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  1. British Gas owner Centrica says it will shed 4,000 jobs by 2020 as it announces a big fall in operating profit. The group said that it was chasing savings of £1.25bn per year by 2020 and that this would likely see a "reduction in like-for-like headcount of around 4,000" by the same year. Some 65% of of the savings will be in operating costs and around £350m will be in the consumer division, which will see "further digitisation". There will be a further 1,000 roles created by 2020 across three departments, however. The announcement came as the firm reported its full-year res
  2. Hello all, Thank you for taking the time to read my post and any advice appreciated. My parents own a Chinese takeaway and live in the adjoining house next door. They moved in 17 years ago after the initial contact with British gas to inform them they have moved in (which I think I did for them as a teenager) they have not had much contact since and just paid bills as and when they arrived. Always assumed one meter for the takeaway and the residential house as they both share the same door number. In all truthfulness I think they probably knew that something
  3. Hi All I am enquiring on behalf of a friend, he took out a sky q subscription around 2 months ago and now needs to cancel all of his sky TV due to a cut in his benifits. is there any advice anyone can help ...he is worries that he will have to pay a huge bill to cancel something he can no longer afford thank you all cheers lets
  4. http://www.bbc.co.uk/news/world-latin-america-39311336 http://www.reuters.com/article/us-brazil-corruption-food-idUSKBN16R1MH Brazil meat-packing giants 'exported rotten beef' "They accuse more than 30 companies of a number of unhygienic practices. Among them are JBS, the world's largest beef exporter, and BRF, the world's top poultry producer." "They used acid and other chemicals to mask the aspect of the product. In some cases, the products used were carcinogenic," the police said. In other cases, potato, water and even cardboard paper was mixed with chicken meat
  5. Disabled man had a severe relapse last year after making a claim for ESA. The claim form was registered and begun in September and received when he was capable of finishing it and posting it in January. They have paid some of it. They are now stating that there is a 3 month cut off point that they will not back date. Because the delay was due to his disability, and the claim was started in September, is this correct? He is not trying to back-date it prior to September even though he was severely disabled then too...
  6. Hi, I was hoping to possibly get some advice. My kids where at a private school (fees paid till the end of the school year). Then this happens.. . http://www.shernoldschool.co.uk/118972__1.pdf and http://www.kentonline.co.uk/maidstone/news/shernold-school-inadequate-staff-checks-97172/ at which point we withdrew the kids from the school and moved them elsewhere. We have told the school that we where not happy (so have others) and we would not be paying the notice period (although the bill they have sent us appears to only be for half of the term Fas
  7. Hi, I am reaching out to you as I'm absolutely exhausted with the WCA saga and I would be grateful for any help, advice, guidance, support. I'll try and keep this short... Main medical conditions: - Postural Tachycardia Syndrome - its a rare conditions, but an accurate description of symptoms is listed here: potsuk dot org/symptoms (please note: to diagnose POTS the heart rate has to increase by 30bpm after 10 minutes of standing, upon test mine increased from 65 to 140, so its obviously a more aggressive form of POTS). - Ehlers-Danlos syndrome & Hypermobility (symptoms: ehl
  8. I have got a Mortgage with Natwest on a tracker rate, which tracks + 1.45 above Bank of England Rate. The Bank of England as we know has cut rates on the 4th of August but Nat West keep on charging the same amount, my payments haven't come down. Funnily enough I already had letters from a number of banks (inlcuding Nat West) telling me the interest rate on my savings accounts have been slashed. I called Nat West but was fobbed off with I would get a letter through the post, which I so far haven't had. But they still take the same amount of money for the mortgage of me. The latest pay
  9. The UK economy might be doing better than some, but given the state of Banks, i think we should be a little concerned. There have been reports that there has been an increase in people keeping large sums of money at home. The BoE has cut the base rate to an historic low today and is once again printing money to invest in various. When the central Bank has to print tens of billions, you know the economy is in trouble. http://news.sky.com/story/bank-of-englands-package-is-radical-stuff-10522411
  10. http://www.mirror.co.uk/money/denied-rightful-compensation--new-8544735
  11. Mobile phone users are increasingly being targeted by nuisance callers, new research from Which? can reveal. Seven in ten mobile phone users said they had received at least one unwanted call to their mobile in the past month. Despite the rise in such calls, many mobile phone users don't realise that they can register with the Telephone Preference Service (TPS). Only 3% of mobile phone users are registered with the TPS Which? has worked with the TPS to launch a brand new free text service which allows people to register their mobile phone numbers. You can register your
  12. Directors of the City regulator will hold crunch talks later about the imposition of a deadline which would draw a line under the £25bn payment protection insurance mis-selling scandal. Sky News has learnt that the Financial Conduct Authority (FCA) will discuss the merits of a so-called time-bar exercise as part of a scheduled board meeting. The board meeting will come ‎four months after the watchdog raised the spectre of a fresh deluge of compensation claims as a consequence of a landmark legal ruling at the Supreme Court last year. Bank executives have warned that
  13. today I arrived home to find a notice for my attention in the main foyer of my block of flats from the company who do my annual gas check service. They have turned off my gas supply at the meter because it is at risk as my appliances have been unserviced. My gas appliances were last checked in September last year (so ten months) and all was OK. I was told to expect to hear from them in August this year. They normally send out a letter a couple of weeks beforehand saying when they will be coming out. I have not had anything through the post. They usually stick a c
  14. The Financial Services Compensation Scheme (FSCS) was raised to £85,000 per account in 2010 following the financial crisis and specifically the collapse of Northern Rock. However, EU regulations mean that this amount is going to change, and it’s going to go down by £10,000. The Bank of England has announced that the Prudential Regulation Authority (PRA) is making changes to the protection under FSCS. For most savers currently covered by the FSCS, the existing level of deposit protection (£85,000) will be maintained for six months before changing to £75,000 from Jan 1 2016
  15. Last week yet another debtor appeared in court for cutting off a wheel clamp. In this case, a bailiff from JBW Group applied a wheel clamp to the debtors car in relation to a debt for council tax. The debtor 'claimed' that he thought that the clamp had been left on his car by a friend as a joke and accordingly, he used an angle grinder to remove the clamp. Clearly the court did not believe his story and after admitting causing criminal damage the court ordered him to pay £435 which was made up of a fine of £250, costs of £85, compensation of £75 and victims surcharge of £25.
