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  1. CAU Restaurants Limited: how to claim redundancy or register as a creditor READ MORE HERE: https://www.gov.uk/government/news/cau-restaurants-limited-how-to-claim-redundancy-or-register-as-a-creditor
  2. Poundworld Retail Limited in administration: how to claim redundancy or register as a creditor READ MORE HERE: https://www.gov.uk/government/news/poundworld-retail-limited-in-administration-how-to-claim-redundancy-or-register-as-a-creditor
  3. D-Day veterans invited to register for 75th Anniversary READ MORE HERE: https://www.gov.uk/government/news/d-day-veterans-invited-to-register-for-75th-anniversary
  4. Hi Caggers, I would like to know: How to check if my Church name has already been taken And How to register my Church in the uk This will be an all faith Church with no preaching. I don't want to say anymore about it yet. It is not a money making scheme or even a non-profit but entirely free. It will not be used in order to simply get a license to marry people. It will be based on Ethics and varying scriptures and open to all. It doesn't matter to me is it is successful or not, I just want to create it and give what I have been living for decades some
  5. Our car was clamped last week. The agent said we had 7 tickets and everything had been through court. We had NO IDEA of any of this. car still registered at our old address (we moved 3 years ago and post not forwarded after initial 3 months) so maybe this is all true. We paid £500 to have the car un-clamped and was told this covered ALL 7 actions. They promised to send through list of all tickets. But did not. I am complaining about this. My question is: I may well have 7 tickets (but from various jurisdictions - congestion charge,
  6. http://www.bbc.co.uk/news/39987278 2 million have registered to vote since the snap election was called and many of these are under 35 years of age. If you have not registered to vote, why not do so, even if you have not decided who to vote for or whether it is worth it. We keep seeing younger people complaining that older generations votes decide who wins elections and if they don't even register to vote or go to the polling station, then they can't affect the result. Unhappy with Brexit, University tuitions fees, NHS, Schools etc. This is your chance to vote for a cand
  7. Are people aware that NHS England is now allowing GP practices to de-register patients they have not seen for 5 years ? This might mean that those who have not been to their Doctor for years are delayed in getting an appointment, because they have to register first. And those that fall ill on holiday, might have problems with Travel Insurance. If you have not seen a Doctor for years or are not registered with a Doctor, i would suggest that you arrange Insurance by phone, so you can make Insurers aware that you are not registered with Doctors, so they have no records to check in the even
  8. Hi all, I went to re-tax car after 12 months tax was due to expire, only to be told that although tax had been purchased on 25th October 2015, that they had back-dated this to the beginning of October. Not very pleased about this since I have effectively lost almost a month of tax! However DVLA clearly don't care, and I imagine they make a lot of money off this discrepancy when a car changes hands. luckily we had not been stopped during those 24 days that I thought we were covered. When I rang the DVLA though, it turns out that the reason they had n
  9. Hi Everyone, thanks for reading. I have 2 defaults amounting to about £15k. I went through the entire process of seeing if they were enforceable and it seems they are. So i just moved on, this was about 2 years ago. I was just waiting until they drop off after 6 years. But i heard somewhere that these guys can come back after 5 years and start threatening you with court action. I couldn't care less, but i don't want the CCJ and going through another 6 years of rubbish credit. Has anyone had experience of this and am i better off giving them a tiny settlement and just being done w
  10. Hi all, hope you can shed some light on this issue I am facing currently, 2 months ago I bought a second hand car from a local car dealer, I did a HPI check prior and it showed outstanding finance on the car I rang up both the car dealer and HPI to query it and I was told by both that it is a 'unit stocking' finance and it is commonly used by most car dealers to stock up cars on their forecourt and the finance would be paid off automatically within 2-3 days of purchase I went ahead and bought the car for above the average price due to it being in pristine condition
  11. BBC News - Hundreds of thousands register to vote as deadline looms Registration needed by 23.59pm tonight. People have until 23:59 BST on Tuesday 7 June to register to be able to vote in the UK's EU referendum. The Electoral Commission said 1.65 million people had applied for a vote since a campaign began last month - but millions more have yet to sign up. Registering online should take about five minutes. People may need their National Insurance number, or passport number if a UK citizen living abroad. http://www.bbc.co.uk/news/uk-politics-eu-referendum-36462425 Just in case.Che
  12. Good morning all... I checked my credit files this week, and was rather shocked to see a default registered by Orange, last year for £65. Background is this: I have been an Orange customer for over 15 years, and towards the end of 2014 my handset stopped working and I decided it was time to upgrade and get a new one. Simple, or so I thought. I called Orange from my handset, and was quickly upgraded to a new contract by the representative who told me that my new contract was with EE but that it was all the same company and nothing would change. My account was not in arrears.
