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Lady Python

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About Lady Python

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  1. Well, I had my meeting at the JC yesterday - and got the most obnoxious man I've met for a long time. He was bordering on being downright nasty. He was of no help at all except to arrange a meeting on Thursday with my usual work coach (thankfully, a nice person) so not much happening until then as far as the JC goes but will be seeking legal advice tomorrow again (they want to know what's happening too). Had a meeting with our rent officer at the Council. As soon as we mentioned the MIF, she rolled her eyes. She was saying she has another tenant in exactly the same boat as us justnow and has had many more caught out by the MIF so we're not alone. TBH, she was brilliant and did a lot to allay my fears. I question the legality of the JC insisting I remove my website and, since it's paid up to December not sure how I'd do that anyway. It does not belong to them - it is my property and belongs to me, so technically they have no real right to tell me what to do with it (in an ideal world). Forcing the issue is, in effect, blackmail which I thought was illegal in this country (but hey, it's the government and they seem to be able to get away with anything). I need to keep the roof over my head and they know they've got me over a barrel on that one and so, for the time being I will have to comply. However, as soon as I can get a job, or more likely my son does, they can stick their UC where the sun don't shine (yes, my back's up) and I will continue with my business on my own at my leisure as it will then have nothing to do with them. The comforting thing that did come out of my meeting with the council is that there are many others who have been bitten by this glorified $-c-a-m. On our own, we are one voice. Together, we could be quite formidible so I'm looking at ways on how to contact these people. Until people stand firm and challenge these ridiculous - and cruel rules, things will never change. I'll update again later.
  2. We looked into this a while ago but decided against it as it would be doubtful if I could have been classed as a carer. Now that my son's been transplanted and so far, so good, my son is hoping to be able to start work in the summer. He is applying to become an auxiliary nurse, hopefully in the renal unit he's familiar with so that will help financially a lot. I've been applying for jobs since before Christmas and, as usual, get turned down or don't even get put forward for interviews. employers don't want 62 year olds. This is a real bone of contention with me. I should have retired over 2 years ago but the last Labour lot increased the retirement age to 66 for women. I am one of those caught in the 50s trap. Single women like myself (widowed in my case and my late husband left us in dire straits) are the forgotten ones. We don't have a man at our backs to support us nor big, fat private pensions but get treated as if we were youngsters and physically capable of doing things we did 30 years ago, which most of us are not now. Don't get me wrong, I'm hardly the granny with the shawl type and don't look or act my age but the minute would-be employers guess the age group, they don't want to know - that's IF the agencies, which most jobs are through now even bother to read older jobseekers' CVs. It's just a shame my music business hasn't worked out and it's not for the want of trying
  3. My son and I have been discussing just that. However, the JC want me to prove if I kill the business through HMRC and by killing my website. As far as I can see, my website is my own, bought and paid for by me and they have no right to tell me to kill it and prove it. In anycase, that would probably be quite difficult. I know the NEA scheme is being revamped and one of the things in the pipeline is to increase the 12 months MIF to 24 months which is more realistic for anyone starting a business but, for now, that is not going to help me. Even under UC, you can work 16 hours a week but must declare any earnings you make and it is deducted from the amount of UC received. I really wanted the music business to succeed but there's been so little interest. People are looking at my website but no further response. We even, before my son got his latest transplant at the end of November leafleted a whole housing estate. Not one inquiry came from that. I get worried when two factions who are supposed to be working together don't. That is, the NEA and the JC. Neither seem to have a clue about anything and can't even agree on dates. Where does that leave people in the same situation as me - in the wilderness. I have been seeking legal advice and even lawyers are at a loss. I have a meeting with the JC later this afternoon. It is with a different work coach so I'll wait and see what he says. I'll let you know later when I come back and thank you for your response.
  4. 271 views and not one reply? Seems there's a lack of information on the NEA scheme everywhere I look. Is it because this scheme is so flawed and dangerous? Begs the question that any negative feedback is being suppressed by the government? I need to find other people who have fallen foul of this scheme. If anyone knows of someone, please PM me.
