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  1. http://www.bbc.co.uk/news/world-latin-america-39311336 http://www.reuters.com/article/us-brazil-corruption-food-idUSKBN16R1MH Brazil meat-packing giants 'exported rotten beef' "They accuse more than 30 companies of a number of unhygienic practices. Among them are JBS, the world's largest beef exporter, and BRF, the world's top poultry producer." "They used acid and other chemicals to mask the aspect of the product. In some cases, the products used were carcinogenic," the police said. In other cases, potato, water and even cardboard paper was mixed with chicken meat
  2. READ MORE HERE: http://www.thetimes.co.uk/article/scandal-of-war-vets-vanished-charity-funds-mjxnd79pw
  3. READ MORE HERE: http://www.telegraph.co.uk/news/2016/08/19/help-to-buy-isa-scandal-500000-first-time-buyers-told-scheme-can/
  4. Not sure if this is the right place for this. Perhaps it coul be moved if not. http://www.telegraph.co.uk/news/2016/08/21/treasury-and-banks-could-face-legal-action-over-help-to-buy-isa/
  5. Hi folks. I was wondering, out of interest, if someone could use the LIBOR scandal as a way of getting a default removed from their credit file? I've seen some responses from banks, when asked to remove a default, that they would not because they believed it was correct to place the default on the customer's credit file because it was "a true and accurate reflection of the customer's financial situation at the time", but surely it wasn't, if the banks had been fiddling LIBOR, as this affects credit card interest rates, loan interest rates, etc? Thanks for reading, ML
  6. VW shares are down 30% so far this week. Volkswagen is facing multiple investigations in the United States, including, reports say, a criminal probe from the Department of Justice. They follow an admission by the world's biggest carmaker that it deceived US regulators in exhaust emissions tests. A DoJ criminal investigation would be serious, as federal authorities can bring charges with severe penalties against a firm and individuals. Late on Tuesday, New York state's top lawyer announced an investigation. . I've said time and time again that there is nothing special ab
  7. http://www.bbc.co.uk/programmes/p02n2k4f
  8. dj1971

    HSBC scandal

    I am completely shocked to log into the forum and find that no-one has posted a thread or is discussing events now having been made so public around the HSBC scandal. This is a huge issue which effects us all. So why is no-one talking about it? DJ
  9. It will be years before the Payment Protection Insurance (PPI) mis-selling scandal is over, according to the chief financial ombudsman, Caroline Wayman. Complaints about the behaviour of banks and credit card companies who mis-sold PPI are still running at 4,000 a week, she said. However at the peak of the scandal in 2012 there were 12,000 complaints a week. Banks alone are now thought to have paid out around £22bn in compensation. In total, the Financial Ombudsman has dealt with 1.25m complaints - and that does not include complaints made directly to banks and cr
  10. Full story :- http://www.ft.com/cms/s/0/d9a294e2-fde7-11e3-acf8-00144feab7de.html#axzz362aCuOiZ
  11. Hello there! I'm new to this forum and would really appreciate some advice as I have exhausted Google/CAB! My ex employer is a massive public sector organisation. I am currently in the process of taking them to the Employment Tribunal. I won't go into too much detail about that for now as I think I've got it all in hand. Anywho, I made a SAR to my ex employer back in July for some of my HR record as it was necessary for my ET case. After a seven week delay (thats seven weeks AFTER the 40 day time limit) I finally received some of the information I had requested. I believe my co
  12. ICAP has been fined £55m by US and British regulators after admitting its role in the Libor-rigging scandal that has already seen three major banks pay more than £1bn in financial penalties. Staff at the London-listed broker set up by the former Conservative Party treasurer Michael Spencer were found to have provided false and misleading information as part of an attempt to manipulate borrowing rates. In internal communications, employees described Libor-submitters at some banks as “sheep” and took bribes, including champagne, dinners and even talk of Ferraris, from friendly traders to h
  13. Some of the written conversations between ICAP brokers and trader regarding the manipulation of Libor, published by the . US Commodity Futures Trading Commission. List here: http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=27
  14. Millions of bank customers could be entitled to thousands of pounds each in compensation for allegedly being mis-soldicon fee-charging current accounts. Around a third of customers with a packaged account, which cost up to £300 a year, fails to use benefits such as travel insurance, mobile phone cover and Breakdownicon policies that come as part of the deal. A fifth of current account holders have these packaged or perk accounts. Many were lured into opening them by branch staff who receive large commissions for meeting monthly targets that tie customers to a lucrative monthly banking fee.
