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nick7602

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  1. Hi Lads Sorry I have gone off on one, went off grid for a while. since we have been in this property, we have had two previous estate agencies, and the third agency sent a copy of the new tenancy agreement, which was supposed to have arrived by post for signing, to date this has never arrived and we have never signed the new agreement, so Im assuming we don't have an agreement?
  2. Thanks Buddy, I will contact my regimental association se if they can help
  3. Yes, I just think he is shallow, anyway I thank you for responding, the doomsday letter has been sent out to me apparently, I will take it to the council see if they can help in someway, one minute i was doing ok the next im told pack up....and move on......im all over the place mentally now....
  4. Good Morning Everyone Is it possible someone can help me please? I have been with the same landlord for 12 years, in 2018 he discovered I am suffering from CPTSD, after he noticed I was sleeping in the box room, the wife explained it was due to me being ill, the wife mentioned to him that I was suffering from CPTSD, he panicked and asked "but he is still working" which I was at that time, 2019, saw me lose my Job after the company I was working for managed me out of the business by gas lighting me, What is Gaslighting? Gaslighting is a form of psychological abuse where a person or group makes someone question their sanity, perception of reality, or memories. People experiencing gaslighting often feel confused, anxious, and unable to trust themselves. Gaslighting - Wikipedia EN.WIKIPEDIA.ORG I then couldn't pay my rent for 4 months, I turned to the RBL, who eventually after a length battle involving my MP paid my rent arrears.........But now the dye was cast, the landlord at that point I believe decided to get us out of the property......... Friday the 28th of May 2021.......the Landlord informed us that he wanted to retire, and he was selling the property, I used to work with my landlord some years ago, he worked as a contractor, it is clear that he has spent the rent we gave to him for al those years and not provided a pension for himself, I have mentioned this to other estate agents who have stated that he must be mad to sell up.......so I dont think he is.....he just wants rid of us because im ill My question is, I have CPTSD and this has been diagnosed Iam registered disabled, what are my rights, what can I do.....I have a short space of time to find affordable accommodation Please Help Nick
  5. Original loan was £5000 unsecured over 5 years, 28 payments remaining, he wanted to extend it back up to 5 year.........the bank offered him £6700 to clear his credit card and the bank loan, £135 per month from the original figure of £121 One debt of two years old and one debt of 15 months
  6. My son was offered an extension to his current loan, with Barclays, they saw him as a good risk due to surplus money still in his account each month, the extension was to include his Barclay Card, all finances including external credit loans and personal circumstances were taken into consideration, and they still saw him as a good risk....... he was declined today....He didn't ask to have his loan extended but they said he was pre approved and they could help him and he would be financially better off, which is true he would be.......apparently his outgoings were to much in relation to his income which is totally rubbish..its only 47% out goings So we would like to make an official hard hitting complaint Thanks to all who read my jottings
  7. Who do I complain to at Barclays

     

    Son was promissed an extention to his loan to cover a Barclay card and loans, bank gave him false hope the consolidation of the loans would have freed up £126 which would have helped him

     

    Instead the person making the comment passed it to another branch, who declined the loan extension...even though he has a lot of money each month surplus in his account according to the bank this made him a good risk because he can easily pay for the loan extension

     

     

     

     

    Thanks to all for reading

      

