Hello,
June last year I had a total loss right off involving no other parties. The vehicle was valued at £265 and the excess was £250. I contacted Admiral who processed the claim within 24 hrs. Obviously nothing ventured nothing gained or lost. Several weeks later I received a new certificate of insurance and policy documents for my old right off and a letter saying I owed them a premium of £620.
When I referred to my exisiting documents I found that they had all expired in April 2012 including my certificate of insurance. My policy had been automatically renewed but no paperwork had be