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About Me


  1. looking for help and guidance re a Capital contribution order for Legal Aid being collected by Rossendales. In 2011 a friend and his partner were arrested for fraud both were co-defendants and both pleaded guilty at first hearing. As part of the criminal proceedings in October 2011, a restraining order was issued from Taunton Crown Court, freezing the assets and including the house. After conviction in April 2017, a Confiscation order was made under the Proceeds of crime act and the house was sold to pay. POCA was for £27k for party A and 260k for party B. on 28th August 2018 Party
  2. Myself and my wife had to go onto Universal Credit and this is the only income we have at the moment. We were in arrears with our rent and council tax but had been in constant communication about this. Our landlord was fantastic about it and still is. The council on the other hand have been a bit of a nightmare. We submitted all the budget statements etc so they can see we only have Universal Credit as our single source of income. Yet they expected us to pay £100 per month council tax. To be clear our monthly Universal Credit is £1077 out of which we pay £875 rent. That leaves £202 per mo
  3. Hello all, I am very stressed and anxious and feel I have no one to speak to about this. I would be grateful for any help anyone can offer me. I will keep it as brief as possible. Thank you for reading and taking the time out to help me. I was arrested for a very foolish issue in 2009, my assets were frozen so I received legal aid as I was unable, due to the restraint order being in place on my assets, to pay legal fees myself. In 2012, after many, many (expensive) meetings with my solicitor and barrister, I plead guilty and am sentenced to prison. I come home in 2014 and
  4. I have an old council tax debt, Rossendales are sending bailiffs to my friends address (I used this address several months ago to get my bank card delivered to as I was of NFA at the time). My friend (whom I don't see that often) handed me a load of letters and told me that bailiffs are regularly knocking at her door demanding full payment, she is worried they'll come in and take all her stuff (which surely can't be legal?). The letters they've sent me are rather confusing, they claim I owe two debts to a local council, one for approx 120 and another for approx 240,
  5. Good Morning, I'm hoping for some advise on here please. I have a liability order with Rossendales for £814 and also signed a WPO/ CGA in January 2018 to agree to a payment plan of £200 per month. Originally, the amount was around £1300. I missed a payment on this and the agent over the phone told me I had to increase this amount to £300 per month or they can't help and would go to an enforcement officer.I agreed (as had no choice) on 1st June I missed the £300 payment. Today, I have a letter from Rossendales to say that no extension/ plan will be agreed and full pay
  6. Hello, Today I have received 2 letters addressed to me and my ex from rossendales regarding a council tax debt from 2008/9. Liability order dated 2009. Total £950 (inc £75 charge for each debt) I had no idea this debt existed, not making excuses but it was from a very bad time in my life where I was subject to domestic and financial abuse from my ex. He has had no part in my life and I have an injunction against him so to see his name on a letter made me feel sick. I phoned rossendales and after much arguing and discussion, I was bullied into paying £80 a month. I ca
  7. Had a letter hand delivered from rossendales regarding a unpaid debt for £400ish that says i have 24hrs to pay outstanding amount or they can seize goods and also force entry?
  8. Hi all, First time poster looking for some advice. The debt is for overpaid tax credits and the amount is £1500 (£750 each me and partner). i haven't replied to any correspondence, which started with letters from Rossendales, then it was sent back to HMRC and now back with Rossendales who have sent a 'final demand before legal action. n anyone please help with a few questions. 1. What would likely happen if i ignored this? Chances of Rossendales/HMRC applying for CCJ? 2. If i CCJ was applied for would i be given a final chance to pay before it showed
  9. Hi all, I received a letter yesterday from Rossendales saying I had to pay almost £3300 within 7 days due to HMRC saying I owe for overpaid Tax Credits from 2009-2010. I disputed the overpayment at the time, as HMRC wanted proof of my childcare costs and I was in dispute with my childminder at the time for an incident with my daughter where I removed her from their care and they refused to give me receipts, saying their paperwork was with their lawyer as they were going to do me 'for slander'.... I explained this to HMRC and said I couldn't provide the recei
  10. Hi everyone. I'm just after the best advice as to how to deal with Rossendales. Naturally I haven't and will not speak to them on the phone. They are claiming I owe a WTC overpayment of £139.07 from 2014. This would have been from the time when I was self-employed. I can just about remember getting some derisory amount of a couple of quid a week from way back. Could this be it? Anyway, I thought I would 'test the water' so to speak with them and wrote back asking if the debt had been assigned to them, knowing full well that HMRC doesn't assign debts. They came back with two lette
  11. I'm hoping someone can help me with advice. I am currently trying to deal with rossendales about council tax debt. Originally just over a month ago I received notice from a bailiff about 2 amounts of council tax that I owed. I admit that I have been burying my head in the sand lately. One was for 2015/2016 and the other 2016/2017. I managed to miraculously pay of the first one by scraping everything I had over a two week period. The second one i queried though as I have been a full time student since sept 2016, prior to that I was unemployed for a few months.