  16. Just when you thought things couldn't get any worse.... An investigation by BBC News has uncovered several of the benefits under consideration for change: Industrial Injuries Compensation Scheme - could be replaced by companies providing industrial injury insurance policy for employees. Any that did not would become members of a default national industrial injuries scheme, similar to the programme for asbestos sufferers. DWP predicted saving - £1bn Carer's Allowance - this could be restricted to those eligible for Universal Credit. Leaked documents suggest about 40% of claimants
  17. Payday lender Wonga says it will cut 325 jobs - over a third of its staff. Wonga says 325 posts are set to go in teams that support the UK business, affecting offices in London, Dublin, Cape Town and Tel Aviv that currently employ a total of 950 people. The Dublin and Tel Aviv offices will close. Wonga's chairman, Andy Haste, said the business could no longer sustain its high cost base. Payday lenders have faced a slew of new regulation since last year. http://www.bbc.co.uk/news/business-31603152 Well, that's a start, just leaves the other tw
  18. Most of the major energy companies in the UK have reduced the time it takes customers to switch suppliers to 17 days. That’s down from five weeks last year but still short of the Government’s target of 24 hours. This means that the switch will take just three days, followed by the statutory 14-day cooling off period in which customers would be able to cancel the move. So far, The following suppliers are offering switching in 17 days: British Gas Ecotricity EDF E.on First Utility Good Energy Npower Spark Utility Warehouse GnERGY
  19. Is that exciting news! Is it hell as like seeing as Gas and Oil have dropped over 50%. Utilities companies are second only to banks in ripping people off. http://www.bbc.co.uk/news/business-30792208 Notice he hasn't said Labour 'will' give them the power if voted in. More political bull. So we can look forward to big reductions later in the year or next year. Lets remember what they have said above and ensure they comply.
  20. Our employer has cut our hours from 5 days a week to 2.5 days a week. This has been in place now since 1st August this year. The cut was due to a downturn in work and as things show no sign of improving i am wondering how long this can go on for and how long he can enforce this. I/we have accepted the situation as a temporary measure, but we have had no contact from our MD as to what his intentions are. I have been with the company for 10 years and presumably would be entitled to a redundancy payment but dont know how this works.
  21. Was on the radio today that the government are now going to severely cut ESA. Has anyone heard about this?
  22. Smart meters widely used in Spain can be hacked to under-report energy use, security researchers have found. Poorly protected credentials inside the devices could let attackers take control over the gadgets, warn the researchers. The utility that deployed the meters is now improving the devices' security to help protect its network. The discovery comes as one security expert warns some terror groups may attack critical infrastructure systems. Many utility companies are installing smart meters to help customers monitor and manage their power use and help them
  23. http://www.independent.co.uk/life-style/health-and-families/heavy-drinkers-to-be-offered-lifesaving-pill-that-helps-reduce-alcohol-consumption-9771600.html
  24. Hi i work as a contractor for a top TV/Broadband company , as part of my job i install tv telephone and broadband . For about 3 years my employers have paid me an extra £7 a job to help the customer set up an email address which then open the broadband to the web. I then check the speed is ok and all wireless devices work . Today i received a letter saying as from 1/08/2014 (tommorrow) they no longer require a speed test so will no longer be paying the £7 but i still need to do the rest as part of my job. In short i had a 20 percent paycut by post with under 24 hours notice i feel this
  25. Asking a couple of questions on behalf of a friend. She is disabled and rents a privately owned studio flat in a block owned by a private landlord. She has been on the waiting list with maximum points due to her disability for social housing for years but nothing suitable for her disabilities has come up and there are no other private rental properties suitable under the LHA where she lives. Currently she has two main problems. One is a current tenant in the block leaves her pushchair up in the downstairs hallway and refuses to fold it down. My friend is unable to get by it due to
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