Result......No CCA debt written off

Cca sent today

Newday

Is there a template letter i can send ? cant seem to find one ?

Good point thanks will get one in the post

Is there any recommended apps to use the forum on iphone as its not very user friendly via a browser ?

Post or email sufficient to request this ?

I have a current active credit card with aqua and over time I have been charged £12 a time for late payment or going over limit. Can I claim back ?

Letter dated 18/08/2018 telling me that Halifax credit card debt of £2K is now with them not heard anything since I also bank with Halifax but not had an issue is it worth considering moving to another bank?

Letter dated 7th October from Lowell asking why account remains unpaid & to contact them, should I ask them for a copy of the cca?

£738 owed/in arrears letter dated 24/7/2019

Ooops... Apologies

I believe these went into administration and kpmg were appointed administrators. I did have a couple of PDL's a few years back with them. Can someone point me in the direction of any info cannot see anything in th wageday sub forum.

debt has this been assigned to Perch or TM legal ? Outstanding Balance: £700.00 Original Creditor: djs (uk) limited (trading as piggybank) Original Loan Reference(s): ******** Dear Mr ........ Your account has been assigned to Perch Capital Limited On and with effect from 22nd August 2019 Asset Collections & Investigations Limited (“ACI”) have assigned all of their rights, title, interest and benefits in and to your djs (uk) limited (trading as piggybank) account(s) referenced above to Perch Capital Limited (company registration number 11207867) (“Perch Capital”). Perch Capital has appointed ACI as Master Servicer of your account(s) and ACI in turn have instructed TM Legal Services Limited (“TMLS”) to continue to manage the legal process and the collection of any outstanding balance on their behalf. This means that ACI no longer own the debt. Perch Capital are now the legal owners, and TMLS have been instructed as the legal representative in relation to your djs (uk) limited (trading as piggybank) account(s).

Recieved this email 08/10/2019 anyone else had the same/similar ? It also lists 5 other loans which have been rejected with no explanation....and states partially accepted ?.. Case number: ********* Third party reference: The Joint Administrators have assessed your claim and can confirm that it has been partially accepted. Your assessed claim amount is explained in the table below. A full breakdown of your loan history can be found at the end of this email. Please be patient with us in respect of your payment. Payments will be made once all claims have been received and assessed. All claims must be submitted by 30 September 2019 and we expect to have made a payment to successful claimants by 30 January 2020. Please be aware, the payment you receive will be significantly smaller than your accepted claim amount. This is because it is expected that the total value of all accepted claims for customers/creditors received will significantly exceed the money available to be shared out. We have rejected your 5 remaining loans: Loan ReferenceLoan Start DateLoan AmountPaid Interest and FeesAccepted/Rejected 18-01-2011£200.00£25.77Rejected 11-02-2011£400.00£65.49Rejected09-05-2012£420.00£72.16Rejected 10-06-2012£300.00£76.11Rejected 09-08-2013£1091.00£484.42Rejected IMPORTANT NOTICE: If your claim was submitted by a third party (for example, a relative, a claims management company or solicitor) then a copy of this email has also been sent to them. Please note that any fees you may have agreed to pay them for their services will need to be settled with them directly. If you have questions regarding your third party’s fees or the service they have provided, you should speak to them directly. Total interest and fees on loans £776.84 1 Total compensatory interest £369.69 2 Less previous write off(s) £0 3 Accepted claim value £1,146.53