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  1. Hi Guys, A judgement was ordered recently to pay one of my debts. I have paid it within a month and today I have received a letter showing proof. What's the next steps to do avoid CCJ appear on my credit file? Thanks
  2. Hi Guys, Hope all is well. hearing on 22nd July. witness arrived with a big bundle of statements. Please advise. claimants WS.pdf Def notice and assignment letter also attached. Thanks defNotice.pdf
  3. None of the q's on the N180. to begin pleasantries exchanged and then straight to offer and negotiations. They were offering a monthly plan I said if I agree to that they will bind me into agreement. don't know what will happen but at least others will learn from my mistake. Thanks dx for the suport Regards
  4. I did started with saying they haven't provide enough information. The mediator mentioned they don't have any documents to verify she is only here to mediate and come up with offer. The claimant is willing to negotiate and settle out of court so I started with 20%, few calls back and fourth and at the end nothing happened. Sorry dx may be I messed up
  5. Hi dx, the mediation call finished today. I tried negotiating the amount to 20% just to avoid the court. but at the end I decided let it go to court. Claimant was stuck at 75% not reducing any more, so I thought its no point discussing more. The mediator did explained it will cost you more if it goes to court and if you loose a judgement as well. Lets see what happens. I hope I did right thing,
  6. Hi Dx Getting txt message from HMRC, "Small Claims Mediation Service: Telephone Mediation 2020-10-27 from 13:00 - 16:30. If you can't answer YES to all statements, mediation is NOT suitable for your case and you must contact us to cancel" After reading lot of post, Should I contact them and cancel stating "The claimant has still yet to comply with my CPR 31.14 request with regard to clarity of any valid default notice issued, as yet I have never received an original or seen a copy of a valid default notice from the claimant." or Should I wait on the day and then answer ? Thanks
  7. Hi Dx/Andy, Mediation date has arrived end of this month, What should be my position and what options and am I looking? This is something new for me. Thanks
  8. Hi dx, Even I cant see any 18.2 in any of the documents sent to me. The IP may be right when it was signed. The current HOME IP address doesn't match. The T&C does have my name and address correct. Thanks
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