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  1. Dear All, I’m looking for some advice please. Some time ago I had a road traffic accident. When cycling a car cut me off. I didn’t have a chance to break and hit the car, went through my handle bars and hit the ground. The driver drove off from the accident scene but the registration plates were known to the Police because one of the witnesses took photo of that car. I had many injuries and was taken to hospital. After sometime Police sent me a letter and informed me that ..."the driver of the other vehicle registration number XXXXXXX was unable to be traced"...
  2. First post, so hope I'm in the correct place regarding the Motor Insurer's Bureau? Keeping it short: I'm interceding on behalf of an associate who's educational level is low in a liability case concerning the Motor Insurer's Bureau (MIB), which means my associate was 'uninsured'. Further, and to the best of my knowledge - I read postgraduate law and interned at a criminal law practice - my associate is 'liable', namely, not only did he have no insurance, but he rear-ended a vehicle. As a result of this my associate is not only banned from driving, but served a custodial sentence
  3. Hello, I may need some guidance please. Last Wednesday I was travelling home from work, came off an A road onto a slip road which leads to a roundabout. There was a queue of traffic waiting to enter the roundabout. I joined the queue and was stationary when a vehicle behind me failed to stop and ran into the back of my car with quite some speed. I was propelled forward and almost hit the car in front of me., luckily there was no impact as my car came to a stop before hitting them. The guy who hit me got out of his car and stated he was sorry and accepts full responsibility
  4. Hi All.. It has been some time since I have been on these forums but need some advice regarding a accident in June 2012. A quick breakdown : I hit a car in the rear just off a roundabout as the person in question had just stopped behind a queue of traffic that had just come to a halt off the roundabout exit onto a bypass. I came off the same exit about 20-30 mph and was starting to accelerate when the traffic just stopped ( a lorry in front of her just braked suddenly) so I hit her car on rear bumper but she had a tow bar that took full impact.We both had estate cars , her car had
  5. Before i start if this is in the wrong section im sorry. Basically a stolen car hit my parked van which was a write-off. We have identified the the driver and he has pleaded not guilty. We are going through the MIB for compensation. My insurance company was not used to make a claim only to make them aware of it. Now according to the letter off MIB. If the MIB identify the insurer of the stolen car and the driver is convicted in court i can claim through the the third party's insurer (Innocent victim). The MIB would not be able to assist me if it came to this. Now is this
  6. Hi, I'm looking forsome advice where the MIB are looking to recover £6825 from me. At no point did they contact me that they will be settling this amount despite me being in touch with them. I contacted them about this and the customer service manager has replied stating that they had sufficient evidence of the damage and injury so proceeded to settle. Is this right? Their site says the following - Why do you need the permission of the uninsured motorist to deal with my claim? Even uninsured motorists have the right in law to deal with their own affairs, and the agreement does
  7. I'll start from the beginning. I am an engineer and made decent money when i was in the job i had from leaving school at 17, im now 33. Back in 2006 i had debts close to 40k, which i was paying all ok, as listed below: Barclays loan - 19k Barclaycard - 8.5k Halifax CC - 8k MBNA CC - 8k A sudden, unwanted change of job meant i couldnt afford the repayments on above debts. I contacted all the above and after defaulting on payments (adding charges for late payment etc) etc and sending SoA's they all eventually agreed to freeze interest and enter repayment plans (Barclays we
  8. I was involved in an accident back in 2000, in which i hit a car from the rear.As the car was a works car i had borrowed i believed i was covered by my employer, But this turned out Not to be the case. 2 days later i was sacked. I recieved no conviction for no insurance and just assumed the matter had gone away However i have recieved a few letters from MID stating they paid out the 3rd party almost $17,580, and they believe it was me and want a payment in full. Surely an incident that happened 12 years ago cant be brought up now, or can it? does my case fall into statute
  9. We all know that it is compulsory to have third party insurance for any motor vehicle you have on the road - and I do mean “on the road” whether being driven or not - and you will be vigorously prosecuted by the police if you don’t have it. We also all know that the police cars all have direct access to a national database which tells them immediately whether a particular vehicle is under cover at that instant of time. * Furthermore, we all think we know that companies that offer motor insurance are fine upstanding honest and fair examples of capitalism at its best. Well, forget that. Rece
  10. My sister was in a small crash in 2006, she was uninsured. she went to court, lost her license for 6 months and receieved a £1200 fine. 5 years have gone and now shes just receieved a letter saying she has to pay £6938.08 to motor insurence bureau. Didnt she pay her mistake already??? please help
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