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About Me


Found 19 results

  1. On Equifax in green it says i have been on the electoral roll for 13 years and it is green, but then next to it in red it says currently registered on the electoral roll no. What does that mean?
  2. Good Morning everyone, My situation is quite complex so please bear with me and any help and uggestions would be greatly appreciated, i will start with a brief statement as to how this all started 15 years ago and then onto the problems i am now facing. In 2003 i applied to remortgage and take equity from my home, i was turned down, i checked my credit reports to see that i had several defaults and a CCJ from Barclays on my acc, after a few years i managed to get all of this sorted with apology letters from Barclays. In 2013 i was again chased for debts that did not belong
  3. Have had a reason to check my Credit Rating with 3 CRA's it appears my address is different slightly to that recorded on the Electoral Roll. I have asked the Council to Amend the address which they have confirmed they will do, but it will not happen with the CRAs until March 1st as I have just missed the cut off date. I did not tell the Council that the reason for the amendment was because the CRAs have the wrong address and they tell me they automatically advise CRAs with new or amended addresses without permission from myself.. Like millions of people I
  4. Put this here as seems most likely place feel free to relocate: Query about the threatening letters being sent out to residents who are still minors by Elections at Portsmouth City Council filled my electoral roll form including daughter as she is just 16 in the section for this. They send her a form to require my daughter to register as it says on the form it will “mean you can vote at elections” No it does not! If she fails to register by 30/12/15 there is an £80 fine involved. When contacted the officer at Election Services had no idea of the legislation backing this threat up or
  5. After being in my new place for a month, the dreaded TV Licence falls through the door When i moved into my new place, like a good little boy i registered on the voters roll. Yesterday they even sent me a letter saying that i have been included from the 1st September dated 28th August Call me a cynic but do the local authority or the local housing authority inform TV Licence of any new additions to the register or new tenancy taken up?? This is some coincidence
  6. I requested my credit file from Experian and it states I am not on the electoral roll: "No Electoral Roll Information available from the addresses provided". I registered to be on the Electoral Roll a few months ago. This was confirmed to me by my local authority and I also received a voting card for the last general election. Therefore this has shocked me. I have been applying for bank current accounts over the last few weeks and, disappointingly, been rejected by all of them. I am already in a weaker position than most people as I have a non UK passport, not even an EU
  7. Received notification through the post today from my electricity supplier SSE informing me that I had been selected to be one of the first to have my meter replaced by a smart meter. This was despite me having informed them 18 months ago that under no circumstances would I entertain having one fitted. The publicity makes a lot of all the benefits to customers and suppliers, and used phrases such as the Government has said that ALL homes will be fitted with meters where possible by 2020. What was more concerning was that when I contacted the call centre listed to reaffirm my intention t
  8. Universal Credit is a means-tested benefit for people of working age that is gradually replacing tax credits and other means-tested benefits, such as Jobseeker's Allowance (JSA). The Department for Work and Pensions (DWP) has published a list showing the local authorities and jobcentres that will begin to deliver Universal Credit between February and April 2015. In the jobcentres listed, Universal Credit will roll out to new claims from single people who would otherwise have been eligible for JSA, including those with existing Housing Benefit and Working Tax Credit claims. I
  9. I have an electoral roll official guy turning up on my doorstep, asking to update/provide my details for the electoral roll register. He always picks a sunday evening for this which is very wierd, has he not got a life or is he getting a percentage out of it....? Hahaha. i live with other ppl in a shared house and he doesn't care that nobody else in my house is registered because they are refusing to provide their details. A few years ago when this electoral roll bullsh.. started, I was living at this same address with a different set of ppl and (without
  10. Ouchie! Looks like DHR are starting to contact customers over the phone about their "loans". Sadly I wasn't having any of it and wish I had recorded the conversation. They confirmed all the details of the loan etc and my Date of Birth... etc Without me even confirming any of it......... ICO & FCA, Here I Come... DPA Breach right there.
  11. We know that DCA's use electoral rolls and other info on public domain So can I by the same token post details of DCA director's Such as name, address, dob, FB profile all of which are freely available on the net?
  12. Here is my circumstances Age:24 Living with parents Currently unregistered on electoral roll Parents are on disability Im working full time Basically a friend at work told me i should be on the electoral roll if i ever want to get a house or rent a place but i have some questions first. 1. If i register will my parents lose money 2. will i have to start paying council tax while living at my parents house ?
  13. Hi Is the 'Green Deal' in actual fact turning into one of the biggest 'White Elephants' of all time? Borrowing money (getting into debt) and supposedly paying it back with the money saved on energy bills! I don't think I have ever seen anything quite like it to be honest and cannot see it being anything else other than a complete expensive flop despite the calculator 'selling' on how much 'you save' Energy prices just keep rising in double figure percentages anyway, so maybe you make even bigger savings with this scheme then (if you can work out the twisted logic that is:))
  14. I've just registered to this excellent forum, and am hopeful somebody can shed some light on my situation - grateful for all comments thanks. I have an ongoing legal dispute whereby I'm the sole legal owner of a property (clearly proven through the timing of the purchase), and after accepting an amount of money from a family member in exchange for a licence ( giving them the right to occupy, similar to a lodger), that person is now claiming a beneficial interest, claiming the money they paid and I accepted was a direct contribution to the purchase of the property. They are refusing to lea
  15. I have recently discovered that Equifax has failed to upload to Electoral roll data as supplied by the local councils and have instead relied upon data provided by account providers including the debt recovery sector. My own data was affected around 18 months ago and I have now discovered others have been affected. I am very keen to highlight this issue and see if any others have been effected. Equifax are aware of this and don't seem interested in discussing or resolving this other than to say it was an error. My concern is that Equifax quote on our credit files the "on Electoral roll" data y
  16. Hello all My local council tell me that they released the Electoral Roll after the summer/autumn canvas on December 3rd. I have my credit file for experian in PDF, but I can't seem to signup for callcredit and equifax. Equifax have asked me to send proof of ID. Does anyone know when callcredit and equifax will have this data in their databases? Does anyone know when it happened last year? Cheers
  17. Hi All, This might seem a generic question so please move it if its in the wrong place.. I have not been listed on the voters roll for a number of years, if I am on it then it will be at an address I lived at around 9 years ago. I think I have only got one debt from that address way back then which I have never paid back, it's never caught up with me and I am hoping it is now statue barred or something like that (this was when I was a silly student and non-financial aware) Anyway, I want to take out a new credit card or a loan but think that by not having registered on vote
  18. hello to all i am new to this forum, so if im going over old ground i apologise. i have been involved in a dispute with unicom/universal utilities for some time, i was hoping that someone using these forums could guide me in the right direction. i will be as brief as i can in how this situation developed; in 2007 i recieved a telephone call from a foreign gentleman informing me of the benefits of transferring my telephone line to unicom, i was informed that unicom were a branch of bt, i agreed to a three year contract over the phone and that i would recieve a written contract shortly.
  19. I have looked through some of the threads and searched for this but can't find anyone that has had the same experience as me. I have recently moved address for work and due to the relocation had two addresses for about six months. I applied for a mortgage for a house in the area I was moving to and decided to be open about what I was doing. Owned a house in the old location, rented a house in the new location and lived in the new location so gave that as my address. I have since been refused the mortgage due to not being on the electoral roll on an Equifax report. I sent my registrat
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