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Found 10 results

  1. This is yet another important decision from the Local Government Ombudsman and one that once again makes clear that if a debtor who is subject to bailiff enforcement considers that he may be 'vulnerable', he must be prepared to provide evidence and outline how his 'vulnerability' affects his ability to deal with the debt. In brief, Mr B's complaint was as follows: Mr B incurred 5 penalty charge notices. He believes that there is a law from the year 1600 that means that he can’t be fined and so can park anywhere. He and his wife both have Blue Badges and he considered that
  2. Devon County County (16 017 119) Decision date: 17th August 2017. Published on the LGO website: 17th November 2017 Vulnerability and bailiff enforcement is a subject that is of great importance and sadly, it is a subject that is very much misunderstood. The LGO have made a number of decisions regarding the 'definition' of vulnerability and the following case is another one where the LGO confirm that a 'vulnerable' debtor must provide evidence to demonstrate how their vulnerability affects their ability to deal with the debt. PS: The following is a shortened copy of the de
  3. The following LGO decision (which was only released this week) is a vitally important one as it deals with a number of misconceptions and inaccurate advice regarding bailiff enforcement. For instance, this decision addresses the following misconceptions:
  4. The following is another very recent decision from the Local Government Ombudsman on the subject of vulnerability. Once again, the LGO confirm that evidence needs to be provided if a person considers that they may be 'vulnerable'. Welwyn Hatfield Borough Council PS: The following is a short version of the decision. A link to read the full report is at the end of this post. The complaint Mr X complains that the Council has unreasonably taken Council tax enforcement action against him despite his vulnerability. What I found The law says people must p
  5. There has been much debate on the forum regarding the important subject of 'vulnerability' when a debt (usually council tax arrears) is being enforced by a bailiff. Many posters have different opinions as to whether or not, when vulnerability is identified, the account should be returned to the local authority and bailiff fees removed, or managed by the enforcement companies in house Welfare Dept etc etc. Whilst opinions will no doubt vary on this very important subject, it may be of interest to know what the Local Government Ombudsman's view is of this subject. If a debtor
  6. If a person is considered vulnerable, the enforcement regulations provide some protection from bailiff action. However, such protection is only possible if the bailiff/enforcement company are aware of the vulnerability at the earliest possible stage. Vulnerability for ‘enforcement’ purposes is very difficult to define and being disabled does not necessarily mean that a person will be excluded from bailiff enforcement. For example; some people may be constantly vulnerable (due to permanent lack of mental capacity or very severe disability etc), but others only temporarily vulnerable
  7. Oh dear. Only days after Apple released OS X 10.10.5, fixing a host of security flaws, a further serious (and as yet unpatched) vulnerability has been made public, by an Italian teenager who says he researches security holes in his spare time. Luca Todesco has released details of a zero-day vulnerability in OS X 10.9.5 and OS X 10.10.5, the latest shipping version of Apple's desktop and laptop operating system. According to MacIssues, the problem identified by Todesco lies in how OS X handles NULL pointers in programs, opening an opportunity for malicious code to bypass
  8. This thread seeks to examine the provisions contained within the Tribunals Courts and Enforcement Act 2007 in regards to the protection of vulnerable debtors.
  9. Hi I need some help please my (friend's) wife and her husband have a debt from an old business associate (long story) - long and short of it they now have a high court writ for just over £24k. I have been to the court twice to get it set aside 1) they are both on income based JSA 2) medical grounds / vulnerability - both of which were rejected as the claimant should be given the opportunity to get the money back by way of the sheriffs so the writ still stands. I spoke to CAB and stepchange and both have agreed that bankruptcy is the way forward (although
  10. I think this is in the rite place as in the long run it will be thrown at the council or a bailiff if need be. This is to do with council tax. If someone has suffered from depression for a long period, 6 years roughly, and has been taking anti-depressants for that length of time, are they classed as vulnerable. They have trouble coping even for one day if they miss there daily dose, and trust me, they have tried to cut down slowly because they want to get off them but there's a big change in them within a couple of days even if they only take half a dose of there medication each da
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