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  1. Its been a long time coming but one of the biggest PDL firm is about to fall. Part of it has to do with PDL Reclaims... This is a consequence of this... Wonga is on the edge. Grant Thornton could possibly assist with the administration. Remember this is a firm who in 2014, was ordered by the City watchdog to pay more than £2.6m in compensation to 45,000 customers who were sent letters purporting to be from law firms but which in fact did not exist. At this time their site is still offering loans. As per usual CAG advice is to stay away... Further
  2. Wonga going into Administration. READ MORE HERE: https://www.wonga.com/
  3. Poundworld Retail Limited in administration: how to claim redundancy or register as a creditor READ MORE HERE: https://www.gov.uk/government/news/poundworld-retail-limited-in-administration-how-to-claim-redundancy-or-register-as-a-creditor
  4. Discount retailer Poundworld has appointed administrators, putting 5,100 jobs at risk. The move came after talks with a potential buyer, R Capital, collapsed leaving Poundworld with no option other than administration. Poundworld, which serves two million customers a week from 335 stores, also trades under the Bargain Buys name. Administrators Deloitte stress the stores will continue to trade as normal with no redundancies at this time. https://www.bbc.co.uk/news/business-44436435
  5. I was wondering if I can charge a energy supplier 'administration charges' for their continual abysmal customer service? I am aware that someone took TalkTalk to court for something similar, Marc Gander from CAG gave some advice on that one. But can I actually charge by the full hour for having to continually phone, email write to this company?.
  6. Hi, Just looking for some advice before I decide to contact/ pay Harlands. I took out a 11 month membership with Xercise 4 Less gym last year but didn't really use it so decided to cancel. My SnapDDA membership email states: The following payments have been taken by direct debit: I have made my 11 monthly payments and am therefore outside of contract. I cancelled my direct debit. I realise I should have contacted Xercise 4 Less to cancel the membership BEFORE cancelling the Direct Debit. I then received a letter stating: I have since als
  7. Hi all, One of our distributors suddenly declared they went into administration overnight, we have a refund due from them but they're offered a credit against their current stock. Is there a way i can ask for the money back rather than the credit? They said a refund cant happen due to them being in administration but i thought that works both ways with giving me credit. Just making sure they're not having me on. Thank you
  8. Hello all, My car insurance is with Bank of Scotland. BoS insurance operate a paperless system so everything is electronic and accessible online, no paper copy of documents is delivered unless requested. Yesterday I changed the car insured under my policy. A charge for which was levied as was expected due to the difference between the two cars, however I was also charged what appears to be a standard £25 'administration fee'. What's the justification for charging this amount when everything is electronic, with no human intervention (not even to update my policy) and no documents
  9. Just checked my credit file on Noddle. Hitachi Capital have run 2 searches on me, 1 in February and again in August. Feb. was marked "Administration Review" and August search was marked "Price Comparison Hdd". I have never had any dealings with Hitachi, and have never had a price comparison for anything that I am aware of. Why have these searches been done? Should I be concerned? I have had no direct contact from Hitachi. Thanks t
  10. Hello I took finance with Credit4cars in March 2015. The agreement I signed includes a total of £13526.38 , in the agreement my right to terminate the agreement states to write to Credit4cars at the address in clause 1.1 yet, that address no longer exists for the company now its in administration and we haven't received notification of an alternative address to write. I understand from the receivers CVR GLOBAL LTD that the company AVELO LTD is now taking payments for credit4cars however the direct of C4C has resigned from Avelo Ltd in March 2016 and now the 1 remai
  11. Heard this on LBC news last night, and here it is... http://www.manchestereveningnews.co.uk/news/greater-manchester-news/carcraft-closure-thousands-motorists-left-9157732 unsurprising given their customer service. Perhaps Arnold Shark are next!
