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Found 20 results

  1. I bouight a car from a private add in autotrader . I carried out an RAC hpi check and there were no issues. now a finance company (credit plus) claim its theirs and are taking me to court.
  2. Hi all, hope you can shed some light on this issue I am facing currently, 2 months ago I bought a second hand car from a local car dealer, I did a HPI check prior and it showed outstanding finance on the car I rang up both the car dealer and HPI to query it and I was told by both that it is a 'unit stocking' finance and it is commonly used by most car dealers to stock up cars on their forecourt and the finance would be paid off automatically within 2-3 days of purchase I went ahead and bought the car for above the average price due to it being in pristine condition
  3. Can anybody explain what might have occured? Is the seller a shady Sam who hasn't disclosed this information? Is the HPI input wrong? 27th February 2014 - Registration Of Bike. 25th December 2013 - Written Off, Cat C.
  4. Hi. Looking for a bit of help. We have been stung by an unscrupulas seller. My 17yr old son bought a car for spares or repair, it needed quite a lot of work on it, it was a non runner. But based on purchasing the parts and doing the work myself, it was still a reasonable deal. If a garage was to have carried out the work it was over £500.00 of labour and around £300.00 of parts. So I bought the parts and did it myself. Now we have a letter from Santander saying they have an interest in the car (HPI outstanding) and have a claim on the car. I want to know what rights I hav
  5. Hi Thank you very much for looking at my thread.........I was looking to buy a vehicle from an independent dealer After we had paid the deposit a friend suggested we HPi check the car, we had already asked the dealer and he mentioned that that they had done a HPi check as standard procedure. When we purchased a report it stated that the vehicle was a write off? Am I entitled to my deposit back? Thank you very much to all responders Kind Regards Nick
  6. I have recently tried to sell a car I used to tow my caravan. When the dealer checked with HPI they logged 5 problems the best being not my car and vin incorrect. When I checked with HPI company the dealer used they would not talk to me as I had not raised the original HPI check. I had topay £19.99 for a HPI check to find that the HPI data was some 6 months out of date.It took me 1 call to DVLA and 3 calls to HPI and the threat of recovering money I was losing with the dealer to get them to check with DVLA.It took HPI 2 weeks to correct their data. I was informed by DVLA that these H
  7. I sold a motorbike on Ebay yesterday, the buyer messaged me and asked for the Reg Number and Chassis Number which is fair enough as he wanted to do a HPI check before arranging collection. He messaged me earlier to say thanks for those details and the search has requested the following: V5 registration document serial no and V5 registration document issue date. I wanted to check that he actually needs this information and why that information is requested before giving it out to him. Just making sure it's genuine info that's required as when I've done them in the past I've
  8. Hi guys, i have a BPF fixed sum loan agreement which was taken out for purchase of an ex demo car from Hippo Car Leasing. The agreement is in my mothers name due to her having better credit than me, The problem is, i now want to sell the car and believe that under Fixed Sum Loan agreements, it shouldn't be secured against the car but a personal loan. I have HPI'd the car, and finance is showing on the car? I do not want to trade it in at a dealer, as it will have negative equity of around 3-4k as the mileage ive used is quite a bit more than normal. Basically what im a
  9. Hello again! I'm back with more issues again! haha. I swapped a 2006 BMW 330d that was a little worse for wear for a 2007 Seat Leon FR, using a website called Swapz. I obviously HPI'd it before hand and all come back clear, and as the cars where worth a similar value, and the BMW needed a little mechanical work I thought I got a good deal... Until someone messaged me on Facebook saying they had seen my car on a Seat Leon Page I had posted on, and they where going to swap for it but didn't as it had outstanding finance... I was quite blunt with them thinking they where takin
  10. Hi all I purchased a used BMW from a local used car forecourt in October 2010. I p/x'd an Audi and paid the remainder in cash. In January the vehicle was clamped by a baliff for outstanding parking fines commited by the previous owner. The baliff released the clamp after i showed him my proof of ownership, V5 and insurance. However, as i was about to drive away, he shouted out, 'the car has come up as wanted for outstanding finance'. I drove away thinking what a load of rubbish! But when i got home i thought, let me conduct a full RAC HPI check, which i did and to my surprise, the vehicl
  11. Please, could anybody help with some advice. If an agreement was defaulted s87 1, then Terminated, then proceeded to court, and at court an order was made to adjourn with a liberty to restore, would................... 1) the agreement be restored. 2) The Termination revoked 3) The Default removed The way I see it, if the agreement was not put back prior to the creditors actions, then surely the account would still be terminated, am I right or wrong. Thanks. Happy New Year !!
