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About Me


Found 10 results

  1. Due to poor health, I had to take time of work, Jan and Feb, now from my wages I make sure I pay my Mortgage, Payment to the Debt arrangement scheme, and Council Tax Now I get weekly tax credits of £81, and around the 15 Feb, I received my bill from scottish Power of £298. Now from my tax credits, and working payments out on Excel, I have budgeted £30 per week to my account for Scottish Power, meaning by 5 May account should be paid in full On the 23 Feb, I emailed Scottish Power about my fiancial difficult, and included the payment plan for the account Now
  2. I have sent in a claim to MBNA for a credit card agreement that clearly had no signature in the PPI box but it as added and so they have upheld my claim. Its only a small one in comparison to some others that are still ongoing but I'm not sure about the figures they have sent ie. Total Premiums £122.18 Associated Interest £11.70 8% Gross Intrest £138.03 Less Tax £-27.61 Total Payable £244.30 Now I attach my spreadsheet that I sued but this has no 8% interest on it and was wondering if you guys could just check it for me please? Thanks
  3. Not at this stage just yet, but when it comes do we have to put the income and outgoing of person named or household? i only ask because hubby got a CCJ last year and they went ballistic when he turned up with just his figures, they made him pay a huge monthly amount as they said as I worked we could afford it! Thanks in advance.
  4. Hello, My gas meter shows the amount of gas consumed via an LCD display. I looked at the meter today and the display is blank. What should I do? Thank
  5. Hi I have today received a letter from MBNA stating that they have now calculated the refund amount and a payment will be sent in full and final settlement of my complaint They state that they have reconstructed the statement balances by removing PPI and assoiciated interest. This will included interest arising because the ongoing monthly baance on your account was higher than it would be if you had made the same payments without PPI If there is any statement period where, after deducting your premiums and associated interest, your balance would of gone into credit, we will add 8%
  6. The US Government have announced a $1b lawsuit against Bank of America for toxic loans. There have been 8 others this year. Published fines from the FSA show the growing figures following market abuse in the UK. Here is their list from last 10 years. Total amount of fines in 2002 - £7,444,000. Total amount of fines in 2003 - £10,975,000. Total amount of fines in 2004 - £24,769,000. Total amount of fines in 2005 - £16,965,860. Total amount of fines in 2006 - £13,309,143. Total amount of fines in 2007 - £5,341,500. Total amount of fines in 2008 - £2
  7. Its reported that the blunder will cost £40m http://www.bbc.co.uk/news/business-19809717 Only yesterday Firstgroup were anticipating that the deal would see them take over the franchise in December !! http://www.bbc.co.uk/news/business-19797168
  8. Hi, Can you just confirm that I have this correct. Loan 5000 PPI 1972.11 Monthy amount 152.78 over 5 years. (mad, how could I have been such an idiot) So it is 28.28% which works out 43.206 ? is this right? Any mathematician out there can just confirm for me I would be really grateful.
  9. Hi, not posted much, but learn't alot from this site. I have managed to agree reduced monthly payments with TSB for Credit Card and Bank Account that is now closed (interest frozen). Have been paying these every month. Balance on Both about £ 3,500. (Have asked for agreements and upgrade agreements but none ever sent to me) Have got ppi claim in with tsb for various paid off loans over the years. I have now asked TSB for settlement figure on the credit card account and Bank account. They don't seem to want to know at the moment. Do you think this is because I have a claim in for ppi. and they
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