  5. I'm not sure if this is the correct place to put this on so Mods, please feel free to move. I lost my permanent job late in 2016. Being older (almost 60 at the time), I've found, like many others in my age group that it's almost impossible to find a job. I was asked at the Jobcentre if there was anything I could do to become self-employed. I am a good pianist and had been working towards getting my Diploma after an exam break of 40 years, thinking ahead to when I retire. I am one of the women caught in the 50s trap, no husband and a son who's still recovering from a recent kidney transplant. Life is not easy for us Anyway, I got approval from the NEA to start a teaching business. To date I have not had a lot of interest despite advertising, my website, leafleting doors and anywhere else I can push my business. Just two adult students since I launched on 3rd January 2018 and I didn't get them until October. It seems the NEA and the Jobcentre don't communicate very well. The Jobcentre has taken my start up day from the 18th November 2017. The NEA says I started trading on the 3rd January 2018 which is the date I launched the website and my business. I now get £0 in Universal Credit, the reason being they are using the Minimum Income Floor of £1092 per month which is based on best case scenario estimation. I thought, fine, I don't get a penny from them but what I didn't get told is that my rent (council) wouldn't be paid either. This MIF is a hypothetical figure. Even from when I put in the business plan I have had to drop my prices to £10 for half hour and £19 for a full hour. This week I will earn £10 as one of my students can't come for personal reasons. You can imagine my shock to find out the last payment the council received was on the 11th December 2018. I am now in serious danger of losing my home and my son and myself being thrown out into the street. I am 62 years old and my son is, as said earlier, still recovering from a kidney transplant which has not gone particularly smoothly. I am really at my wits end. Something I thought would put us on the path to a better and more stable future has turned into a nightmare and I've done nothing wrong. I was given a hard choice by the Jobcentre. Either give up my business which I've worked hard to promote and prove I've done that (how do you kill a website - I've already paid for the website and domain for a year, that doesn't end until December this year) and let down my two students, one of whom is very good and practising for her Grade 1 exam later this year or claim UC and completely kill the business. Not knowing that my rent was not going to be paid, I chose to keep on my business as I know it is the type of thing that will take time to build. A year (in my case less) is not a long time. The Jobcentre has now closed my UC claim but I have until May to reinstate it. I have gone without, don't go out or do things other people do. I have been trying to get a job, either part or full time to help things out but get turned down constantly, usually by the agencies who come up with one excuse or another not to put me forward for jobs, the latest excuse being I haven't worked in an office for a year! 45 years experience as a secretary, often working at Managing Director level doesn't count. I met last week with a representative from the NEA who didn't really seem to know why the MIF is playing such a big part in this or even why it's stopping me getting UC to top up my earnings. One can work 16 hours without losing UC or if working 30 hours, similar to the old Working Tax Credits which even applies to self-employed people. These are the people promoting this ghastly scheme and if they don't know how are the rest of us supposed to know? I spoke with the benefits office (their call centre in Scotland) on Friday. Lady there said I would have to get a Mandatory Reconsideration but that could take weeks and may not even be successful. I just tried to reinstate the UC claim - supposedly a one click operation. No, it isn't. Question upon question regarding employment if you work for a employer but absolutely nothing related to being self-employed (I have not completed these questions as they were ambiguous). The Jobcentre advisor I had (or have) is a very nice person but came across as not knowing that much about the NEA scheme (which is run by Pinnacle People). I feel I have been lied to and misled and I'm sure I'm not the only one. From what I've gathered so far, it would seem that if I had started up my piano business on my own, without the NEA scheme I could have declared it to the Jobcentre as casual earnings and they would have simply deducted what I earned from my UC payment. Why there is such a difference between this and being self-employed via the NEA Scheme just doesn't make sense. I hope someone sees this or knows of someone who has gone through this that can point me in the right direction. I'm sorry this post is so long but I really am at my wits end to the point it's making me quite ill.