  12. Hopefully I'm posting on the right forum: Does anybody know if there is any way of checking if a HPI check has been done on my vehicle? Cheers in advance
  13. I have recently bought a car from a well known motor store AC. One thing that was never offered was a hpi check. I am considering doing one just for peace of mind, dont suppose anyone has a spare code going? I notice over on MSE people exchange unused checks they have bought for other money saving codes, maybe we could do that here? http://forums.moneysavingexpert.com/showthread.php?t=224393&page=6
  14. My Situation: I wanted to be a part time motor trader so I started a business registered with hmrc and got some motor trade insurance. I sold my car for the capital and bought a cheaper car to run around in off ebay. It turns out that this car has outstanding finance when I did a HPi check. I didn't do the check before I bought the vehicle as the advert said it was HPi clear. I contacted the finance company (Black Horse)stated on the HPi check and they informed me that they do hold title of the car due to there being outstanding finance on the vehicle. They asked me to fill in a ques
  15. I bought a car a year ago from a dealer in Bradford, did the basic HPI check and it came out clear. However, this was my first car and I had no experience in buying cars. I tried to be as cautious as possible and went for the basic HPI check which did not show outstanding finance. a year later I'm selling my car, a fter spending £80 on advertising I get a call from an interested buyer. He's about to come to buy my car, when he calls me and says there is outstanding finance on the vehicle. I quickly went to do an HPI check (the more expensive option) and find o
  16. Would really appreciate if somebody could advise me on the situation or whether someone is going / has been through the same problem as me. I purchased a car through Concept Car Credit (broker) and was found a car with Moneybarn (lender) - Me and my partner decided that there is no point having a nice car and thought it would be in our best interests if we sold the car and got two cheap runaround cars and moved house (we were having problems with our landlord) Obviously I know that I was not allowed to sell the car under a conditional sale agreement - but at the time we both did not
  17. Hi Guys After some advice really and ive seen a few threads linked to this site so thought i would give it a try In march 2012 i purchased a car for the sum of £6300 from a seller on ebay, he had good feedback etc. So the story goes Phoned the guy to check condition, mileage etc. asked if the car was hpi clear to which he replied yes. Didnt want to take his word for it as it was alot of money so carried out a hpi check at £20 showing the car to be clear of all checks including finance and insurance write off. Went to veiw the car and payed cash for it there and then, drov
  18. Hi Guys! I am new to this forum, but unfortunately not new to my HPI debt, which is now contorlled by DLC AKA Hillesden Securites! I bought a car on Hire Purchase in 2008 The car broke, and as a result had a new gearbox fitted under warranty, which itself broke 2 months later Peugeot refused to fix under warranty, saying it was drivers error, black horse did not want to help, and I could not keep up the finance!! The debt now stands at £12000+. I am currently bankrupt, the insolvency service are aware of this debt with the car, but cannot take it on fully unti
  19. In 2007 I purchased a car from a Dealer who gave me a printed HPI check which detailed some Finance from 2004 however I ignored this, for some reason, and went ahead with the purchase (I assume I didn't understand the issue but am beginning to now!). Two years later I sold the car on privately (they didn't do an HPI check) and a year later the car has been involved in an accident and written off and the insurer are holding payment pending the finance company saying it was cleared. Can anyone advise on the legal position for me, the garage I purchased from and the person who purchased fro
  20. Ok, in may 2007 i got a car through a garage the finance was provided by welcome car finance, I was told i must take out PPI at the time of sale though i can cancel it within one month. I Contacted welcome and they did nothing about it, Untill about 8 months later i refused to make any further payments. Welcome then made a new agreement minus the PPi, they refused to return the PPI i had paid, The new agreement was for the original amount, So they would not take in to account the money i had already paid on the original agreement, also the second agreement welcome alterd the date o
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