCN, Appeal was rejected and the rejection letter stated I had 21 days to pay at reduced rate of £65 from the date of the letter of rejection which was 11th June 2018. ...' if you pay the penalty charge within 21 days from the date of this letter you may pay the discounted amount as full and final settlement...' I calculated from the 11th 21 days I could pay by the 2nd July at the very latest? I went to pay the fine today and it has increased to £130 ! Have I miscalculated the dates/wording?
  4. Tens of thousands of drivers get increased fines for using mobiles at wheel READ MORE HERE: https://www.gov.uk/government/news/tens-of-thousands-of-drivers-get-increased-fines-for-using-mobiles-at-wheel
  5. Probably not the right place for this.. however... Health professionals for years have said that Butter is bad for us - Dairy farmers cut back on their herds and/or went out of business whilst consumers turned their attention to low fat spreads or margarine. Now... Meanwhile, thanks to the scaremongering - small dairy farmers have gone out of business and the Consumer is now forced to pay higher prices for not only the raw product - but anything that contains it !
  6. http://www.dailymail.co.uk/news/article-3503678/How-new-CD-player-torpedo-car-insurance-firms-refusing-pay-motorists-claims-basic-modifications-without-telling-them.html It would seem Insurers are increasingly rejecting claims, due to Policyholders not declaring information relevant to the risk. If people are in doubt about anything that could affect the risk, they should phone the Insurers to discuss and either get written confirmation or make a full record. The FOS report over 7,000 complaints about Motor Insurance, with 25,000 enquiries. People should be aware that the FOS do
  7. http://www.dailymail.co.uk/news/article-3449145/Death-rate-higher-time-Second-World-War-health-experts-warn.html This is an alarming news story, that should be looked at. If it is correct that since 2011, there has been an increase in the number of elderly dying possibly due to reduced care services, then David Cameron should consider resigning as PM. Recently we have seen David Camerons own Mother and Aunt adding their concerns over cuts in Oxfordshire. As PM Cameron is ultimately responsible for ensuring that there are adequate services for elderly and vulnerable people. He cannot
  8. Hello, I may need some guidance please. Last Wednesday I was travelling home from work, came off an A road onto a slip road which leads to a roundabout. There was a queue of traffic waiting to enter the roundabout. I joined the queue and was stationary when a vehicle behind me failed to stop and ran into the back of my car with quite some speed. I was propelled forward and almost hit the car in front of me., luckily there was no impact as my car came to a stop before hitting them. The guy who hit me got out of his car and stated he was sorry and accepts full responsibility
  9. Hi all, I wonder if anyone can help. Today I have found out that my ex who we split 4 years ago but still have a joint mortgage on the old property we shared has increased the mortgage to include the arrears he is in. I do not contribute to the house in return he doesn't pay anything for the children. I am livid, is it my understanding that this is some type of fraud because he would have to sign to increase the loan amount. I am anxious as I want to get my name off the house but he keeps telling me that in 12 months it will be fine. I really fear that my credit rating wi
  10. I took out a package with Virgin Media, that started on the 25th April 2014, for 18 months, that included Broadband, TV, Phone. It included an introductory offer, that has now expired and the package now costs me circa £70 p/m. I've grown sick of the poor TV and don't want to continue. I was therefore intending to either ask them to stop the TV service at the end of October when the 18 months is up, or leave completely. However, I received a letter from Virgin stating they are increasing my TV package by £3 per month, from the 1st September, because of a new channel they are including (BT
  11. hi, i've got a couple of things on buy now pay later with very. in the past i've paid them off before the interest kicks in and the others should be no different, though i do have a big one at £500 due next month. i received a letter today advising the apr will be going upto 49.9% and will apply to purchases not yet due for payment. is it contractually fair that they can increase the apr on something i bought 11 months ago when the apr was lower? thanks, kris
  12. I’d really appreciate some advice on this matter. Briefly – a debt has been transferred to a debt collection solicitor and the outstanding amount has suspiciously skyrocketed. I’ve been paying off a long-standing debt to a firm of solicitors/debt collectors called HL Interactive. They were managing this debt on behalf of Royal Bank of Scotland, though the joint mortgage was originally taken out in 1990 and I have none of the original documentation, and cannot even remember the name of the lender (it was a French name, taken out through Prudential). Last year
  13. Hi all, We booked a holiday on line yesterday afternoon and gave card details. Awaited the confirmation email, which can apparently take up to 48 hours. Early evening we get a call to say that the holiday price had gone up by circa 15% due to my daughters age (14, declared at time of booking). Under pressure, I agreed, but I have to admit its left a very sour taste in my mouth. Money aside, I feel rather cheated. Any thoughts?
