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okokok

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  1. https://www.theguardian.com/money/2014/may/20/student-loan-erudio-under-fire It says here that the loans are cancelled 25 years after graduation or when the borrower turns 50, whichever happens first. 20 years is close to 25. Its a case then of losing all my credits. Waiting another 5 years and starting my degree from scratch. No, don't worry, not taking it personally, just pointing it out. Interesting to get other points of view. What has happened to the cancelled Link loan then? Which doesn't seem to be creating the problem. What happens after the 25 years as
  2. Thanks. What about 20 years later? and p.s. it wasn't that I disappeared, it was that the SLC did not send me out the deferral forms to fill out (which I believe they have been held accountable for running a shoddy show) and I was too ill to really have an awareness of it at the time. First I heard about there being a problem was from the debt collectors.
  3. the link loan has been written off then and is not causing a block to re-financing. Potentially, then the issue is one little old Erudio loan... I understand there are terrible situations that people go through, third world problems which always seem to outweigh anything most of us could imagine. But I am going to feel something I have never felt before and that is real anger and profound disdain towards the government for this. If you knew what I had been through, I think you would understand. To deny me of this opportunity, as I feel I am making some progress,
  4. I recall letters from thesis before link, the final letter is from link. That would at least explain a little more....
  5. They received 160 million from Erudio. That more than covers it However I can't seem to apply your logic, and I am sincerely trying. The SLC have said there is no debt outstanding because they sold it to Erudio. The SLC chose to sell it for a price they were happy with. I really don't understand this thought: "And I doubt removing the loan from their financial statements means that the loan is therefore no longer owed to them" The balance outstanding at the SLC is zero. I need the legal stuff I think as the SLC aren't going to tell me. It was a stupid system an
  6. I had a letter from link stating the account was closed and cancelled. The advisor also confirmed that the screen was showing it had been written off Erudio had not sent the final letter - however the advisor stated the screen showed it had been written off. That changed after I put in a formal Appeal in writing to SLC. Erudio now say the loan is outstanding but statute barred and they will not pursue it.
  7. That's ok There isn't much about this anywhere. I just can't accept that under the circumstances, this is applying the spirit of the thing correctly.
  8. Another way to view this, which is perhaps what you are getting at Ethel, is the loan ("loan" means a loan made under any provision of the student loans legislation) is an entity in and of itself and it doesn't matter who owns it - the obligation is to repay it.
  9. HI Ethel, no you have never trolled the troll posts have longed since been deleted, I was simply putting in a polite request for no more as I almost didn't come back for the support I need. My main purpose is to understand, so thank you for your input. The link is great. I think you have the gyst of the scenario. However technically, in this instance, SLC have been paid and the debt with them was settled by Erudio. Erudio are a private company with no connections to SLC. I don't see any difference with say if my friend had paid the SLC loan amount off. As
  10. Because I am about to be de-rolled from university. The issue is the SLC seem to be blocking me from receiving tuition fees due to the statute barred debt with Erudio. Therefore I hoped that by taking out a £100 loan, they may accept a full and final settlement in order to get the status to "written off" which apparently then allows the SLC to grant me funding. I am trying to move forward with my life and there are just endless roadblocks. This afternoon an Erudio advisor swore blind the status was "written off" and then when I rung again to ask for that in writin
  11. Polite request - please no more trolling or nasty, unproductive comments. I am having a difficult time with this. Thanks. Ok Further update here. http://www.legislation.gov.uk/ (They sent me this link upon further request of where the following legislation comes from - but I can't yet find it) "Eligible part-time students 137. (3) A person ("A") is not an eligible part time student if (b) A is in breach of any obligation to repay any loan". This is the legislation quoted to me to reject my application for tuition. I confirmed yet again with the SL
  12. Thanks for the PM. Very helpful
  13. I am still awaiting to hear back from Stage 1 Appeal process. It is still within the 15 working day target they aim to respond by. It is really affecting my ability to study, worrying that I may now be in serious debt. I am wondering if I should get in touch with an M.P over this issue and if there is any right way to do this. I am going to be derolled shortly if I can't get this fixed. Also would it be a conservative M.P I would raise this issue with or a labour/other? Thanks.
  14. It is stupidity beyond belief. And yet it goes on and on. http://www.independent.co.uk/environment/microplastics-microbeads-ocean-sea-serious-health-risks-united-nations-warns-a7041036.html I used to be really good at what I bought and recycled, now, not as much.
  15. Thanks for all the replies. There is a formal appeals process to follow. 3 stages if necessary. Hopefully it will be resolved at stage 1.
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