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  1. I have discovered your site investigating what to do in this case and would sincerely appreciate your help. I will offer feedback and donate for your time and energy. I really need your help. I used my mums oyster after losing my wallet and needed to get to a wedding over a weekend. When returning into London, the high value pass obviously flagged things to the inspectors who were waiting at the station. I had all my details taken. The inspector understood I'd lost my wallet and I didn't answer any further questions. I was sent a letter with a fine and a conviction if i
  2. Drink drivers face swifter justice with new roadside breathalysers READ MORE HERE: https://www.gov.uk/government/news/drink-drivers-face-swifter-justice-with-new-roadside-breathalysers
  3. The following press report features on SCOOP. Anyone viewing YouTube videos regarding bailiff enforcement, will be familiar with the name of Chrisy Morris (he previously used to call himself Chrissy Morris). Chris Morris features very prominently on many of the FMoTL F/B groups where he is very know know for 'baiting' bailiffs. He will telephone enforcement agents, enforcement companies, court staff etc and upload the conversations onto YouTube. As the article states, he is to face a 2 days trial for obstructing a Enforcement Agent when enforcing a High Court writ.
  4. Interesting article, but will it really make any difference: http://www.bbc.co.uk/news/uk-42849443 https://www.consumeractiongroup.co.uk/forum/showthread.php?484535-Rogue-parking-companies-face-government-crackdown
  5. Online hate crimes should be treated as seriously as abuse committed face-to-face, prosecutors in England and Wales have been told. Revising its guidance for prosecutors, the Crown Prosecution Service said the impact of tweeting abuse can be as "equally devastating" as shouting it. The guidance includes offences against bisexual people for the first time. Director of Public Prosecutions Alison Saunders said online abuse can fuel "dangerous hostility". A hate crime is an offence motivated by a "hostility or prejudice", including racism, sexism or homophobia. How to deal wi
  6. Hi Has anybody had face to face meetings with the bank/financial institution they have a mis-selling issue with. I have a number of issues with HSBC but would like to speak to someone in the first place. To be honest I dont really know if it is a good idea or not, I just feel I need to get the ball rolling and this seems a sensible way of doing it, I would appreciate your thoughts on the matter. regards Will
  7. Cold calls offering exotic investment opportunities to people cashing in their pension pots will be banned under government plans. Ministers estimate eight [problem] calls are made every second to UK residents, leading to an annual loss of £19m. Advice services and legitimate companies said such calls had "plagued" the pensions world for years. The ban, which could be enforced with fines of up to £500,000, would not cover texts and emails. However, the government will gather views on extending the proposed ban to all electronic communications. http://www.bbc.co.uk
  8. Company directors could be fined up to £500,000 if their business is behind nuisance phone calls, under government moves to clamp down on the problem. The law is to be changed in Spring 2017 to make directors personally liable for breaches of regulations. At the moment only firms can be fined for ignoring rules on cold calling, but many declare bankruptcy - only to open up again under a different name. The change will mean the Information Commissioner's Office (ICO) would be able to impose combined penalties of up to £1m on company directors and their businesses for breac
  9. Not sure if this is the right place for this. Perhaps it coul be moved if not. http://www.telegraph.co.uk/news/2016/08/21/treasury-and-banks-could-face-legal-action-over-help-to-buy-isa/
  10. There's new plans afoot regarding the environment, which could see older cars and vehicles that cause more pollution to be charged a lot more to drive in London. The Mayor of London, Sadiq Khan, has spoken about plans to charge vehicles that cause the most pollution £10 per day if they want to drive in the centre of London, in a bid to extend an "ultra low emissions zone". The new plans are looking at a charge', which would apply to vehicles - petrol or diesel - which have pre-Euro 4 emission standards. In short, that effectively means cars that are registered before 2005.
