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  1. I'm not sure if this is the correct place to put this on so Mods, please feel free to move. I lost my permanent job late in 2016. Being older (almost 60 at the time), I've found, like many others in my age group that it's almost impossible to find a job. I was asked at the Jobcentre if there was anything I could do to become self-employed. I am a good pianist and had been working towards getting my Diploma after an exam break of 40 years, thinking ahead to when I retire. I am one of the women caught in the 50s trap, no husband and a son who's still recovering from a recent kidney
  2. Can you rejoin the scheme if you come off it? Is there a time period to wait before rejoining because of circumstances?
  3. From May 20th 2018 - TL and GN started running a new timetable which was much publicised. However for 2 months they had severe operating issues which fell below the usual standards of service that is expected. A statement can be found below; Millions of people will have been affected by this - Whether you are a tourist or a regular season ticket holder then you will have had to endure persistent overcrowding due to cancelled trains / revised trains, lack of rolling stock / trained drivers, etc. Thameslink and Great Northern are offering up at a maximum of 1
  4. Justice Secretary announces victim compensation scheme review, scraps unfair rule READ MORE HERE: https://www.gov.uk/government/news/justice-secretary-announces-victim-compensation-scheme-review-scraps-unfair-rule
  5. Is housing and council tax benefit available for properties under the lift scheme shared ownership with part owned by the government?
  6. Hi, I have today received a Claim Form from BW legal. The Particulars of Claim read as follows: 1.The Claimant's Claim is for the sum of £100.00 being monies due from the Defendant to the Claimant in respect of a Parking Charge Notice (PCN) issued on 01/04/2016 (Issue Date) at 13:38:43 at Smyth Street - Wakefield Anpr Vcs Scheme Std (60-100). 2.The PCN relates to xxx under registration xxx. The terms of the PCN allowed the Defendant 28 days from the Issue Date to pay the PCN, but the defendant failed to do so. Despite demand being made the Defendant has failed to settle
  7. Windrush compensation scheme consultation launched READ MORE HERE: https://www.gov.uk/government/news/windrush-compensation-scheme-consultation-launched
  8. Hi, all and thanks for any advice in advance. Mum signed up to have wall insulation done in her dormer house, room in roof. the initial surveyor said that the walls under the windows would be insulated from within the roof space(behind the walls) and the cheeks, sloping roof section, would be insulated with over-boarding to the floor and would it be ok for the skirting boards be removed and we fix them after. also part of the roof to be over-boarded too. we agreed to this. it was then passed to a different company to do the install. no other survey was done. or contact made till
  9. Home Secretary launches Windrush compensation scheme call for evidence READ MORE HERE: https://www.gov.uk/government/news/home-secretary-launches-windrush-compensation-scheme-call-for-evidence
  10. I purchased a phone case from the company Spigen through their eBay store on 6 November 2017. Over a month ago, I discovered there were cracks on the back of the case. Neither the phone or case have had any form of impact since purchase. I contacted Spigen and asked if they are able to help. They refused because I was outside of their three-month warranty, and offered me a 'slight discount' from any new purchase. I explained that I am covered under the Consumer Rights Act 2015, but they continued to reiterate that they cannot help. The company has also refused to use an ADR scheme.
  11. Hi everyone. I'm a new member on here. I came across the site when researching tenancy deposit schemes and I've read through several threads but can't seem to find and guidance in relation to my particular problem. Briefly, in September of last year I agreed to rent a property with a private landlord. I had a few concerns about the property but the landlord assured me they would be dealt with once I moved in. But I needed somewhere to live quickly and my mother paid the deposit. The rent was to be paid by housing benefit. There was mould throughout the property, there
  12. Hello I'm hoping I can get some help/advice please. Two days ago I received a PCN from Kingston Council stating that I had committed a moving traffic offence for contravention 52 - failing to comply with a prohibition on certain types of vehicle. The alleged offence happened on 17/11/16 and the PCN was dated 25/11/16. They have supplied 4 CCTV pictures which show my car in colour in 3 pictures but you cannot read the registration. The fourth picture is blacked out and clearly shows just my registration number. The road traffic signs are in the pictures but the
  13. http://www.itv.com/news/border/2017-04-12/thousands-lose-cars-due-to-change-in-disability-benefits/ However, many of these people will have received Lifetime awards on the old DLA system !! It makes no sense at all.