  8. Im Joshuas father Im authorised to speak on his behalf due to Joshuas Autism, I think going forward I need advice about where I stand today, in the previous threads things have become very confused and I don't think that it will help us in any way referring to those threads, perhaps if we start again might help all concerned and get a result, so if we just deal with the facts, or should we start a new thread and delete all previous what do you think BF?? Thank you very much for all your very kind help
  9. Hi BF Sorry just got your message crossed, here is the dealers response
  10. Hi Guys as a matter of some urgency I have had contact from the dealer who is taking a very sever high ground attitude quite wrongly in my oppinion, I would like to attach an E Mail sent to me this morning in confidence is there any possible way of doing this?? Kind Regards Nick
  11. Hi Manxman Thank you for coming back to me, the report highlights various suspension component failure, such as all four dampers need replacing, the springs are ok the dampers need to be replaced and other stability supporting components, the report states the failures, but doesn't actually say un roadworthy, im sure that if I asked the company supplying the report that would mention it was un roadworthy at the point of purchase, one concerning point they mentioned during the investigation was the rear anti roll bar being heavily corroded, and the fact that it is known if they fail it will have dire and fatal consequences. Im not trying to get the dealer to pay for the brakes it was my decision to get those fixed along with a couple of electrical starter switches, this was necessary for my mom to get to work and make the car safer than she was. I agree the dealer and I got off to a bad start and I'm keen to mend bridges, I have mentioned to him already a couple of favourable options where he can recoup his money possible by claiming VAT back from receipts, and if he agrees I will again contribute, in short I will take the bigger hit financially, im trying to work with him as opposed to upsetting him and the negativity that brings, I guess we will have to wait and see now, I don't think I can be any fairer than I am at the moment and I hope he can see that, and if all else fails I will reject the car back to the finance company, I have to sadly draw a line under this situation as we are spending a decent amount of money on HP for this car. This is only my oppinion and that is the dealer knew this car was Modified and he knew that the car needed work doing to it, it was stated to us by the saleman that all cars receive a service and a pre delivery inspection before a customer picks the car up, this could not have been done because when I mentioned the brakes had travel on them I was told they are sports brakes and take a long time to heat up, the brakes were complete useless to the point of being scary at times, further more we checked the MOT history on line and the failures we have today were an MOT advisory some years ago, the next two MOT's showed no faults with the chassis this gave us confidence along with the brilliant reviews on the dealers website to go ahead and purchase this vehicle, the truth of the matter is the first report we had done by a reputable independent service specialist highlighted issues previously found on the historical MOT's, we were also told that the car would have a service this wasn't done either because had that have been carried out they would have found the engine modifications that my service specialist has found....we are not dealing with a shabby company here if the reviews are to be believed, so I'm quite convinced they took this vehicle in as a part exchange realised it was modified and tried to get rid of it as quickly as possible. Im very down hearted about the whole thing really, we took the car thinking we had bought an older car but one that had been through Car Quays servicing and PDI checks and with the brilliant reviews this gave us confidence to buy, even now the dealer in his latest email to me is on the defensive.....stark contrast to the brilliant reviews on his website. We Will See What Happens......im sick of bartering for a car which was mis described to me in the original advert and sold to me in an un roadworthy state....this cant be right Kind Regards
  12. Hi Manxman and good morning We were both aware of a modified exhaust on the car that was the only visible sign we noted at the time of purchase, the original auto trader advert makes no mention of any modifications, the car was being sold for 15K we gave £3k deposit and the dealer reduced the price of the car by another £2k Yes the suspension and safety features are still out standing, I recently within the last two weeks had a very lengthy and concise report generated by a specialist chassis company on the advice of Porsche Owners Club UK to fully understand the level of road worthiness, this didn't make good reading and to put right the car would need an investment of £3,500 roughly and this has been supplied to the dealer. Yes your quite right the whole Covid 19 Pandemic has really caused a lot of problems, yes the dealer mentioned and we agreed for the car to stay with me until some sort of normality arrives, and we both would look again at the issues surrounding the car In total honesty I didn't inform the dealer, we all looked at the dealers website and truly believed that he had ceased trading and was under lockdown regulations, also felt that it would be unfair to try and contact him with the pandemic the way it was working out, my mother is a Specialist Covid 19 Nurse and because she needs to be on call and to carry out her vital work, we elected to pay for the brakes to try and make the car as safe as we could at that time for her I have contacted the dealer as mentioned in the previous thread, and he now knows that we are prepared to wave the £2170 spent one the car to date, this is because of the necessity for the car to be safe for my mom at this very crucial time, we understand the car is 12 year old car and expected to pay at some point for repairs, consumables etc, but at the very least the car should have been road worthy at the point of sale which it wasn't and still isn't partially. Thank you for coming back to me Manxman Kind Regards
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