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Found 25 results

  1. http://www.bbc.co.uk/news/business-39352654
  2. Hello Everyone, This is a piece of advise for my mother who is currently going through lots of old paperwork. Back in 1990, she and my grandfather bought a house between them, both named on the mortgage with the Nationwide. Both her income and his pensions (he was 70 at the time) were used to get the mortgage. Both had to have Decreasing Term Mortgage insurance linked to the property in the event of either of them dying as it would clear the mortgage. In 1992 my grandfather died and whilst dealing with his affairs, my mother (and I as a teenager) visited our local NW branc
  3. A knitting pattern book ?? http://cag.tw/2032 I took a screen shot of this, I couldn't believe it. "Not for sale to persons under the age of 18" I wonder what is so dangerous or shocking - sadly this item doesn't allow you to 'look inside'.
  4. Just a quick question with regards to a new employment contract. I recently changed jobs and I noticed with some astonishment that one clause states it automatically terminates on my 65th birthday. It wasn't mentioned and I didn't ask during the job interview, as I thought I cannot be retired against my will anymore, but my contract states it will automatically end on my 65th birthday. I didn't realize they could do that ? On another note it also states if I wish to end my employment I will have to give three months notice, but if my employer wishes to end it, they will give no more t
  5. Hello everyone, Can anyone help with this question please? My wife gets carers allowance for me would she still be entitled to it when she gets her pension in about 2 years time. Thank you for any information its much appreciated. pin62.
  6. https://www.google.co.uk/search?q=leonard+nimoy+died&ie=utf-8&oe=utf-8&gws_rd=cr&ei=ddbwVPecI87KaKK3gogH
  7. Lucky me I shall reach the State Pension Age (65) in a few months, and I would appreciate some thoughts on the best way to proceed 1. I currently receive Guaranteed Pension Credit and I have a part time job plus a small works pension 2. I don't intend to stop work at 65 (it would drive me crazy) So, anticipating the soon to arrive bumf from HMG whatis the best course to follw? Defer taking state pension and continue with GPC until such time as I do stop work or?? Any thoughts gratefully received
  8. The very sad news today that Peaches Geldof has passed away aged 25. A truly sad time for the family. http://www.bbc.co.uk/news/uk-26931337 R.I.P
  9. Hi My daughter signed up to a gym online, 2 months on and I am unable to use the gym due to a foot operation and therefore she is also unable to access same. as she is 16 can they still tie her into the 6mth contract as they are saying she cannot cancel at this time. mine has been cancelled as i have been a member for a longer period thanks in advance
  10. I have my dreaded ESA tribunal next week. today I have had a letter from dwp which informs me that due to age change I will receive state pension on 3rd January. I cannot see that anyone would employ me given that I have been ill since 1997 and given that I am so close to retirement. has anyone got any experience of being in this situation and will it be taken into account at the tribunal?
  11. Hello can anyone help me, I have sent off my ESA50 a few weeks ago and I receive DLA and I.B.my wife also gets care allowance and income support, If I should happen to lose my benefits I know my wife would lose hers. I'm 65 in about 18mths so could I claim as a married couple only my wife has been told she will not get her pension till she is around 64,I hope I have made myself understood and thankyou for any replies.
  12. Payout for used car salesman, 52, fired for being ‘too old’ A used car salesman thrown on the scrapheap because of his age has won a multi-thousand pound payout. Gary Hawkins, 52, took legal action against the Black Country motor dealership Carcraft where he worked as manager after complaining he’d been told there were too many miles on his bodyclock. Speaking after a Birmingham employment tribunal backed his claim of age discrimination, he said: “I have struck a blow for middle aged men and women everywhere.” And the Sutton Coldfield businessman, who has a four-year-old daug
  13. Hi everyone, I am new to this and really hope someone can help. I am self representing because I live mainly abroad and this would cause a problem to most lawyers/trainees/volunteers. On my ET1 I ticked the Age Discrimination box, simply because I could not see any other options that applied, but proceeded to state that I believed I had been discriminated against due to Age and/or Part-time hours. The Respondent replied on the ET3 that there was no jurisdiction because I had not listed and dated the alleged discrimination incidents and that those mentioned predated my ET1. The ET h
  14. Why is it people are trying to deal with bailiffs with 21st century rules? when there is perfectly great laws from many years ago!! There are modern laws too if you know where to look for them, they are easy to find and use, I have done so on many occasions, the reasoning behind using very old statutes is because they are still law, yet to be rescinded, so look them up and use these as they will help you out.. end of rant