  14. READ MORE HERE: https://www.gov.uk/government/news/war-pension-scheme-payments-increases-from-april-2017
  15. Apologies in advance if this is a dumb question. I worked for a company from approximately May/June 1990 to around March 1992, during which time I had contributions into their pension scheme deducted from my pay. I've just reached 65 and am now receiving my state pension and idly wondered what happened to those contributions, whether it would be possible to get those back, or if I could now legitimately claim a pension (however tiny) from that company? Or is it the case that I've effectively kissed that money goodbye? Any assistance or pointers in the right direc
  16. READ MORE HERE & DOWNLOAD GUIDE: https://www.gov.uk/government/publications/mod-referral-scheme-a-guide
  17. Eaga plc that runs Warm Front is giving me a rough ride. They are denying me, heating improvements under the Govt scheme. The boiler is a floor standing Potterton Kingfisher RS50 installed when the flat was built in 1963. The Assessor took a glance at the boiler and told me that it is too old and promised me that the boiler will be replaced. He gave me a glossy brochure about the steps they will take to make improvements such as replacement boiler. The Assessor asked me to sign a Client Declaration. I trusted him and made the mistake of signing it without reading. He told me that I w
  18. Hi guys, I'm currently self employed, and applied for a property form midland heart on the intermediate rent scheme as im trying to save for a mortgage. I went through all the process, providing a guarantor etc and was meant to move saturday just gone, may 14th 2016. Midland Heart came back to me and said, they cant do the move because they dont allow guarantor on this scheme yet, I was told I needed one and paid for the referencing via homelet. This is the day before I was due to move. Homelet sent back my income as 0, as ive been unemployed for under 12months. Homelet s
  19. I have been in my current flat for 9 years and currently I get all my rent covered by housing benefit. However this year the landlord decided to make things difficult and my terms are changing. Extra £20 a week rent. New guarantor required even tho I dont have arrears or ever had arrears. Without this 3 months rent paid in advance. Early termination fee payable in advance So to renew I need this amount of money. £1245+£495 up front and extra £20 month rent. Council and charities have confirmed housing benefit will not cover extra rent, in fact I actually already get
  20. READ MORE HERE: https://www.gov.uk/government/news/enhanced-learning-credits-further-and-higher-education-scheme-changes More information on the Enhanced Learning Credits Scheme is here: http://www.enhancedlearningcredits.com/
  21. Hi Bakatcha, The reason why I am contacting you is connected with my own dilemma with INGEUS!! I have been out of work for sometime & it's tough. The job centre has placed me on a mandatory work program with INGEUS & sadly it's lasted longer than expected. My advisor is using unorthodox ways to find work for me and somewhat intrusive. My advisor thinks it's a good idea if he watches me use the computer when I search/apply for jobs and he also wants me to possibly visit INGEUS on a daily basis. He also thinks it's a good idea if he applies for vacancies
  22. Hi, I moved into a one-bedroom rented flat at the end of December and got my first electricity bill toward the end of January, totaled at approx £180. I knew I had used the heating a bit excessively over the past month as January was cold, however I was still surprised to see that I am charged £140 for heating only (at around 10p per kilowatt). The other thing was that I am charged with two standing charges - 25p/day for electricity and 75p/day for "Band 5", which I found goes to the developer of the building and is based on the size of the property. This means that I have to pay £30 a m
  23. Hi, I have received a letter today from Npower. "Your Payment scheme hasnt been set up correctly. We've tried to call you to explain an issue with your account setup. Unfortunately, due to a system issue, we were unable to set up your payment scheme correctly, so you've only been paying for usage on one fuel." I phoned the customer number, on hold for 30mins. She has said I have not payed for gas from 01/01/2014 - 25/01/16. I'm afraid I wasn't brilliant on the phone and wasn't sure what to ask. I am on a Price Protector December 2017 dual fuel setup which is paid
  24. MOD Referral Scheme to help service leavers get accommodation. Information about the scheme to assist eligible service leavers to get accommodation via housing associations. The MOD Referral Scheme is coordinated by JSHAO to assist some service leavers to get accommodation via housing associations. to be eligible their is a criteria. Read More Here: https://www.gov.uk/government/publications/mod-referral-scheme-a-guide
  25. The UK Government has taken action to ensure remote homes and businesses can access its promised basic 2Mbps broadband service In a bid to deliver on previous guarantees it has made about affordable broadband access, the government will offer subsidised satellite dishes to some of the most remote areas. The scheme will be administered by local authorities. Homeowners and businesses within eligible areas will receive a voucher code to provide them with a free satellite dish and in some cases installation, as well as reduced 12 monthly subscription costs from partnering satellite
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