Jump to content

Search the Community

Showing results for tags 'society'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • The Consumer Forums: The Mall
    • Welcome to the Consumer Forums
    • FAQs
    • Forum Rules - Please read before posting
    • Consumer Forums website - Post Your Questions & Suggestions about this site
    • Helpful Organisations
    • The Bear Garden – for off-topic chat
  • CAG Community centre
    • CAG Community Centre Subforums:-
  • Consumer TV/Radio Listings
    • Consumer TV and Radio Listings
  • CAG Library - Please register
    • CAG library Subforums
  • Banks, Loans & Credit
    • Bank and Finance Subforums:
    • Other Institutions
  • Retail and Non-retail Goods and Services
    • Non-Retail subforums
    • Retail Subforums
  • Work, Social and Community
    • Work, Social and Community Subforums:
  • Debt problems - including homes/ mortgages, PayDay Loans
    • Debt subforums:
    • PayDay loan and other Short Term Loans subforum:
  • Motoring
    • Motoring subforums
  • Legal Forums
    • Legal Issues subforums

Categories

  • News from the National Consumer Service
  • News from the Web

Blogs

  • A Say in the Life of .....
  • Debt Diaries
  • Shopping & Money Saving Tips
  • chilleddrivingtuition

Categories

  • The Youth Academy
    • The Youth Consumer Service
  • Miscellaneous

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


About Me


Location

  1. Older home-owners are being given more borrowing options, as a building society launches a new range of retirement interest-only mortgages. Leeds Building Society said it is entering the market, with the new deals initially being made available through brokers. Interest-only mortgages allow people to make regular interest payments on a loan, without paying off the loan itself – but the capital must be eventually paid off. Leeds’ new mortgages are being offered to borrowers aged 55 to 80. https://uk.yahoo.com/finance/news/interest-only-mortgages-lasting-retirement-230100829.
  2. Older home-owners are being given more borrowing options, as a building society launches a new range of retirement interest-only mortgages. Leeds Building Society said it is entering the market, with the new deals initially being made available through brokers. Interest-only mortgages allow people to make regular interest payments on a loan, without paying off the loan itself – but the capital must be eventually paid off. Leeds’ new mortgages are being offered to borrowers aged 55 to 80. https://uk.yahoo.com/finance/news/interest-only-mortgages-lasting-retirement-230100829.
  3. I have only just discovered this site since having 8 properties taken over by LPA Receivers. I am desparately trying to find out what to do next. I read that I can make an Application to Court to get control of sales. Please is there an expert who can tell me how to word tha application? I am scared of making an awful situation even worse if that is possible!!!
  4. From their website: "Charged to cover the administration of issuing an arrears chase letter." - Outgoing arrears letter I'm not condoning missing mortgage payments, but surely £27.50 is a lot for a one-page (presumably computerised) letter and envelope being sent out? I think this has been covered previously (in 2011) but I'm not sure of my best course of action. Or whether I have a claim at all? Can anyone help me? I have received 2 of these letters in the last fortnight alone. £55 is hard to take for 2 sheets of paper and 2 envelopes! This figure is clea
  5. HI there I'm wondering if someone can point me in the right direction please. I'm in the early stages of reclaiming my PPI back on my Yorkshire Building Society mortgage, which was taken out in 2002. I have all my mortgage statements except the one for 2012, which I requested from them yesterday and they're going to send me. My main question is which of the 4 spreadsheets is the right one to use? I'm thinking it's the first one (StatIntSheet v101)? The PPI payments are paid monthly, but the amounts paid each month differ from year to year. Thanks in advance for
  6. Disabled people 'left behind in society', report finds READ MORE HERE: http://www.bbc.co.uk/news/uk-39458672
  7. Many are concerned with how British society is changing. Whether our area of concern is governments program of austerity, cuts to disability benefits, the renewal of trident, tax avoidance/evasion, brexit, the annihilation of the NHS as we knew it, with allegations of government plans to privatise our NHS, media bias, climate change, or any other concern, attack, insult, demean, demonise and discredit "the enemy" (those who do not agree with every word we say) seems to be the order of the day. We call ourselves a democratic nation, but a single episode of PM's questions would bring that a
