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Found 11 results

  1. https://www.theguardian.com/society/2017/jun/20/leak-shows-devastating-impact-of-planned-nhs-cuts-in-london This is very scary - can the NHS really take more cuts !
  2. I took out a Unsecured Personal Loan with Halifax online in December 2011. I was NEVER asked questions like, can you afford the payments, are you employed/unemployed, and I certainly was not asked about my income. This have got so bad I am currently on an IVA - Halifax increased the IVA from 5 years to 6 years forcing me to pay for longer. I am now wondering if bankruptcy is the best option. Do I have a claim that Halifax lent to me irresponsibly without going through my finances first?
  3. Can anybody explain what might have occured? Is the seller a shady Sam who hasn't disclosed this information? Is the HPI input wrong? 27th February 2014 - Registration Of Bike. 25th December 2013 - Written Off, Cat C.
  4. Colleague's boyfriend took the car and was speeding. (If it at all matters, he took out temp cover with another company). The insurance company Policy Wise has now sent a letter to say they want £250 or they will cancel the insurance policy. Just checking that they are able to charge this amount? Surely they have to have a breakdown of costs otherwise it is seen as a penalty? Thanks Edit: Just checked the policy documents and it does refer to the £250 charge as a Penalty. http://imglnk.uk/img?i=oOoujV.jpg
  5. I requested my credit file from Experian and it states I am not on the electoral roll: "No Electoral Roll Information available from the addresses provided". I registered to be on the Electoral Roll a few months ago. This was confirmed to me by my local authority and I also received a voting card for the last general election. Therefore this has shocked me. I have been applying for bank current accounts over the last few weeks and, disappointingly, been rejected by all of them. I am already in a weaker position than most people as I have a non UK passport, not even an EU one, and mine is from a country which many financial institutions classify as a 'high risk' one. And then to also mark me as not being on the electoral roll would be another negative when banks check my credit record. I had some questions please: - if Experian say I'm not on the electoral roll, is it likely the two other credit reference agencies will state the same thing as well? - what could have gone wrong? - how long does it normally take for the records of the credit reference agencies to be updated about somebody being on a local authority's database? - how may I get this rectified please? How long does it take for the credit records to be corrected? - last, but not least, is it worth me applying to more banks? Or should I wait until the records are updated, even if it takes many weeks? How fussy are banks about somebody being on the electoral roll please? Thanks a lot in advance for the advice.
  6. Went to ATM link cash machine in my local shop .i wanted to withdraw £500 the machine made the right noises £180 came out the cash machine and then the machine came up with an error I then checked my bank statement which showed £500 taken from my bank.now am £320 down what can i do? Lady in the shop said this evening when the shops closes the machine will be checked will i get this money or not my bank has made note of this
  7. A leaked staff memo at the Department for Work and Pensions (DWP) appears to show the government is still struggling to roll out its flagship welfare programme, universal credit (UC), across the UK. More Here: http://www.theguardian.com/uk-news/2014/oct/27/universal-credit-leaked-memo-scheme-rollout
  8. Hi All, I have a Halifax CC account in arrears and I pay 1 of the debt collection agency a monthy amount regularly. today i noticed in my noodle credit file that the halifax account is closed and show satisfied with £0.00 balance. then I logged into my halifax online and noticed that account is missing from list of accounts. just wondering before I call anyone do I need to be mindful of anything saying to them? Thanks Billy
  9. Hello, My gas meter shows the amount of gas consumed via an LCD display. I looked at the meter today and the display is blank. What should I do? Thank
  10. hi, I have been using moneysupermarket to do a soft credit search on me using callcredit, and it was coming up as LOW. Which i did not expect, as i check my credit report regularly with experian, and there is nothing bad on it. After reading about callcredit , i registered for their free credit reports for life. On there it showed a ccj from 2008 at my old address, which i moved out of in 2005. So i did not receive any court paperwork about this and had no idea that there was a ccj against me. It is with Northampton County Court. Any help on how i get this sorted out??? Thanks After
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