  15. Damian Reece, The Telegraph's Head of Business, says the scale of fines awarded to banks will have an impact on their ability to lend money to consumers. UBS has swallowed a £940m fine after a global probe revealed its staff orchestrated the manipulation of benchmark interest rates. The extent of the wrongdoing was highlighted in a series of emails released by the Financial Services Authority (FSA), which showed how traders and brokers conspired to rig the rate and referred to each other in congratulatory terms. In this video, Telegraph Head of Business Damian Reece explains the impact th
  16. The Serious Fraud Office has confirmed three arrests over the fixing of the London InterBank Offered Rate (LIBOR). Three men, aged 33, 41 and 47 have been arrested and taken to a police station in London for interview in connection with the investigation into how LIBOR rates were manipulated. All three arrested are British nationals and were arrested at one residential premises in Surrey and two homes in Essex. The news comes just days after the Financial Services Authority (FSA) opened its consultation on how best to set LIBOR in future. It is also considering which organisations sh
  17. Hi there, I thought I'd let you know about my own consumer campaign against the evil Vodafone. I had my business phone stolen on the 1st of November... it's now the 30th and I've probably spent about 5 hours in total on hold to various elements of Vodafone that have fobbed me off, ignored me and even down-right lied to me about who is responsible for replacing the handset. As far as I'm concerned, I took out the account and the insurance with Vodafone so it's their responsibility to sort it out, am I wrong? If they've chosen to independently outsource their operations, without my c
  18. Rich Ricci, one of Barclays' top bankers, told MPs that the bank has fired five out of 13 people "disciplined" over the Libor scandal - but that many had already moved on. The bank is attempting to rebuild its reputation after being fined a record £290m in June for manipulating the London interbank offered rate (Libor), used used to fix the cost of borrowing on mortgages, loans and derivatives worth more than $450 trillion (£281 trillion) globally. After launching its own investigation, Barclays “terminated” five of 13 people disciplined, Rich Ricci, head of Barclays’ investment banking
  19. Hi not sure if this is the right forum or not. I am interested in signing upto the catalouge firm called betterware. manage without a car as a distributor.Just wondering how one could . as they tend to askyou to deliver the goods as well as the catalouges.
  20. Payday lenders regularly ‘lose’ cheques sent by customers to settle debts, forcing borrowers to pay even higher interest bills, Financial Mail has learnt. The tactic used by a number of payday loan firms aims to maximise profits by effectively locking in hard-pressed borrowers for extended periods. The ploy will heighten concerns over the sector, which entices desperate customers into taking loans with interest rates as high as 4,000 per cent. Paul Lynam, chief executive of Secure Trust Bank, whose Everyday Loans subsidiary frequently deals with customers seeking to cons
  21. Banks are facing another mis-selling scandal that could cost the industry £200m in compensation payments. The UK’s high street banks are in talks with the Financial Services Authority after one of the industry’s main suppliers of credit card insurance was fined a record £10.5m and told to pay what could be £14.5m in redress to its customers. The compensation relates to 300,000 customers sold insurance by Credit Card Protection. However a much larger number of credit card holders, around 4.1m were sold the CPP product by their banks. If each of the banks’ customers were to get the same l
  22. I just picked this up whilst browsing around....I'm told there are no copy-write issues from where I got this from. Thematic mis-selling is a feature of the UK financial services landscape. Past scandals include the misselling of personal pension plans, which is estimated to have cost the industry c£12b in compensation; the systematic mis-selling of payment protection insurance, which is now reported as likely to give rise to c£5b of payouts in redress. The sale of interest rate swaps and hedging products in 2007 and 2008 by a number of major high street banks look set to be the nex
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