  8. Last year I signed up for a £1 Gourmet Society membership trial offer for three months. I never received the original membership card but chased them and eventually got this. In the original email with my order confirmation it stated: Important note: The Gourmet Society is an on-going membership subscription service. You will be sent a renewal towards the end of your Initial Term (detailed above) and your subscription will automatically renew at the renewal date (and at the end of each subsequent term) until cancelled. Details of how to cancel are contained in your renewal pack. If y
  9. The government plans to close 91 courts and tribunals across England and Wales, and integrate or merge 31 more. The Law Society want your views and case studies to help formulate thier consultation response. Please complete our short survey to let us know how you will be affected. Their interactive map shows the courts affected by the proposals, where the work would move to and how long it would take by public transport to get to the alternative courts. https://www.lawsociety.org.uk/news/stories/court-closures-we-want-your-views/
  10. A/ Why are hover boards sold if you can't use them on the pavement or road. B/ why do people text while crossing the road. C/ Why do some young people wear there trousers half way down. D/ Why do some people shout at someone if they are next to them. Any ideas of the above would be welcome and perhaps some of your own..
  11. To cut a long story short, I had to cancel my Gourmet Society subscription by instructing my bank to block payments as the renewal correspondence hadn't arrived in enough time for me to action it with GS themselves. I notice many other people aren't so lucky and GS refuse to give a refund after having taken the payment against their will. GS are phoning and emailing me saying I owe them another year's subscription as I hadn't cancelled directly through them. Are they right?
  12. I have submitted reclaim for missold PPI to Yorkshire Building Society they have responded to advise that they refuse claim on the grounds that throughout their investigation they found no evidence to suggest they acted inappropriately or improperly in any way either when arranging MPI cover at the outset or since. They have although found evidence to suggest that we were aware of the policy existing. We were told at the outset of applying for our mortgage that we would have to take endowment and payment protection insurance for our mortgage application to be looked on favoura
  13. Is there a way of stopping or challenging this from being renewed at the end of its 5 years (before the actual debt is cleared)? Original debt: Nationwide Overdraft back in 2004 of £3500 Nationwide refused to deal with Christians Against Poverty who were sorting out a repayment schedule at the time and as soon as they were involved took me to court. They had been phoning me in the evenings to try and get me to repay the overdraft and had offered if I could pay the overdraft of £2000 - they would waive the £1500 over that but I was pregnant at the time and about to co
  14. just wondering if anyone can help im trying to buy a house at the moment and last tues 21/4/15 wanted money transfer from my account to my lawyers account by chaps got a phone call from yorkshire saying its complete i then called my lawyer to make sure but it hadn't,d appeared next day contacted bank in person said it had bounced back into my account was a very strange answer i thought but was assured it would be done by end of day (22/4) but surprise surprise it wasn,t and still hasn,t been transfered yet (25/4)
  15. http://www.oft.gov.uk/news-and-updates/press/2014/18-14
  16. Customers of Yorkshire and Chelsea building societies to receive refunds of arrears charges in £8.4m windfall About 34,000 mortgage borrowers with Yorkshire Building Society are to receive refunds averaging almost £250 each after mistakes were made in the calculation of mortgage arrears charges. In all, about £8.4m will be paid to the customers affected, some of whom have mortgages with Chelsea and Barnsley building societies and Accord Mortgages, which are all part of the Yorkshire group. Borrowers will receive an average of £247. The group is to refund all mortgage arrears admini
  17. Customers of Yorkshire and Chelsea building societies to receive refunds of arrears charges in £8.4m windfall About 34,000 mortgage borrowers with Yorkshire Building Society are to receive refunds averaging almost £250 each after mistakes were made in the calculation of mortgage arrears charges. In all, about £8.4m will be paid to the customers affected, some of whom have mortgages with Chelsea and Barnsley building societies and Accord Mortgages, which are all part of the Yorkshire group. Borrowers will receive an average of £247. The group is to refund all mortgage arrears admini
  18. YORKSHIRE BUILDING SOCIETY - ENDOWMENT SHORTFALL I would be very grateful for any advice. I have an endowment mortgage shortfall leaving me with a £21,000 debton my 25 year interest only mortgage with the Yorkshire Building Society. I am 60 years, severely disabled and my wife is my full time carer, we are totally dependant on benefits and was unable to do anything about the shortfall, we received a small amount of compensation some time back after commissions were taken. I have written twice to YBS setting out clearly our circumstances, I advised I would try and pay in extra
  19. Newcastle Building Society has pulled its three-year fixed rate 95 per cent LTV mortgage having used up the tranche of funds allocated for the product. No further bookings are being accepted for the 6.19 per cent fixed rate from today but the society says existing bookings will be honoured until the close of business on 17 April. The society says there are no other changes to products in its portfolio. Trinity Financial product and communications manager Aaron Strutt says: “It is a shame that Newcastle has elected to pull this popular product. Unfortunately, there are not that many alter
  20. Chelsea Building Society is launching the market’s lowest ever three-year fixed rate of 1.99 per cent up to 60 per cent LTV. This latest product marks a record low for three-year rates and demonstrates just how much direct-only rates have fallen in recent months, considering this was a record-low two-year fix as recently as October. Chelsea Building Society product manager Brendan Gilligan says: “Borrowers choose fixed rate mortgages to give them peace of mind and make it easier to budget for their monthly outgoings. The Chelsea has made a strong start to mortgage lending so far this year and
  21. Chelsea Building Society is launching a market leading two-year fixed rate of 1.74 per cent up to 60 per cent LTV. The direct-only deal is available from today with a £1,695 fee. An offset option is available at 1.94 per cent. Chelsea Building Society product manager Sunjeev Sahota says: “We’re committed to providing the most competitive mortgages and are pleased to be able to offer another market-leading short term fixed rate. “The Chelsea has made a strong start to mortgage lending in 2013 and now we’ve reduced what was already an excellent best buy product by a further 0.15 per cent, w
  22. Yorkshire Building Society is today launching the lowest ever five-year fixed rate at 2.64 per cent and cutting rates by up to 0.1 per cent. An offset option is available for the five-year fix at 2.84 per cent and the product, which is available up to 60 per cent LTV, has a £1,495 fee. The product is available direct-only. Moneyfacts notes this product represents the lowest five-year fixed rate on record, overtaking the Post Office’s 2.74 per cent rate as the market leader. Link: http://www.mortgagestrategy.co.uk/latest-news/yorkshire-building-society-launches-markets-lowest-ever-five-yea
  23. Hello all, Quick question relates back to 2004 (lol, I know procrastination set in and now it's time to redress) I was overpaid from where I worked at the time. The following day this overpayment was automatically withdrawn from my account without my permission or knowledge. Just wondering if that was legally possible?
  24. I have been repossessed on two properties with Leeds Building Society. I sent them letters for both accounts stating unlawful charges from this site. They replied saying for compensation they will reimburse 150 gbp, then listed the following for both accounts: Narrative Costs (£) 11 x arrears letters 302.50 3 x Unpaid Cheques 82.50 6 x Broken Arrangements 180.00 5 x Field Agent Fees*
  25. Building society windfalls are back. Members of Barnsley Building Society will receive up to £5,000 after the mutual recovered money tied up in failed Icelandic banks. Barnsley was forced to merge with Yorkshire Building Society after £10m it had deposited with two Icelandic banks, Kaupthing Singer & Friedlander and Heritable Bank, was feared lost. But at the time of the merger it promised that any money it recovered from the banks' administrators would be returned to its savers and borrowers. It has now said that £8.8m has been recovered after a four-year process. Barnsley's savers
×
×
  • Create New...