  13. Hello Many thanks for reading this- kindly appreciated. I jointly own a property with my ex-husband. We had a NRAM together mortgage with the unsecured loan, I went into IVA once we split up and he is now solely responsible for the remainder of the unsecured debt. As he ignored paying towards this debt (any debts really!) NRAM took him to Court and the following restriction has been entered in the proprietorship register in the Land Registry document: "No disposition of the registered estate is to be registered without a certificate signed by the applican
  14. Hello everyone I wondered if someone had some advice on what i should do, the problem is the following. I was out of the country for nearly two years and suffered a succession of financial problems, work came and went as did accomodation. As a result of all the stress i neglected to contact the Student Loans company about deferment. It is very expensive to call them from Holland. Well I actually sent them a fax about this time last year explaining my situation and asked them to contact me via email or reply to the fax number, but they didn't, they just kept calling my parents.
  15. Mobile phone users are increasingly being targeted by nuisance callers, new research from Which? can reveal. Seven in ten mobile phone users said they had received at least one unwanted call to their mobile in the past month. Despite the rise in such calls, many mobile phone users don't realise that they can register with the Telephone Preference Service (TPS). Only 3% of mobile phone users are registered with the TPS Which? has worked with the TPS to launch a brand new free text service which allows people to register their mobile phone numbers. You can register your
  16. A woman knocked at my house earlier (I rent privately) and told me I have to give my details for the electoral register. I explained to her that I was busy at that time and she was quite rude to me saying it would only take a few minutes and we could have had it done in the time we were "arguing". I told her I was no aware we were arguing. She said if I did not complete the form there and then she would mark it down as a refusal. I asked her what it was all for and she said so I could vote. I told her that I did not vote anyway so no thanks. My friend has j
  17. http://www.stokesentinel.co.uk/Aldi-customers-told-register-vehicles-store-face/story-27985958-detail/story.html I don't see how this really helps with the congested car park as anybody is still allowed to park there without using Aldi...
  18. Garage has sent a letter to register my vehicle for unpaid bill. This company agreed to do work for cash in hand, some monies paid have not been credited and he has now upped the bill and now included VAT. As far as I am concerned they are in breach of contract. Are they able to take over my vehicle? It is parked in a private yard, not on their premises. They stated at the beginning that if I let them do work when needed in between jobs then they would do it cheaper. This has NOT been the case and now expecting me to pay an inflated bill. I have receipts for one large payment but nothi
  19. Hi, I decided to look myself up and noticed that I wasn't on the electoral register. So I've just re-signed up (third time in 5 years) and made sure that I wasn't on the "open register". Is there anything I can do if people decide to get my details from the "non open register" for business reasons? i.e. debt collectors etc...? Cheers, A
  20. Hi I have received a number of emails recently from MotorMile Finance claiming an outstanding balance on a payday loan (Pounds Till Payday). I have no record of any outstanding debt but don't have records going back to 2008 to check the validity of what they are claiming. I have no record of any defaults or accounts for Pounds Til Payday on any of my credit files so am not sure how to proceed. When I asked for further information they gave me the following: This could all well be true but I have no records of outstanding debt or any records (let alone defaults) from Po
  21. We have a council tax debt from last year (2013/14). Following some to-ing and fro-ing, several unanswered letters and not a little stress, we agreed a payment order with R&R. The agreement was two months at one sum, then an increased sum for the next four months (our proposal, not theirs). They confirmed the lower sum for a longer period, made no reference to the increase to the higher sum and didn't reply when I wrote to correct them. We made the first two payments and 30th April was the date for the first of the higher ones. Because of
  22. I am thinking of applying for a mortgage this year, so thought it would be good practice to check the old credit file. I found that a default had been lodged on my Call Credit file for £5,650.00 by "Barclays Partner Finance" ( default date has been set at 11/05/2011 ) when I am sure they have changed the date of default forward, as I defaulted on that loan way back in 2008. But on top of that, they forwarded that same debt onto a Debt Collecting agency called "CapQuest Investments Ltd" who have set their own default for the debt - Date 31/12/2009 amount £5,961.00. I am
  23. Full report... http://www.ico.org.uk/news/latest_news/2013/pay-day-loans-company-and-its-director-prosecuted-for-failing-to-register-08102013
  24. Hello all, How are you? I hope you are fine Recently my employer is reducing the workforce and offered the affected employees a voluntary redundancy via expression of wish. I am one of the affected people and will receive under the voluntary a payment in lieu of notice. As far as I understand this has an effect as if I would work the time for which this payment is made. Is this correct? My next question is then: When should I apply/register for the JSA, in my last 3 working days or 3 days before the time, for which the payment in lieu of notice is, runs out? PS: I am convi
  25. Here is my situation. I spent some 40 years in the Insurance Industry. Had a Mild Stroke - the company then tried to push me out. I took them to Employment Tribunal and won. Despite this I spent the next two years on Job Seekers Allowance. Now that is just background. I got a job through a Temp agency. The job involved shifts which could be from 8 in the morning to 10 at night. From the beginning I told them repeatedly that I was going to be off (holiday - not working) on 2 specific days - one of which is my 60th Birthday. Despite this I found last weekend that I was on a shift on
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