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About Me


Found 14 results

  1. They used to be Blemain, now are 'Together'. I am always behind with my mortgage. I am on a very low self employed income and it is erratic. So always end up having to pay three or four months arrears when they threaten me with an eviction. They have an court order due to persistent late payments. My circumstances have changed since I lived at the house...my gf who is also on the Deeds split up. She pays the mortgage, I pay the second mortgage with Together which is about £500 a month. I can never do one of those things with income and outgoings because is so erratic and I dont eve
  2. I thought this little bit of history was interesting Read more : - http://cag.tw/22rr
  3. Disabled people 'left behind in society', report finds READ MORE HERE: http://www.bbc.co.uk/news/uk-39458672
  4. Hi I'm new to forums. I dropped an air passenger off at Liverpool Airport's "Express Drop Off" zone, in a car park that I could not avoid as it was on the end of a No Stopping road. I was stopped for 30 seconds. When I went to the barrier to leave they demanded £2 and went on about a contract and a sign on the road which I had not seen and more .... after about 20 minutes I snapped the barrier by pushing it out of the way and went to leave in my car. The car park called the Police who asked very similar questions about a contract. Now I've investigated and
  5. My mate that is a copper asked me a really strange question regarding this subject. He had stopped a vehicle in this case no VED (tax) that had its owner listed at a mail box. The owner said he was homeless and living in the car. Unfortunately for this driver there was a warrant out for their arrest for non-payment of fines. (traffic offences) unfortunately he was arrested and put before the Courts the next day. As for hiding his home address behind the mailbox we discovered that under the DVLA rules you have to register a vehicle at a residential address. The rules for this are in
  6. Hi, I hope somebody on here can steer us in the right direction before we lose our minds. My daughter was involved in a little pile up. A car two in front of her slammed on its brakes for no reason and the car in front of her bumped into it slightly. My daughter stopped and didn't hit anything but the car behind her didn't stop in time and hit her and the car behind that didn't stop in time and hit the car behind my daughter which caused that car to then hit my daughter's car even harder a second time. My daughter called the police because the car at the front and the one behind h
  7. Hey everyone, been looking around the forums and various threads but still a little confused and hoping for some clarification. My Brighthouse account has gone beyond a week as we're really struggling at the moment financially. When i contact them next week i know they will demand 2 weeks payments plus their usual late fees to every item which i know we definately cannot afford. Am i right in thinking i can tell them i only want to pay arrears from my HP items and not DLC/OS? I'm also looking to completely remove OSC/DLC and have already written up the letter found
  8. hi. im pregnant and have recently been in hospital due to a stomach infection, during this time i fell behind with bills, very.co.uk being one of them. they have now added two £12 charges to my account for a debt collection letter and missed payment fee, and now want the total of £333.62 by december 27th. i have rang and apologised and explained my situation and offered them £40 which is the most i can pay but they are refusing? im thinking of borrowing the money to pay them but deep down i know thats a bad idea. im really stressing now ive ran into so many problems recently and am
  9. My family member has goods out on BH and now owes the just over £30 a week!! they told me today that BH have been calling out and threatening to get in to house to take goods back. I have told them to SAR as they have many DLC/OC on the accounts, im wondering if they stop payment and make a token payment to them as they are now financially struggling as they have lost their job i know BH will throw a tantrum the store manager is prone to calling police out to customers who don't make payments and of course because police are not trained they just say please pay or al
  10. Small companies are often being rejected by banks based on “personal issues” with founders' credit ratings rather than problems with their business plans. An official report into appeals by businesses against banks’ lending decisions found start-ups and very small companies are at times being “judged harshly” based on personal credit scores, leading to them being turned away “automatically ... before a proper exchange can be had”. The study also revealed that almost 40pc of decisions to reject applications for bank loans are overturned when companies use an independently monitored appea
  11. A debt charity has warned that under-25s are struggling to pay priority debts such as council tax and water bills. StepChange Debt Charity has revealed that 22,626 adults under the age of 25 sought help from it last year and that a larger share of that age group were in council tax, electricity, gas and water arrears than any other age group. Some 28% of those under-25s who went to the charity for advice last year had council tax arrears, the average of which was £534, compared to 19% among those aged 25 to 39. Of those in the under 25 age group who went to StepChange, 25% are in arrears with
  12. Hi, my first post here! I have accounts with Very, Isme, Littlewoods and KandCo. The Very account is the highest overall debt and I have fallen behind over the last 3 months due to changes in circumstances. When I first started using the accounts, I had my budget planned out 12 months in advance, and was easily able to make the payments once the end of the BNPL arrived but due to circumstances way beyond my control I can no longer afford such payments. I have continued to make partial payments, but the latest Very statement calls for an amount
  13. I was hit from behind by a van a few months back. I pulled over, and as did he. The guy stepped out of the van and was being very aggressive towards me and so i gave up asking for his details and just left. His van was damaged mostly all around from where i could see (i didn't see the back of it). In my rush and frustration i neglected to get the licence plate - mistake 1. I just thought that the damage was mainly to my car, and obviously it was his fault and he didn't want to pay. I didn't think it was worth getting into an argument about with someone who obviously was not going to be reasona
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