  15. Hi Cag Can some one advise me on the following please My partners son is 18 this week and is in part time college studying hairdressing and works 3 days a week in a local salon. His father has stated to the benefit agency he is in full time education which is not true. He failed to get grades at school and did not make the required grades at his first year at 6h form so he quit. Question, does the CSA still require payment ? as it comes direct from a deduction of earnings. The CSA have told us that they are satisfied wih the written response to the RP response but have not
  16. I can see a similar question on here but don't want to gatecrash the askers thread & my circs are slightly different maybe. I'm sure I have asked on here before, but no joy. Son is in 2nd & final year of 6th form, he will be 18 in March next year, & leaves 6th form in May. He's hoping to do an apprentiship, with an IT firm from May, 100 pounds per week. I currently work 30+ hours a week self employed, & claim working tax credits, housing benefit etc. Have 2 teens, daughter is 16 in January & at school another 2 years. When will CSA payments stop? Relations with th
  17. My son, has ~ADHD & ASD and now, devloped Conduct Disorder, age 16 (16 in April) DWP have contacted me to arrange an appointment to visit myself and my son at c home, to establish if my son will be having his DLA paid directly to him or if I should remain his appointee. My problem with that is, if they speak to us together - my son will become acutely aware of his possibly having as much as £250 per month in his hand - for which he will be determined to have it paid directly to him. Unfortunately, owing to his immaturity and being very vulnerable and easily influenced - that am
  18. Hi Folks, Is anyone here over the age of 24 and found that their Apprenticeship Applications are rejected with excuses rather than reasons? I have made several without so much as getting an interview. Recently was rejected for an Junior IT job where I have the neccessary skills but they used my GCSE results from 16 years ago as the reason why I was un-successful. I am aware that businesses are able to apply for funding from the Governments Apprenticeship Scheme for applicants between 16 - 24 years old. They are however obligated to advertise the vacancy to the public. I'm concerned that age
  19. Not quite sure if my friend intended to cheer me up with this email.. Well it didnt work !! At the root of every gray hair, there is a dead brain cell. Someone had to remind me, So I'm reminding you, too. Don't laugh.... It is all true! Perks of reaching 50 : Or being over 60 And heading towards : 70 or beyond! 1. Kidnappers are not very interested in you. 2. In a hostage situation, you are likely to be released first. 3. No one expects you to run -- anywhere. 4. People call at 9 PM (or 9 AM) and ask, ‘Did I wake you?' 5. People no longer
  20. Not sure if I'm putting this in the correct forum or not so mods feel free to move. As it's now illegal for employers to discriminate on the grounds of age (ha-ha), having been registered for work, both temporary and permanent with a few of the agencies, I have come to the conclusion that the agencies filter out people over the age of 50 for jobs. Time and time again I have seen the agencies I am registered with advertising jobs that I am more than capable of doing yet never get put forward for them. When I do, like the other week got a starting date then the day before I was due to
  21. Hi, Not sure if anyone can help me with this. My husband applied for reconsideration of his DLA award last October (was getting low rate care only). This was denied following a fictitous report by an Atosh 'Dr' (for example, stated my husband had no problems with stairs whilst sitting 8 feet from the stairlift just installed by the council). He is now appealing but this will apparently not be heard until at least March next year. Now the problem, hubby is 65 in a couple of weeks and I was wondering if we should be applying for DLA again before that time in case his appeal fails on a
  22. Very disturbing http://www.credittoday.co.uk/article/14557/online-news/one-in-five-will-seek-payday-loan
  23. Hello, Firstly, my main concern here is how the investigation is being dealt with as in my opinion, if I have unknowingly done something wrong, then I have to cross that bridge when I come to it but I have SERIOUS concerns.Although I am worried about all of it and am in need of advice. - I receive a call back in April, my benefit had been suspended in March. I knew why and called them got told to call this benefit fraud woman and I did. Gave her my email as I had no fixed abode and emailed her explaining what had happened which in a nutshell; Was renting a room, landlord turned
  24. All, I have read this thread with interest as it seems very relevant to me. One big difference is that the respondent has asked for me to consider JM and the CMD (by telephone) is scheduled to last 15 minutes. I have already said that I am in agreement (really good things to do with my life, still, but very annoyed with the company who sacked me). I will ask for a statement of position and expectations from the other side and also for them to meet the cost of legal representation on the day to approve any eventual agreement. Or the cost of it afterwards, to sign it off but I am wary
  25. Sir Alastair Burnet, legendary broadcaster many will remember as anchor of News At Ten, has died at the age of 84. http://tv.uk.msn.com/features/sir-alastair-burnet-dies-at-the-age-of-84
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