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Found 25 results

  1. From their website: "Charged to cover the administration of issuing an arrears chase letter." - Outgoing arrears letter I'm not condoning missing mortgage payments, but surely £27.50 is a lot for a one-page (presumably computerised) letter and envelope being sent out? I think this has been covered previously (in 2011) but I'm not sure of my best course of action. Or whether I have a claim at all? Can anyone help me? I have received 2 of these letters in the last fortnight alone. £55 is hard to take for 2 sheets of paper and 2 envelopes! This figure is clea
  2. Hello, I have the following issue and was wondering if someone could help me figure out what I should do: CRS (Credit Resource Solutions) are txting me every day regarding a very old debt (but not older that 6 years) to a payday loan company Pixie Loans. They only text, never call and I never received any letters via post, I think they don't know my address as I have moved. They are threatening with court actions and CCJs. And told me that they have sent me a letter but I never received anything apart from regular texts. Is there anything they can really do,
  3. OK last year i set up a monthly DD to pay my car road tax. This has been paid every single month and i have never missed a payment. At the beginning of April i received a letter saying my car was not taxed the letter was dated around the middle of march. I checked my bank and found the DD for April had been paid so i assumed it must have been a mistake. I just received a second letter telling me my car was not taxed so this time i checked online and it shows my car as being not taxed. There is no reason why my car tax is not taxed. The monthly DD is still being paid and has never fa
  4. The following is from the BBC News today: http://www.dailymail.co.uk/news/article-4057088/Car-clampings-double-tax-discs-axed.html
  5. People moving house will be able to easily compare broadband speeds at different addresses before buying for the first time under government plans Internet firms will be ordered to hand over data on broadband speeds for individual addresses rather than just geographical areas under changes contained in the Digital Economy Bill. It is hoped the move will encourage price comparison websites to create easy to use searches of broadband speeds at different properties. Currently, if a house-hunters wants to check how quick broadband is at a property of interest they must individ
  6. Hello all, I am using BTHH5 and every night my broadband is dropping from 35MGB to 3-4MGB after 7pm. I am having a nightmare with BT understanding what I am trying to tell them and have an Engineer coming out tomorrow morning to look at the fault. The problem is, the broadband will be fine when they come out to look at it. Does anyone have any idea how to fix this? Ryan
  7. Ebay has decided in its wisdom to allow a link through advert for Ocean Finance in every UK listing. In the name of making a small amount of money they have done something that will cause insult to every catholic and moslem customer by forcing each seller to display an advert for a company that under the doctrines held by both religious groups is promoting ursury and forbidden. As this covers more than half of the world's population I really hope they have thought this one through as I cant see the benefit of upsetting that many people and breaking the law in many countries from as near as I
  8. Hi, I have searched the forums for a couple of hours trying to get my head around the next step to take in reference to my letter titled: "Notice of Allocation to the Small Claims Track (Hearing)". Copy of letter [ATTACH=CONFIG]59738[/ATTACH] The case is regarding a landlord who took close to 2,000GBP without a signed contract in place and refused to refund my money. I never received the room or anything in return. Question I have (Sorry if they seem obvious, I haven't been to court before and I have searched for a while trying to find the answers) 1) Is this ca
  9. The Student Loans Company (SLC) is overcharging almost 80,000 graduates by ten per cent every year – leaving them £580 out-of-pocket each time. Automatic income contingent repayments (ICR) begin when a graduate begins to earn over a certain amount of money once they complete their studies. The repayments are collected through the UK tax system where borrowers remain in the UK. However, as the SLC only receives information from HM Revenue and Customs (HMRC) about what customers have repaid once a year – after employers have finalised their annual tax returns – there is a ‘time
  10. Used to just get an email when someone replied on a thread I posted on, and then wouldn't get any others unless I visit the thread again, and then someone posts another reply. But now, I am getting emails for every thread update regardless if I have visited it recently or not. Resulting in 8 emails within an hour just on 1 thread. Is this something changed recently?
  11. Asked if I could pay an old vets bill in three stages only to be emailed by DCA who had added another £70 but offered to take off £30 for an unposted letter. They addes £40 for the first letter. I did not think they could do this. Am I wrong?
  12. Brighthouse targets the lower income families knowing that is a captured customer base. Because they have a captured customer base, they can make big profits by offering low weekly payments, which makes the offers look attractive and affordable, coupled with a very high interest rate. If we take just one item, a Sony PlayStation 4 with a few games, Brighthouse price on extended payment terms £1,352, elsewhere buying the PlayStation and games separately, £449 or less, a difference of £903. You can buy a nice little car for £903. Think about it.