  12. Quick summary: - I owed about £200 in tax, which was passed to Rossendales - Tax was paid directly via HMRC website - Rossendales requested proof, which I sent - Rossendales then tell me HMRC say this relates to another debt (even though the payment reference shows the correct debt) and for me to send a payment proposal. - I send an SAR to Rossendales requesting among other things, a transcript of the conversation with HMRC about this being the "wrong debt". - Rossendales write back saying: "Sorry, we are not the Data Controller, send your SAR to HMRC" Question - is Rossend
  13. Hello guys I had a visit from the bailiff last week for council tax arrears they walked into my property and up the stairs before I got to my living room door as I live in upstairs flat so too late they were in we're ready with a list of what they were taking these 2 bailiffs were looking in my drawers and cupboards is this allowed ??? I managed to borrow the 2,600 pound from my mother but was very distressing to say the least . But it doesnt end there I'm afraid I've had another letter from rossendales for another 700 pound for a different yr council tax
  14. I received a letter today from Rossendales regarding a £500 debt I owe the legal aid agency. Considering my case was only last week they've been fast off the mark. The case concerned an appeal in Manchester which I was unsuccessful. I live in Scotland. I have two questions: Does the LLA or Rossendales have any authority in imposing this charge as I live in Scotland and we do not have bailiffs? If forced to pay what is the minimum I can pay per month? I have no intention of sending details of my personal finances to Rossendales. I have no contacted
  15. I took out a Unsecured Personal Loan with Halifax online in December 2011. I was NEVER asked questions like, can you afford the payments, are you employed/unemployed, and I certainly was not asked about my income. This have got so bad I am currently on an IVA - Halifax increased the IVA from 5 years to 6 years forcing me to pay for longer. I am now wondering if bankruptcy is the best option. Do I have a claim that Halifax lent to me irresponsibly without going through my finances first?
  16. I recently agreed a payment plan with Rossendales to pay an outstanding Vodafone bill of £49. Two days ago I received a letter from All Pay confirming the first payment of £10 and a schedule for the payment of the balance. However the letter was addressed using only my surname with no title or initial and it could have been opened by either my mum or dad with whom I live. Had this been the case there would have been upset and in all honesty hell to play! All Pay are saying it is not their fault and are blaming Rossendales and/or Vodafone. Is this a breach of confidentia
  17. Wonder if anyone can help I got a late road tax fine from Advantis which I paid 6 months ago and now I have just received a letter today from Rossendales debt collectors saying I owe them £80 for the same offence. Why would this happen? Should I get in touch with DVLA?
  18. Does anyone know the bank details of Rossendales to set up the standing order, its the account number and sort code of Rossendales i need, its not clear on the website. Its because i have a bailiff coming in the morning and he said he will be taking goods. I have explained i am in terrible grief following the death of my partner, i explained i will not cope with the upset, i am in process of facing all the things i have not felt able, but i have a lot of unopened post so it wont be the only threatening letter. i need to be realistic an offer what
  19. I have recently received a letter from Rossendales stating that I was overpaid working tax credit a few year ago and they demand the cash back asap. I spoke to HMRC 2 year ago about this and they said they would send me out an invoice each month so I could pay it back that way. I did suggest they just change my tax code and take it from my wages but they said they only do this as a last option. My question is can Rossendales mark my credit file? What rights do they have? I have tried to contact HMRC over this matter but not managed to get through up until now. I want to pay the money back but
  20. Hi, I am completely new to this so please bear with me. Firstly the brief back ground- I met my (now) wife back in 2010, she had previously thrown her violent alcoholic ex out after he assaulted one of the children, whilst they had been together a matter of years he had favoured drink over paying the bills when given bill money, so things like council tax didn't get paid, he walked scott free and we have been gradually clearing the debts since we met and were finally getting close to seeing some sun light, or so we thought. last year I went self employed par
  21. hi hope i'm posting in the right place . I currently have a debt to the council for just over £1000 on the 18th of april a rossendales bailiff posted a red enforcement notice through my door i wasn't in so obviously didn't answer.I haven't contacted him i contacted the council to find out why i owe this money and request they handle the debt they refused and said i had to contact the bailiff. This morning the 20th he has knocked on again this time with another enforcement notice stating he will be back on monday the 25th to remove my goods even in my absence can he do this im current
  22. Hello, it's been a while and just wondering if anything has changed. I have a customer who has three council tax accounts for previous years which have been handed to Rossendales, the initial (pre fee) amounts come to about £1000, no doubt will be substantially more by the time Rossendales add their pound of flesh. same old story, she offered a repayment amount, they want treble her offered and won't budge. It used to be the best advice was to simply ride ride it out, lock the doors, relocate the car, allow no access and sign nothing and hide everything, so they couldn't get a WP, tr
  23. I had a DRO last year which after closing my business down wiped out about £9,000 of business rates and other things such as unpaid tax and electricity etc. All well. We live, we try and if we fail we hope that we can pick ourselves back up and have another go. Now, today I had a letter from Rossendales they said I owe £1000+ for over payment of tax credit. There's no way I was overpaid. To my knowledge it was all signed off and all acccounted for in the DRO. I am trying to move on, not be dragged down by this crap and I will not let them affect me. What to
  24. i received a letter a couple of week ago from rossendales for a council tax debt of £491 i rang them and offered to pay £25 a week which would be a struggle they refused it and said i had to pay £69 every week or they would take further action. I tried to explain i couldnt afford it but they were having none of it. I have paid £50 off the debt £20 last week and £30 the week before but the bailiffs had came when i was out today and now want £676.61 and will be returning on friday t says they will be removing goods even in my abscence. Can they do thi
  25. It's all new to me and today went up a level I need advice I was taking my missus from airport while driving my phone were ringing few times + texts. Stopped just before airport gate on blind roundabout exit (road to nowhere). Wasn't long 5min tops and then I went in. No signs about not parking anywhere... Paid for parking on exit (chucked ticket away when i got home) Got pcn from vcs. 60£ if paid within 2 weeks. Looked for advice on internet. Ignored it as advised Another letter 100£. Ignored Now its that "professional de
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