  12. Hi I am not sure if this is the right place for this query. However I have a question i hope someone can help me with. My house is subject to HLM Property management, they are responsible for the maintenance of the estate and I get a bill each year as a service charge. I had cash flow problems so was late paying the £152 fee, this was due on the 1st of January, but I received the letter, apologizing for the delay in issuing the charge, dated 16th February. I was informed that the balance owing was over £290, the extra £140 odd pounds is an administration fee. I was gobsmack
  13. Morning guys, I wonder if somebody can help me please. Would the above act for harassment include over frequent requests of I&E - i.e. Token payment accepted for a store card debt and company fully aware of circumstances of long term illness yet a request for a I&E be completed every 2-4 months Thanks
  14. Hi, in 2013 I hired a car from Europcar in Rome. I paid in advance and, after an uneventful rental period, returned the car. After, and with no warning or correspondence, an 'administration fee' was charged to my credit card for a supposed traffic violation. I queried this immediately but was told by Europcar that the 'authorities' would be in contact with me regarding the offence. It has now been over 18 months since I hired the car and no one has tried to contact me about any such offence. I therefore contacted Europcar again saying that I presumed tha
  15. Hi, I'm a new user so hope I've started this thread in the right place !! I am planning on having an extension built on to my property and the plans have been passed by Stockport council. I emailed the Ground Rent company and informed them of the intention to extend. They replied to my email and asked me to forward copies of the plans which I did. There was no mention of "Admin Fees" in the email. Today I have received a letter from them stating "We wish to confirm that the fee in connection with considering the possibility of granting the consent is £600.00" This will take 10 workin
  16. I have been with Bournes on a debt managment plan for 6 years, have just been told that they are in administration. I have a 'savings pot' of £10k which was to be used to negotiate full and final settlements. Surely as this is my money it is protected, I am being led to believe that I might not get any of it back which will add to my debt problems. Is there any protection please?
  17. http://www.roxburghe.com/ This company are well known within the private parking industry and are referred to as the number one debt collection company. This will seriously impact on the matter of private parking tickets issued under the Protection of Freedoms Act.
  18. http://www.telegraph.co.uk/finance/n...o-hang-up.html how is this going to effect those with current contracts with them? and also those who have mobile insurance with the company?
  19. My friend decided to take over her ex-boss' small business after her boss retired - rather than face losing her job. She has borrowed heavily to do this. Unfortunately, she is a very naive and trusting person and did not realise that people would be trying to exploit her. She let "a very nice saleswoman who was so helpful and understanding" talk her into signing a contract to provide her with a service that was going to help my friend make money. My friend signed a contract after this saleswoman explained the contract to my friend thoroughly. My friend also provided her bank details.
  20. Those of you with OLCI may be interested in the following announced today from the creditman website Pre pack deal saves jobs and protects courses at OLCI Construction Training May 6 2014 Allan Graham from KPMG Restructuring was appointed administrator of OLCI Construction Training on Tuesday 6th May. Immediately on appointment, the administrators sold the business to the group that includes Engineering Real Results Limited, which will deliver the ongoing training to students. All 77 employees transferred to the purchaser as part of the deal, which will a
  21. I sold a house which was part of an estate and for probate purposes, there are 2 administartors of the estate. When i sold the house, i was the only one who signed the agreement with the estate agents, plus i was living there at the time (but i hope that is not relevant). Once sold, and the probate solicitor completed everything, there was all but £100 left over which came to me as i had put in all the money with other estate matters. This meant that the estate agents bill was left unpaid as there was no money left over. Now the esate agents are only after me for paying this bill. But if
  22. Hello CAG, I'm a long time follower but first time poster. Firstly I'll give a quick background to the situation... My 15 year old son and my 13 year old daughter travel back on the train service that runs from Meldreth to Royston every day. The fare they pay is £1.20 each for a single ticket. They always have the cash on them to do this as I give them £10 every four days to cover it off. They were both issued with a Penalty Fare Notice by First Capital Connect on the 13th November for failing to present a valid ticket. This was because they were unable to purchase one at Meldre
  23. I previously had an account with Equidebt which I was paying. I then went through an IVA but was querying the amounts quoted by Equidebt which they claimed I owed, however as it was an IVA I was consistently told that they would only receive a fraction of the monies owed, so it did not matter. In any case the IVA failed due to the repayments becoming unaffordable. I have now received a letter from Cabot Financial stating that they have gone into administration and would like a breakdown of all the payments that I have made and exactly what I owe. This debt is go
  24. I have received notice from Cabot that Equidebt have went into administration, and yet they have Cabot have bought my debt? If they were in administration surely they wouldn't be able to sell their clients accounts?
  25. Hi, I'm hoping someone can offer advice or point me in the right direction to get some as I'm not in a position to pay solicitors fees. My ex employer refused to pay an Employment Tribunal award made last October so I instructed a HCEO to attend to recover my money. The HCEO attended on numerous occasions but was not successful. Yesterday I received a letter from them saying he contacted my ex employer via telephone last week and was told the company is in administration. They have attached proof of this. Today I contacted the administrators who told me I am an unsecured cred
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