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Found 14 results

  1. Older home-owners are being given more borrowing options, as a building society launches a new range of retirement interest-only mortgages. Leeds Building Society said it is entering the market, with the new deals initially being made available through brokers. Interest-only mortgages allow people to make regular interest payments on a loan, without paying off the loan itself – but the capital must be eventually paid off. Leeds’ new mortgages are being offered to borrowers aged 55 to 80. https://uk.yahoo.com/finance/news/interest-only-mortgages-lasting-retirement-230100829.
  2. Older home-owners are being given more borrowing options, as a building society launches a new range of retirement interest-only mortgages. Leeds Building Society said it is entering the market, with the new deals initially being made available through brokers. Interest-only mortgages allow people to make regular interest payments on a loan, without paying off the loan itself – but the capital must be eventually paid off. Leeds’ new mortgages are being offered to borrowers aged 55 to 80. https://uk.yahoo.com/finance/news/interest-only-mortgages-lasting-retirement-230100829.
  3. After 25 years with my employer, a large UK financial business, I am being made redundant at the age of 51 as they are closing my office. They offered me Voluntary Redundancy with enhanced terms on the basis I signed an agreement giving up my right to an undiscounted pension which may be otherwise payable on my redundancy. (Due to my length of service, I still have a final salary pension). I have not been given a reason why I have had to sign this other than 'it's policy'. I was hoping to take Early Retirement but the minimum pension age is 55 now. None of my other colleagues have been g
  4. Hi, I am looking for any help in this situation my wife finds herself in please. First my wife has worked for a local authority for nearly 38yrs, part of this period she was not included in the pension fund due to her working part time therefore she does not qualify under the 85 year rule, she is 58yrs. Last year my wife fell at work breaking her femur requiring a rod implant then she fell in hospital (I know), this time she broke wrist badly requiring an op and manipulation. She has been of work for a year and as cook in a unit will not be able work there for a long time if eve
  5. I am having to retire soon due to a back injury at work. I am a hca community nurse. I am 55yrs and was hoping to work until 66 which would be my government retirement age. I have permanent damage to my spine, and no consultant will operate. I have lost my driving licence too as l have foot drop. I will hopefully receive a ill health retirement pension. However, l am going to have a serious loss of wages here as my pension will not meet what l used to earn. Can l claim compensation ? I dare not enlist a solicitor as that would cost thousands and sadly not in the union as they were
  6. Fees cut for registering a power of attorney The cost of registering a lasting power of attorney (LPA) has been reduced from £130 to £110, the government has announced.
  7. Does anyone know how to claim Medical Retirement?
  8. Can anyone help? I am very lucky in that whilst browsing the news recently I saw about 2015 pension changes and that from next April (I will be 58) I can take any pension as a lump sum and not buy an annuity unless I want to. I had forgotten all about some pensions I started in the 1970's and have had a good dig around and am very happy that I have a 'forgotten'; pension pot of over £90,000 in two RAC's. I do not need to generate an income for my old age as I have some property investments which provide an adequate living. My questions are Will I be a
  9. Question: How many days in a week? Answer: 6 Saturdays, 1 Sunday Question: When is a retiree's bedtime? Answer: Two hours after he falls asleep on the couch. Question: How many retirees to change a light bulb? Answer: Only one, but it might take all day. Question: What's the biggest gripe of retirees? Answer: There is not enough time to get everything done. Question: Why don't retirees mind being called Seniors? Answer: The term comes with a 10% discount. Question: Among retirees, what
  10. Hi, I'm looking for some advice on IHR. I've worked for my employer for 6 and a half years. In November I was involved in a motorbike accident that wasn't my fault. At the time of the accident I discolated my shoulder,snapped 3 of my rotator cuffs from the bone,moved my bicep and bicep tendon and was told later by the surgeon that I also damaged a bunch of tendons in my shoulder. Ive been off work since the accident,as I lost the use of my shoulder and could only lift my arm about 2 inches from hanging down at my side. Over the months I've been going through physio
  11. I have my dreaded ESA tribunal next week. today I have had a letter from dwp which informs me that due to age change I will receive state pension on 3rd January. I cannot see that anyone would employ me given that I have been ill since 1997 and given that I am so close to retirement. has anyone got any experience of being in this situation and will it be taken into account at the tribunal?
  12. Hi I really need some help my late mother's retiremet plan A couple of weeks ago i heard that loads of money was held in unclaimed pensions so i decided to make an enguiry to the Pension Tracking service. They came back and said that they had a record so i wrote off to the company. i recieved a reply from the company saying they did not hold a record of her but JPMC Retirement Plan did. I contaced them last week and the chap on the phone said that they did have a record of my mother's death oin 1993 and said he would send out some forms and mentioned birth certs. This morning i
  13. Hi I have just been awarded partial ill health retirement backdated to end August 2013. I have now received a letter saying my employment will be terminated from the same date and I would receive any outstanding holiday pay.When I queried why I would not receive any notice pay and why there was no notification of my contract being terminated I was told that as I had requested to be considered for ill health retirement, I had effectively handed in my notice and would not be entitled to notice pay. I have been with this employer for 21 years. I would appreciate feedback as I have lost trust in m
  14. I have a question, what is the grounds for you to be medically retired on the grounds of ill health. I am currently employed however I have a medical condition called sacroiliac joint injury of which the characteristics are: Pain on the right of my lower back. The pain ranges from an ache to a sharp pain which restricts my movement to the point where I cannot leave the house. If I leave the house, I walk for around 5 mins then experience pain in my back and legs and struggle to return home. Experience difficulty turning over in bed, struggle to put on shoes and socks and someti
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