  6. I thought that too but wanted someone in the know to confirm it. I shall phone him now and let him know. Many thanks for your reply
  7. I have a question for you lovely, knowledgeable people. My brother phoned me this afternoon, quite irate. He had gone to his local Nationwide Branch to pay money into the accounts of our young nephews whose birthdays are coming up shortly. It was £25 into each account. This is something my brother has done for years. He is not on the internet as he refuses to get a PC. Long story short, teller refused to do this and all but accused my brother of money laundering - infront of other customers. She did say that if he'd had his passbook with him there wouldn't have been a problem but he's done this before many times and has never needed his passbook to do it until today. He's fuming and wants me to draft a letter of complaint for him. I want to know if you think the teller was right or wrong. As an aside, he's been with this branch for 50 years so not someone they don't know.
  8. Lowells have won this one by default - and it is my own blasted fault. Looking through my letter rack, there I found a Notice of Allocation to our local Court. It is as Lowells said but still no notification yet from the Court, which I would have thought there would be. How on earth I could have been so careless I don't know except I've been under a lot of pressure and stress this year. Still, no excuse for being stupid and careless with something so important. What's more than likely happened is I looked briefly at the letter and stuck it in the rack to deal with later - and clean forgot about it. Not sure what to do now as I just haven't got the guts of £2000 to pay them I'm sorry for wasting all your time but thank you for trying very hard to help.
  9. Yes to both and they both went Recorded Delivery.
  10. I wanted to contest this and stated on the N180 form that I wanted the case heard in my local County Court. Sent off the N180 by Recorded Delivery and that was the last I heard until last week. Northants Bulk better have a good explanation of why I have never been notified.
  11. Can't get an answer from Northampton. Tried both numbers unsuccessfully. Checked their opening times and noticed quite a few Google reviews - all bar one are bad with people having the same problem - the phone not being answered. Rings so many times then cuts off. Re-read Lowlife's letter. Forgive me if I am wrong but I would have thought their letter would have stated which Court this "judgement" was given by, i.e. something like "Judgement was passed against you at (Whatever) County Court on whichever date". It doesn't. Just the date alleged judgement was supposedly made so I don't even know where this case was allegedly held. Will try phoning Northampton again tomorrow.
  12. Thanks Andy. It will be interesting to hear what they have to say. I will use my mobile for that call as it records all calls in and out. Will let you know what they say on Tuesday.
  13. No Andy. I was very busy all day today so it will have to wait until Tuesday (Bank Holiday Monday - I almost forgot about that). This might sound really stupid but what do I ask them?
  14. It is very strange indeed. On the N180 I requested that the case be heard here, in my town. If memory serves me correctly there was a date on it - 4th July (stuck out because that's the American Independence day) that if Lowells hadn't paid the fee by that day, I would not hear any more, but as I said, if memory serves me correct. I have worked closely with legal some years ago with a job I did for our Council. Nearly all Court cases were scheduled within 3 months and the judgements issued within 3 weeks. I could understand perhaps not receiving a Summons or a Judgement but not both going missing. I also know our postman is extremely reliable and if something needs a signature, if he can't get me or my son, he makes sure he leaves a postcard and if we see him in the street will ask if we got whatever it was. We'll see what the next few days bring. Something's very definitely not right here.
  15. Exactly as I thought. I would have thought the Court, whichever one it might have been would have written with their judgement. Not so much as a whisper. Interestingly, I checked my credit rating today - and nothing on there about any CCJ. Odd too that the only correspondence has come from Lowells unless something comes in from the Court in the next few days. dx100uk. I don't have anything else with Provi or any other dealings with Lowells. I'm thinking it stinks to high doh. I have had no Court notifications of any kind and I would have thought I would have heard something from the Courts by now, but no, nada. Just Lowell's letter this morning. I'm of the opinion to do nothing until such times as I hear from the Court - or a CCJ appears on my credit rating. I would take anything Lowells says with a big pinch of salt, hence I'm not overly worried. In any case, even if there was a CCJ against me, at my age, the likelihood of applying for a mortgage is nil and if I want to buy something, I save up for it.
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