  14. Evening all, I'm looking for advise on a statutory demand. Today I have had a letter through the door saying they have tried to serve a sta demand and will return on the 3rd Of October to attempt again, saying if I'm not in (which I won't be because I will be at work) they will post it and class this as served. Now I'm not sure what I should do next. I've not made any payment or acknowledged any debt for nearly 4 years but still quite a way from the 6 year limit. what should I do about the stat demand,
  15. Hi, can anyone help? I've been with Swalec for a couple of years, my bill was worked out based on previous usage and I paid it on a monthly basis. I discovered recently that my tariff became almost double about 6 months ago. I was not informed by Swalec that their electricity and gas tariff had gone up. Is there anything I can do about this? Thanks
  16. Hi ya Coggers I'm looking for some advice regarding a gas bill. To my amazement there is a 400% increase over a 6 months period. I have tried to get B.G. to cooperate with me but to be honest, this will only so far with me if they themselves don't return the compliments including return of phone calls. I then notice the later part of last year that they increase the D/D to compensate the difference. There was 2 payments taken from my bank account without at any time of notice, which came to a total of over £300. Lucky I had much funds in the acc. at the tim
  17. MoJ issues new consultation on civil court fees The Ministry of Justice has issued a consultation on proposals for further increases in fees in the civil and magistrates courts. The aim is to further the Government's stated policy of moving towards full cost recovery and it is hoped that the changes will bring in an additional £38m a year. A significant change would see magistrates' court fees increase to represent 100% of the full cost: the Ministry currently estimates that such fees recover only 55% of their costs. The proposals would also see a realignment of fees f
  18. Hello first off before I ask for some advice I must sincerely say a big thanks to all the people who offer their time knowledge and expertise in helping others on this forum, the continued support offered and the positive impact it can have on peoples lives may be overlooked but is whole heartedly appreciated. Today I am after some advice on what to say to E.ON because they have suddenly increased my gas & electricity monthly direct debit from £107 to £250 for the next 12 months. (they gave me 10 days notice in writing) I feel this figure is unreasonably high for
  19. A family member agreed to go on holiday with a friend from work and her family. The holiday had already been booked through a broker and the family member was added on at a later date. Due to the room arrangements, this meant that she had to pay more for her holiday. Unfortunatly due to financial circumstances she is now unable to go on this holiday and accepts that she has lost her deposit. However, as a result of this, the costs for her friend has increased and now her friends mother is constantly harrassing her to pay for the increase in the price that she will now have to pay.
  20. on twitter about 2 hours ago Bill confirms powers to increase consumer protection, includes better regulation of payday loans first laid in Parliament Jan 2012 #FSBill
  21. Before the 1st October 2012, there was a £15 Victim Surcharge on a conviction (for most railway offences). When The Criminal Justice Act 2003 (Surcharge) Order 2012 came into force, this changed the £15 amount. As most railway offences are punished by way of fine(s), the following new charges apply: Under 18: Stays at £15 for a fine, Other sentences between £10 and £20. Over 18: If fined, minimum amount of 10% of the fine. E.g. £500 fine = £50 Victim Surcharge costs. Cannot exceed £120. Must be more than £20. Conditional Discharge = £15 Community Sentence = £60 Other
  22. Hi hope someone can help me here. My daughter has a car on Finance over 5 years, the original CCR was with Royal Bank of Scotland, but has since been transfered to Black Horse Finance. The agreement was taken out in 2008. (Just looking at the agreement, I see her surname has an extra letter in it) She paid all her monthly payments until Dec 2010 when she became unemployed, she missed 5 monthy payments. She is now in employment and has been paying her normal monthly payment since May 2011. She seems to receive a default notice each month, but not taken any notice as she is now p
  23. I know this matter is nothing compared to some on here so I'm not expecting tons of replies but I wondered if anyone had any advice on the following: 5 years ago, I left self employment but was in dispute with a supplier about stock they claimed I owed them. To cut a long story short, they took me to court and I offered a payment of £5 pcm until the debt was cleared. The debt itself was only for £600 or so but the court accepted this and I have been paying this every month since. The creditor has not written to me (the debt is currently around £450) and told me tha
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