  13. A friend's car is being fixed due to an accident that wasn't their fault. They have been told by the garage fixing the car (referred to by the other party's insurer) that they cannot have a courtesy car unless they agree to drive it every day. Further that the car has a tracker that will check this. Their own insurer has confirmed this. I can't find any info about this by internet search. It seems bizarre and unenforceable to me. The friend has been separately advised to simply hire a car from elsewhere that doesn't have this restriction. This sounds like reasonable advice.
  14. Hi, Firstly, sorry if this is the wrong section. I wasn't sure if it should go in the retail forum or not. Earlier this year I (an individual) entered into an agreement with a company whereby I rent a web server from them. At the time of entering the agreement the Distance Selling Regulations (2000) were still in force. There was no minimum term to this contract, and there's no obligation for me to renew at the end of each renewal period. I make manual renewal payments each month by logging into their website, and clicking 'Renew' next to the relevant service. The expiry da
  15. I have had a sim only account with vodafone business for about 15 months now. The bills have been incorrect for at least 7 of those months. I stupidly agreed to another 12 months contract around 3 months ago, but I really cant afford to be spending 20-30 minutes on the phone each month sorting out their mess. When I signed up originally, I was given 12 months free spotify. After 6 months, I started getting charged £10 a month. Each month, I would ring up, have to explain everything again, and they would put a £10 credit on my account to cancel out the charge. Each month I was promised it
  16. I own a Vauxhall corsa vxr nurburgring edition. Vauxhalls flagship. the car is 2 years old on a 62reg the mileage is 4000 car cost is £18k I started to notice a clunk from the gearbox I went to my local Vauxhall dealership in July .Penfolds Lewisham South East. and Left My Car In Penfolds Repair Garage to be Diagnosed. I got a call the same day from Chris the service desk at penfolds and he told mey car has low compression cylinder 4 and a Vauxhall engineer has to be send out to inspect my car. and penfolds was sure is was due to engine remap
  17. Long/short story. Got a new advisor, and she was awful. Putting me down, being rude so I complained. She also tried to sanction me because she said she didn't think I was trying hard enough. I have dyslexia and struggle with writing. And she said me written job search wasn't good enough. I'm not sure if I will lose my money or not. Anyway - after complaining to the manager, the manager wanted to sit in on the meeting. She did. Well because I have removed access to my universal job match they are not making me email every day showing what I am doing. Are they allowed to do thi
  18. hope every body is doing alright! I am new to this webpage, after discovering it exploring the depths of Google. I hope to find a lot of new friends here and help or be helped on some tricky situations. have a good day!
  19. Peter and Judith Lewis were left humiliated when they tried to switch to a better current account deal as Nationwide turned them down, due to a bad debt, despite the pair never having had any money troubles. I rang the credit reference company and said: “You’ve libelled me.” We were so angry with them. Read More
  20. Hi, When I moved into this property, I had to pay $45 for a credit check and referral check to start the residency. Since then, every 6 months, to renew the tenancy (6 month fixed AST) they charge me the same over and over again for credit checks and reference checks. Can they keep on doing this? 1) THere is no evidence on my credit report that any checks were carried out 2) The references I gave them confirmed that they've never been spoken to about the tenancy at all I'm just getting prepared to argue this, as I'm almost certain that they will come back and tell me
  21. I have a long standing agreement with a company called Rockwell over a credit card debt to HSBC. I have made every agreed payment which is only £1.00 per month. This agreement has been periodically reviewed and as my circumstances have not changed the agreed payments have continued. In the last three weeks I have received a letter every day (except Sunday) from them requesting a financial statement these letters have become more and more threatening with legal costs, court etc etc. I remember reading on this site a while ago that a financial statement can only be requ
  22. This equates to almost half of the daily total mail deliveries http://www.dailymail.co.uk/news/article-2232540/An-avalanche-junk-mail-Nearly-half-daily-postbag-direct-marketing--Royal-Mail-wants-more.html
  23. Grievances about Lloyds leap 145% from January to June compared to last year Read more: http://www.dailymail.co.uk/news/article-2196652/Customers-complain-Britains-biggest-banks-SEVEN-seconds--Lloyds-worst.html#ixzz25DuEhnXG
  24. Credit card lending has contracted by the biggest monthly amount since 2006, Bank of England figures showed today. Borrowers appear to be finally paying down some of what is owed on plastic - but the figures appear to show a switch to more borrowing on loans. And it also unclear how much of the fall in card borrowing is down to banks merely writing off the money. Separate Bank of England data shows an average £6million has been written off every day this year. Read more: http://www.dailymail.co.uk/money/news/article-2152127/Credit-card-lending-plummets--banks-writing-debts-worth-millions-
  25. According to a report following FOI requests to 71 councils. http://www.dailymail.co.uk/money/cars/article-2149731/A-parking-fine-handed-4-6-seconds.html
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