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About lynzfa

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  1. hi ive recieved the form from the court (N180). Do i agree to mediation? Im not sure how to proceed with this. the whole court thing is worrying me.
  2. so i dont need to do anything even though they have sent me a letter today saying they are still carying on with the case
  3. Hi ok so before anyone else says i would have more of an idea if i had spent more time on this page, i havent been able to as ive been in hospital, i had to get my mum to file the defence for me so couldnt get it put up here. the 28 days are up today since my defence was filed, and i only just received the letter from bw legal today to say they are going to continue with the claim. As the 28 days are up does the claim from them not get stayed? im not sure what im supposed to do. Ive been onto my mcol account and the last entry was my defence on 4/09/18
  4. i will try do a defence tomorrow and pop it up to be checked as im going to have to look for some ideas of defence so i know roughly what to put in it, thankyou for your help
  5. im sorry i honestly just didnt know what to do thats why im asking for help as im not sure what to do with anything. im not even sure what i file as a defence
  6. Thanks, can i just check to send the CCA request do i send that to PRAC or payday uk?
  7. I have done the AOS on MCOL. what do i need to do now. Sorry im not very clued up on all this
  8. Name of the Claimant ? PRAC Financial Ltd Date of issue – 09 August 2018 Date to acknowledge - 27/08/18 Defence filing date - 10/09/18 Particulars of Claim What is the claim for – 1. The claimants claim is for the sum of £667.40 being monies due from the defendant to the claimant under the loan agreement regulated by the Consumer Credit Act 1974 between the Defendant and Instant Cash Loans Limited t/a Payday UK under account reference xxxxxxxx and assigned to the claimant on 09/12/2016, notice of which has been given to the defendant. 2.The defendant
  9. Can someone help me please. Ive recieved a county court claim form through the post now, i dont know what to do or how to reply to it?
  10. It was from payday uk. So do i just ignore the letter?
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