  11. This was my first application for PIP, and received a text to say I have been awarded it and a I don't have to do anything, they will pay my money into my bank. I had decided if they called me for a face to face I was just going to drop it......as could not face going and too ashamed to take anyone with me as I don't like people knowing how I feel. Is there any way I can find out how I got the points? Is there a form I can ask for? This will be useful when a review comes through as I'll know exactly how I was awarded it, if you get my drift? Thank in advance for any help offered
  12. Foxtons is facing an £80m “class action” lawsuit that if successful could force the giant estate agency to pay back hundreds of pounds in fees and charges to every tenant who has rented a property from them. Michael Green, whose law firm CaseHub is behind the group action, has obtained legal opinions from senior barristers that Foxtons’ fees – such as a £420 adminstration charge, £300 for name changes and £165 for checking out a property – could be illegal under the Unfair Terms in Consumer Contracts Regulations 1999, and its successor the 2015 Consumer Rights Act. Green est
  13. Hi, has anyone else got a message on their Face Book saying to download Beta for the games? If you have and are using it, it is better, any good? pro's con's please Thank you Sandy xx
  14. The UK's broadband providers have been told to expect tougher rules on how they advertise their services. The UK's Advertising Standards Authority said it was considering the step to ensure people "aren't misled by pricing claims". It follows a study that indicated most users could not correctly calculate bills based on the information given in a selection of broadband ads. The ASA said it would make a final decision before June. A lobby group representing the broadband industry has suggested more research is needed before any changes are imposed. But one of the intern
  15. Millions of current account customers are being advised to consider their options, following an increase in fees, and changes in interest rates. From Monday, monthly charges on the Santander 123 account - held by 3.6 million people - will more than double. At the same time HSBC is cutting interest payments to customers on its range of cash Individual Savings Accounts (Isas). Barclays also announced more cash rewards for those who switch. The change in Santander fees - announced in September - will see customers paying £60 a year, instead of the previous fee of £24. The ch
  16. More than one million customers with RBS and NatWest will soon be forced to pay up to £2 extra a month for their packaged current accounts. From January 17, customers with the bank’s Black account must pay £26 a month for their deals. Those with the bank’s Platinum account will have to fork out £1 more, totalling £16 a month. RBS Black account offers worldwide travel insurance and access to airport lounges. The Platinum account includes travel and phone insurance and UK breakdown cover. Read more: http://www.thisismoney.co.uk/money/saving/article-3322929/One-mil
  17. http://www.stokesentinel.co.uk/Aldi-customers-told-register-vehicles-store-face/story-27985958-detail/story.html I don't see how this really helps with the congested car park as anybody is still allowed to park there without using Aldi...
  18. Came home from work late last night to a letter, not in an envelope which appears to be from a local county court enforcement officer. It states I have failed to return a statement of means form. Not had one. It also states that I have three working days to attend the court to fill it in or return said paperwork. His name and phone number are on the bottom. No paperwork has been left and I have no idea what it is about. Advice on how to proceed would be gratefully appreciated please. Just when you think you're getting straight w
  19. Hi all, Been reading the forums trying to figure out my best options, so many articles to read! I have been silly and got myself into debt I started with a CapitalOne - Luma Credit Card (£500 Limit - 2013) a couple of years ago to start building my credit, all was going well, got the letter " You're doing well, we are pleased to say we will be increasing your credit limit to £750" I didnt think much of it as I was generally just using now and then and paying in full each month. At the same time I also applied for an RBS Platinum card but was turned down. I then a week late
  20. Hi there, I have a catalogue debt which I stupidly did not pay and ignored and it run up to £1586 now including all costs from solicitors. It has been to court and is now registered as a CCJ and now an attachment of earning I have received to complete within 4 days a return to Romford County Court or face up to 14 days in prison (Im a single mum with 2 children) I have currently started a new job and have been working for last 2 months. My son receives middle rate DLA which I have stated on the earnings form and have put an offer of £10 a week to pay and
  21. I haven't been frequenting the debt sections on here for a while so perhaps I am a little out of touch, must admit to being a bit taken aback. My daughter received a N1 from Northampton center, for an overdraft she had 5 years ago, she had forgotten about it(she says) and eventually it had been sold on to Cabot. I said I would have a look , went onto MCOL logged in in here name and acknowledged ticked defend all. I thought the usual, challenge charges assignment etc. etc, it was for £550. Then I thought you know I cant be bothered with this so i rang the solicitor, i nice pleasan
  22. Up to 10,000 Axa pet insurance customers are being moved to NCI Insurance as Axa leaves the market to concentrate on "key products" – motor, home and travel cover. By August 30 2015, all customers will be shifted on to NCI's insurance books. NCI told MoneySavingExpert that it would provide "similar levels of cover" to Axa, and will "continue to insure any medical conditions identified while customers were with Axa under the terms and conditions of the new policy." But a number of customers who have already been moved to NCI say they are facing huge price hikes, part
  23. http://www.bbc.co.uk/news/uk-31998530 I know Jet2 regularly pop up here
  24. As we live longer and with council budgets tight, the social care system that supports us in our later years is under increasing pressure. The way care is provided is different depending on where you live. In England, important changes are planned for April 2016. Scotland, Wales and Northern Ireland are also making changes to meet the growing demand for support. The BBC has launched an online guide to the care system for the over-65s. The "care calculator" covers both residential care and the support provided in people's own homes, for tasks such as washing and dressi
  25. Woah!!! Wonga will not face a criminal investigation after sending out fake legal letters to pressure customers into paying back their debts. City of London Police said that, after a ‘thorough review’ it has concluded ‘there is not sufficient evidence to progress a criminal investigation’.
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