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Hi hope someone can help me here. My daughter has a car on Finance over 5 years, the original CCR was with Royal Bank of Scotland, but has since been transfered to Black Horse Finance. The agreement was taken out in 2008. (Just looking at the agreement, I see her surname has an extra letter in it) She paid all her monthly payments until Dec 2010 when she became unemployed, she missed 5 monthy payments. She is now in employment and has been paying her normal monthly payment since May 2011. She seems to receive a default notice each month, but not taken any notice as she is now paying. Today she has received a letter from Nationwide Collection Services Ltd. Copy attached. http://i790.photobucket.com/albums/yy187/dmb17/Nationwide.jpg She has not had any termination notice. Any suggestions do we need to reply & if so how to reply?
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Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS