Charity regulator finds serious failings at unregistered organisation READ MORE HERE: https://www.gov.uk/government/news/charity-regulator-finds-serious-failings-at-unregistered-organisation

Regulator finds significant failures at the Presidents Club Charitable Trust READ MORE HERE: https://www.gov.uk/government/news/regulator-finds-significant-failures-at-the-presidents-club-charitable-trust

Post-Monarch review finds too many passengers flying unprotected READ MORE HERE: https://www.gov.uk/government/news/post-monarch-review-finds-too-many-passengers-flying-unprotected

Disabled people 'left behind in society', report finds READ MORE HERE: http://www.bbc.co.uk/news/uk-39458672

Well finally OFCOM have finally find a result with the Vodafone Investigation they were dealing with. The investigation relates to a fairly wide period between 1st January 2014 and 5th November 2015

Oh dear. Only days after Apple released OS X 10.10.5, fixing a host of security flaws, a further serious (and as yet unpatched) vulnerability has been made public, by an Italian teenager who says he researches security holes in his spare time. Luca Todesco has released details of a zero-day vulnerability in OS X 10.9.5 and OS X 10.10.5, the latest shipping version of Apple's desktop and laptop operating system. According to MacIssues, the problem identified by Todesco lies in how OS X handles NULL pointers in programs, opening an opportunity for malicious code to bypass the operating system's defences. Fortunately, the attack does depend upon unsuspecting users downloading and agreeing to execute malicious code on their computer — although, as we all know, malicious hackers are experts at using social engineering and compelling lures to trick the unwary into making unwise decisions. Some have already criticised 18-year-old Todesco for making available proof-of-concept code that exploits the unpatched OS X vulnerability, but on Twitter he appears to be unrepentant: Follow Luca Todesco @qwertyoruiop "considering filing a lawsuit against Todesco for his gross negligence in releasing the how-to for this exploit" - guns don't kill people 12:12 AM - 17 Aug 2015 10 10 Retweets 16 16 favorites Once again, I'm inclined to believe that Apple might get more assistance from independent vulnerability researchers if it were to offer a financial reward for the responsible disclosure of bugs, rather than take its current — somewhat aloof — approach. It remains to be seen whether Apple will release a patch for this latest vulnerabilities, or attempt to wait until OS X 10.11 El Capitan ships (the beta version reportedly already thwarts this particular attack). Personally, my hope is that they will do the right thing and protect users of their current official shipping version rather than leave them in the lurch until they are ready to upgrade. Meanwhile, the Thunderstrike 2 vulnerability continues to remain unpatched by Apple. One hopes that the fix for that — like Todesco's zero-day vulnerability — will be coming sooner rather than later. Apple, please get the bugs fixed. Then sort out your relationship with the vulnerability researchers. Link

After over 12 months, the court hearing between Lowell Portfolio 1 and myself has been found in there favour of the DCA, although rarely posting on here I have found in the past that DCA are normally unsuccessful in the court and use court action is used as a threat as the DCA. From the issue of court papers which was to incorrect with the usual lack of information set out, to CCA and CPA requests which was sent finally sent 2 days before the court date 8 months after requested, I followed the procedure as recommended by others who have been successful but the court still found in favour of the DCA!

One in five households are now in debt to their energy supplier, according to comparison website uSwitch Soaring energy costs and an exceptionally cold winter have squeezed family finances to the extent that 20% of households are now in debt to their energy supplier, according to comparison website uSwitch. USwitch said that if the figures from its survey were extrapolated across the UK, it would mean a total of 5 million households were behind with their bills, compared with 4 million a year ago, when 14% said they owed money. The collective debt adds up to £637m – £159m more than a year ago when the average outstanding bill reported by the 2,000 people surveyed by the website had fallen, by just over £8 to £123, but 41% of those who were in debt said they owed more than in April 2012 and just 9% said they owed less. One in 10 said they planned to clear the debt by setting up a repayment plan with their supplier, while 2% said they planned to move onto a prepayment meter – typically the most expensive way to pay for energy. With the average household bill now almost £100 higher than in April 2012, at £1,353, and March setting records for freezing temperatures, uSwitch said the average amount owed could shoot up again. Ann Robinson, director of consumer policy at uSwitch.com, said the figures were "a clear indication of the pressure people are coming under just to meet the cost of their basic bills". "The fact that a million more households have fallen behind in the last year so that over five million are now in debt to suppliers tells us everything we need to know about the impact of sky-high energy prices." The debt advice charity StepChange said it had seen a steep rise in the proportion of clients who had fallen into arrears with energy companies in recent years. In 2009, 6.8% of those seeking advice owed money on fuel bills, with the typical sum standing at £537. By the first quarter of 2012, the proportion had grown to 11% and the average level of arrears to £664. "The increasing number of people falling into arrears with their energy bills is indicative of how the continuing squeeze on household budgets is leaving more and more people struggling to meet the basic cost of living," said a spokesman for StepChange. "We would urge energy firms to show forbearance and understanding at this time when many consumers are financially vulnerable." Link: http://www.guardian.co.uk/money/2013/apr/09/households-debt-energy-supplier-uswitch

Surely if a card account is closed,then there should be no way CPP could request further fees ? It is not clear from the report exactly who was at fault,but it raises lots of questions. http://www.dailymail.co.uk/money/saving/article-2198244/Will-victim-NatWest-customer-meltdown.html

http://www.dailymail.co.uk/news/article-2186522/Womans-itchy-ear-caused-spider-living-FIVE-days.html